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These are the Top Fintech (Financial Technology) Companies in The Netherlands (2021)

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This article showcases our top picks for the best The Netherlands based Fintech (Financial Technology) companies. These startups and companies are taking a variety of approaches to innovating the Fintech (Financial Technology) industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top The Netherlands Fintech (Financial Technology) Companies

Data sourced from Crunchbase and SemRush.

Adyen

Adyen

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Adyen operates as technology company in the Netherlands, Brazil, Singapore, the United Kingdom, Canada, Australia, South Korea, Hong Kong, Mexico, China, New Zealand, Malaysia, India, Japan, and the United States. It offers Adyen platform that integrates gateway, risk management, processing, acquiring, and settlement of payments for directly connecting merchants to Visa, Mastercard, and other payment methods, as well as sales channels, including its merchants’ online, mobile, and point-of-sale channels.

Pieter van der Does founded Adyen in 2006. It has its headquarters in Amsterdam in the Netherlands..

bunq

bunq

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bunq is the Bank of The Free. A totally independent bank that makes life easy.

No branch visits, no queues, no paperwork, just immediate access from a mobile device. Users can share bank accounts with whomever they want and pay with worldwide Maestro and Mastercards wherever they go.

bunq was founded in 2012 by Ali Niknam (1981), who managed to get the first European banking permit in over 35 years. He set out to radically change the traditional banking industry and, as its sole investor, invested €44.9m in bunq.

bunq’s latest publicly available number of user deposits is €211,152,900, based on the deposits in December 2018. Over 2018 the total amount of user deposits doubled and is increasing every day.

Over 2018 the total amount of user deposits doubled and is increasing every day.. .

Mollie

Mollie

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Mollie is a payments platform that offers an easy-to-implement process for integrating payments into a site or app. It is a technology-based company processing payments for more than 50.000 clients with local payment methods such as Mastercard, VISA, Amex, PayPal, iDEAL, Bancontact, Bitcoin, SEPA Direct Debit, Cartes Bancaires, ESP, Giropay, SOFORT Banking, and more.

Mollie aims to make online payment simple for merchants by taking away the complexity from payment methods and offering a simple, but powerful API. Mollie has a strong focus on technology, innovation, and reliability.

The company was founded in 2004 and based in Amsterdam, Noord-Holland, The Netherlands.. .

Bitfury Group

Bitfury Group

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Bitfury is the leading full service bitcoin and blockchain technology company.

BUX

BUX

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BUX makes it easy and affordable for people to engage in the financial markets through mobile platforms for commission-free stock investing and CFD trading. People can buy shares without the fees, whether the user is a stock market veteran or just starting out, users will enjoy the simplicity and the seamless experience.

BUX was founded on 2014 and is headquartered in Amsterdam.. .

Payaut

Payaut

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Payaut is an automated payment solution for online marketplaces. Payaut provides a PSD2-compliance and automation of the payment process.

The solution helps online businesses that are part of the payment flow to easily comply with the new PSD2 regulations, while still able to use multiple Payment Service Providers (PSP’s).. .

Finom

Finom

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Finom combines digital business account benefits with multiple services to provide financial solutions for entrepreneurs, self-employed, and freelancers. It pulls together accounting, financial management, and banking functions for early-stage businesses and SMEs into one mobile-first product.

Founded in 2019, Finom is headquartered in Amsterdam, The Netherlands.. .

Ohpen

Ohpen

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Legacy out. Agility in.

It is the only way forward for the financial industry and the driving principle behind Ohpen: a ruthlessly effective, cloud-based core banking engine. Built by former retail bankers to administer retail investment and savings accounts, Ohpen liberates banks from their legacy systems and processes..

VATBox

VATBox

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VATBox has successfully digitised the VAT/GST recovery workflow with its cloud-based enterprise recovery platform, using AI.

TerraPay

TerraPay

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TerraPay, a mobile-first international payment network, has been founded with the vision to send money to any mobile. TerraPay interconnects financial services providers — mobile wallet service providers, money transfer operators, banks and payment platforms – to create a “one network” for secure and seamless transnational movement of funds.

The network facilitates a broad transaction set including interpersonal transfers, e-payments and government disbursements. TerraPay is platform agnostic and supports standard open APIs for integration with any mobile wallet provider.

Through a single connection, partners gain access to a global payment network enabling rapid services up-scaling whilst minimizing Opex and Capex investments. As a fully regulated financial intermediary services network, TerraPay offers services beyond principal core transaction, routing and processing functions and assumes end-to-end responsibility for, regulatory compliance foreign exchange management and funds settlement..

FiveDegrees

FiveDegrees

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Five Degrees is a financial technology solutions provider that offers next generation banking software to retail and private banks. Its core BPM banking solution, Matrix, provides a fully automated banking services platform that supports any segment, product, or channel via a mid-office environment, connected to legacy back-office, or the available Matrix back office.

The company supports its clients throughout the complete value chain by providing project management to technical and functional knowledge. Its technical staff offers training of users, maintenance staff, and offers support on managing parts of the infrastructure.

Five Degrees was founded on 2009 and is based in Amsterdam, Netherlands.. .

Fourthline

Fourthline

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Fourthline is one of Europe’s fastest-growing fintech companies for digital KYC (know your customer). Trusted by banks and leading fintech companies, Fourthline verifies millions of identities for clients like N26, Allianz, Yolt (by ING), Bol.com, Flatex, DEGIRO, KPN and many more.

Fourthline is the only KYC provider with a proven end-to-end solution for bank grade KYC. We provide best-in-class fraud detection at industry-leading conversion and compliance levels.

Our mission is to protect the online financial system by using the most innovative technologies to develop the safest and most customer friendly digital KYC solution. We share a love for fighting financial crime and building a beautiful product with a positive impact on the world.

Fourthline is part of Safened-Fourthline BV which is regulated as a Payment Institution by the Dutch Central Bank and the Financial Conduct Authority. Our executive team has a combined experience of >80 years at top banks and consultancy.

Investors include Finch Capital and various angel investors. Founded: 2017.

First product launched: January 2018. KYC, onboarding, fintechs, banks, AML4, AML5..

Factris

Factris

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Factris is a fintech firm that specializes in the fields of SME financing, factoring, debt management, debtor insurance, and invoice finance. The company specializes in working capital to businesses by buying their unpaid invoices.

It was founded in 2017 and headquartered in Amsterdam, Noord-Holland.. .

payconiq

payconiq

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Founded in 2014, Payconiq is a mobile payment platform. Payconiq leads the transformation of the payment industry in Europe.

They’ve created an app which can be used for omnichannel payments: in store, online, and between friends. Consumers benefit from quick and easy payments through their smartphone while merchants reduce checkout times and pay smaller fees per transaction than any other payment method.

Payconiq is currently active in Belgium, the Netherlands, Germany and Luxembourg with local offices in each of these markets.. .

CarePay International

CarePay International

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CarePay has developed a mobile health data & payment distribution platform that has the potential to fundamentally change healthcare. The platform, originally built on top of the foundations of mobile money but now linked into several digital payment networks across various countries, permanently connects patients, premium payers, insurers and healthcare providers in a standardized way and can be introduced anywhere in the world.

The platform, accessible on any mobile phone, provides mobile health wallets which allows these connected stakeholders to send, receive and pay dedicated healthcare funds to each other instantly and at minimal cost. CarePay’s solution is a standardized, end-to-end mobile health data & payment distribution platform that offers a full range of services that help manage large scale health (insurance) schemes at lower cost than ever before.

The platform’s modules range from enrollment and premium collection to beneficiary identification, claims management and data-powered services. Current payers on the platform include private insurers, donors, government agencies, employers and individuals.

So far, CarePay has connected over 4.5 million users and more than 1,200 healthcare facilities to the platform. CarePay is an international, fast-growing fintech company first established in Kenya, but has now expanded its business to Nigeria and Tanzania.

The international expansion is driven from CarePay’s HQ in Amsterdam. Our innovative approach to healthcare provision was recognized in 2017 when CarePay won the FT/IFC Transformational Business Award and in June 2018 CarePay was named a Technology Pioneer by the World Economic Forum..

Change Invest

Change Invest

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Change is on a mission to enable everyone to take part in the world’s success. Change enables users to invest as little as €10 into cryptocurrencies, stocks and other assets.

No minimum balances, unfair barriers and high commissions. All possible by secure blockchain technology and the smartphone in your pocket.

Buy Change shares from Funderbeam: https://www.funderbeam.com/market/changegroup/trades Buy Change convertible note from Change app: https://www.changeinvest.com/investor. .

DEGIRO

DEGIRO

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DEGIRO is an online stockbroker that serves both individual and professional investors. It offers market access through its in-house developed platform.

DEGIRO provides its services for customers in the Netherlands, Switzerland, Denmark, France, Poland, the Czech Republic, Greece, Norway, Portugal, the United Kingdom, Germany, Ireland, Spain, Hungary, Finland, Italy, Austria, and Sweden. Launched in 2013, DEGIRO is operated from Amsterdam, the Netherlands..

Silverflow

Silverflow

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Silverflow an Amsterdam-based online card payments platform that provides an upgrade for payment-providers to accelerate technological innovation. With Silverflow, PSPs can now directly access card networks, instantly add new functionality, have real-time insight into transaction fees, and get smart data direct from the networks – all to better serve their merchants.

Silverflow was founded in 2019 and is headquartered in Amsterdam, Netherlands.. .

Recharge.com

Recharge.com

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At Recharge.com our purpose is to make prepaid credit & top-up simple. We disrupt the slow and traditional market around the world to make online recharge fast, safe & simple – anytime, anywhere for everyone.

Our team based in Amsterdam are on a once in a lifetime adventure to become the best and biggest in online recharge worldwide. We’re always looking for go-getter professionals to grow with us during this fast-evolving journey..

Owlin

Owlin

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Owlin is an ambitious technology company developing real-time data analysis and cutting edge. Their news analysis algorithms provide portfolio managers, asset managers or risk managers with intelligence on all events relevant to their business or portfolio in multiple languages and in near real-time.

They apply Natural Language Processing and AI to provide valuable insights that are hidden in the data. They use the latest AI and machine learning technologies to monitor, analyze and visualize more than 2.8 million news sources worldwide in 8 languages and all in near real-time.

News flows are clustered and ranked by volume, delta, relevance, disruption, or specific alerts. Their platform covers numerous types of sources, including traditional media, corporate sites, government publications, academia, blogs, specialist sites, forums, and news organizations.

Owlin has received the NRC Live FinTech Impact Award 2019: Jury Prize Winner and Dutch FinTech Top 50 2015 Awards and Accenture Innovation Awards 2014: Finalist in the financial services and media & entertainment categories. Owlin was founded on June 23, 2012, and is headquartered in Amsterdam, North Holland..

Onegini

Onegini

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Onegini empowers financial organizations to accelerate digital transformation by providing out-of-the-box software to get customers online. The digital platform will connect, manage, and engage customers in a frictionless way Large insurance companies and banks around the world use Onegini’s price winning platform to truly engage with customers across all digital channels.

For Aegon, Onegini created the first Secure Social Login solution in the financial services and insurance industry worldwide. This resulted in more than 80% of customers online and engaged within the first 3 years.

In 2016 Infosys Finacle (NYSE: INFY) and Onegini announced a partnership to integrate the Onegini Mobile Security Platform with Finacle banking solutions. Other clients include VGZ, Transamerica, Univé, RBL Bank, Van Lanschot Bank, Proximus, Coolblue, CFG Bank and many more Onegini was founded on 2011 and is headquartered in The Netherlands..

PayU

PayU

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PayU is a financial services provider in global growth markets. It delivers innovative technology that enables billions of people and millions of merchants to buy and sell online.

As an online payment service provider, it deploys more than 300 payment methods and PCI certified platforms to process approximately 1.2 million payments every single day. It also specializes in innovative consumer and small business products that improve access to credit and banking services in markets that are underserved by traditional financial services providers..

Cobase

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Cobase’s multibank platform is a single point of access to all bank accounts and other financial products and services from many banks and financial service providers. The main features of the platform are a central payment hub, cash management, and treasury modules.

The combination of this functionality with many bank connections in one place offers tremendous financial and operational efficiency, especially for medium and large size companies. Users and authorization schemes can be centrally managed for all subsidiaries or departments and only one security token is needed for each user.

Lendahand

Lendahand

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Lendahand is an online impact investing platform regulated in the Netherlands.

Vive

Vive

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Vive is a smart goal-driven investment app offering smart, fully-managed investment services. Vive’s smart wealth management platform combines financial planning, investing, and personal financial advice.

Vive is headquartered in Amsterdam.. .

Blanco Services

Blanco Services

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Blanco Services are experts from the e-brokerage, banking industry and IT that know how to make asset management procedures faster, better and cheaper occupy the offices of blanco. To do so, they develop products based on the newest technology which make life for wealth and asset managers significantly easier.

They developed a 60-minute Client Onboarding that will rapidly register your wealth management customer. They also built a fully automated Know Your Customer tool that determines the risk appetite of your customers through a quick and easy online procedure.

And they provide services that will keep your company compliant with legislation (like the Financial Supervision Act [Wft], the Money Laundering and Terrorist Prevention Act (Wwft), and beginning next year MiFID II) and in control of risks.. .

Finturi

Finturi

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Making invoice financing secure, low-cost, quick and easy using blockchain and artificial intelligence

Leapfunder

Leapfunder

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Leapfunder aims to help startups to find early stage financing. Our main product is the Leapfunder convertible note, a standard approach through which early stage companies can be financed.

Via Leapfunder anyone can become an Angel investor. A meaningful investment can start from EUR 1,000 or even smaller.

Leapfunder is a Dutch company, based in Amsterdam. The founders jointly have decades of experience with early stage investing.

Leapfunder does not give investment advice.. .

Startup Stock Exchange

Startup Stock Exchange

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SSX provides securities exchange related services such as brokerage and listing advisory for its clients. It enables the owners of startups and small businesses to attract global investors to buy shares of their companies on a public stock exchange.

The company uses the Dutch exchange as the legal framework for the trading, but all interactions by investors and companies are with SSX, which is a licensed listing adviser, broker, and shareholder for the exchange. SSX, which was founded in 2011, is recommended solely for investors and companies that understand the high risks of startup investments and make their own decisions..

Ikbenfrits.nl

Ikbenfrits.nl

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Ikbenfrits.nl is an online mortgage company.

NPEX

NPEX

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NPEX offers a secure platform that enables companies and investors to trade securities.

InvoiceSharing

InvoiceSharing

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InvoiceSharing is a free electronic invoice distribution platform for its clients to connect their accountings systems or electronic invoicing platforms. Through the platform, accounting and invoice scanning software companies send and receive electronic invoices directly from their system to their client systems.

It is comprised of an accounting-robot as well as an application store with products that use invoices to decrease cost and improve cashflow of a business. The platform connects systems and distributes invoices for free, and makes revenues from the sale of premium products.

It also provides white label versions of the platform to banks, software companies, etc.. .

PayAccept

PayAccept

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PayAccept is a Blockchain technology company that combines traditional and Decentralized Finance (DeFi)

Backbase

Backbase

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Backbase is doing very well. They are one of the leaders in one of the hottest markets at the moment: fintech, and the vendor of choice for 75+ banks across the globe, impacting 90+ million end-customers they serve on a daily basis.

Backbase empowers financial institutions to become digital leaders, enabling them to place digital at the core of their business model. They software, the Backbase Omni-Channel Banking Platform, unifies data and functionality from traditional core systems and new fintech players into a seamless customer experience, across all digital touchpoints..

2local

2local

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FinTech Cryptocurrency

Flow Your Money

Flow Your Money

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Flow Your Money is a fintech startup based in Friesland.

Anycoin Direct

Anycoin Direct

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The Netherlands-based bitcoin brokerage, Anycoin Direct, offers its users with the ability to buy and sell digital currencies, including bitcoin, dogecoin, and darkcoin, among others. The company aims to make the buying and selling process easy for its clients, without compromising safety.

When selling cryptocurrencies, Anycoin Direct transfers money to the bank account number specified by its client, typically within a short period of time. It charges 0.3% fee for buying cryptocurrency and 1% for selling cryptocurrency.

The company also offers various local payment methods: SEPA, Sofort, Giropay, iDEAL, Bancontact, MyBank, Trustpay, and INTERAC Online.. .

Yolt

Yolt

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Yolt challenges the status quo of money management. We believe that staying on top of your money shouldn’t be a bore.

With a fresh approach and smart insights to ‘yolt’ you into action, Yolt is about being smart with your money, so you can make the most of life.. .

Buddy Payment

Buddy Payment

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Buddy Payment is a debt prevention app that helps users pay and manage their bills.

WE.VESTR

WE.VESTR

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WE.VESTR is the venture equity platform that digitizes shareholder management and makes shares easily tradable on a digital exchange. Equity management, legals, KPIs, financials and ownership exchange in one interactive and transparent environment.

For tech founders and (Angel) investors. We digitize the investment supply chain to power the acceleration of the next-gen global companies!.

Monyq

Monyq

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Monyq is a mobile interface that enables users to add and categorize their personal finances into a virtual shoeboxes for easy tracking and management. Featuring a number of smart tools, the application allows individuals to take pictures of or scan important financial documents such as invoices and insurance documents, and arrange them into shelves of labelled shoeboxes.

This helps them to keep better track of their finances on iOS and Android platforms or on their personal computers.. .

Payplaza

Payplaza

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PayPlaza is a leading global payment software company managed and driven by professionals each having over 20 years experience in the financial and payment industry. Since 2010 PayPlaza has developed a revolutionary payment platform encompassing unique solutions for Point-of-Sale card acceptance.

From 2012 PayPlaza Solutions have been rolled out across Europe offering powerful advantages for their partners and clients. The PayPlaza platform is PCI level 1 certified and includes full encryption technology matching the highest possible international security regulations.

PayPlaza’s is based in Amsterdam with additional offices located in Eindhoven and Madrid. In 2016 PayPlaza expects a volume of + 300 million transactions with yearly 2 digit growth.

PayPlaza and her partners are currently active in 17 European countries with further expansion planned in US and Asian markets in 2016.. .

Internet of Coins

Internet of Coins

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Internet of Coins is an environment for personal finance. As a decentralized platform it enables an optimally inclusive financial network, interlinking all digital forms of value.

It allows you to trade digital assets and currencies peer to peer, with an easy to use interface and the opportunity to earn fees by participating as an allocator.. .

AllianceBlock

AllianceBlock

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AllianceBlock is a blockchain-agnostic layer 2 that bridges traditional and decentralized finance and automates the process of converting any digital or crypto asset into a bankable product. It leverages proprietary AI-technology to rate both corporates and investors.

AllianceBlock was formed in 2018 and is based in De Meern, Utrecht.. .

G2A.COM

G2A.COM

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G2A.COM is a financial technology company and global transaction ecosystem, which houses the world’s largest marketplace for digital products. G2A Marketplace currently has over 19 million customers who purchase items from 400,000 sellers worldwide.

Aside from the marketplace, the other core product in the G2A ecosystem is G2A PAY, a fast and convenient online payment gateway with over 200 different global and local payment methods available. G2A has several hundred employees that work all around the world, including in the Netherlands, Hong Kong, Iceland, Lithuania, Poland, the UK and the US..

CapitalT

CapitalT

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CapitalT is an early stage VC that invests in software technology companies that solve real problems with AI or have a strong data component, who have international potential and amazing teams. We invest in companies in the Netherlands, United Kingdom, Sweden, Norway, Denmark, Finland and Germany.

We proactively look at companies in digital healt, EdTech and b-to-b saas.. .

Gain.pro

Gain.pro

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Gain pro is a fintech platform that specializes in private equity, advanced analytics, artificial intelligence, and investment banking.

New10 B.V.

New10 B.V.

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New10 B.V. helps owners of SME businesses to finance their plans and ambitions for growth.

Our goal is to set the new norm in SME lending by offering a fully digital application process from uploading financials to signing contracts. New10 provides the credit decisions within 15 minutes with clear conditions and insights of the applicant’s financial health.

Entrepreneurs can complete their application wherever and whenever they like. Fast, simple, and clear.

New10 is initiated by ABN AMRO Bank N.V. and combines the financial knowledge and expertise of the bank with the agility and advanced technologies of a start-up..

Tablomonto Ventures

Tablomonto Ventures

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Tablomonto is an early stage venture capital firm based in The Netherlands. We believe in building businesses together with the founders and are looking for remarkable and diverse founding teams.

This is why next to investment in cash, we also bring key capabilities through our venture partners and allied experts to the founding team: such as technology, HR and (digital) branding & marketing capabilities. We have deep expertise and networks in FinTech, InsurTech, Healthcare, FMCG, Retail and eCommerce and are looking for investments in these sectors.

We invest between €100k and €1.5Mn initially. Lastly we believe in diversity & inclusion and are continuously working on attracting a diverse pipeline.

If you are a female founder or diverse management team, we definitely want to hear from you.. .

FWDPay

FWDPay

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Redefining paying, enable others to transact.

Proof of Impact

Proof of Impact

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Proof of Impact is a technology company that enables the real time collection, measurement, verification and analysis of impact/ESG data. We do this by integrating into companies existing operating systems in a bottoms up approach to collect data, verify its accuracy through 3rd party checks, then report that back on a visual dashboard to demonstrate a live picture of the impact you as a company or investor set out to achieve.  

In order to hold all stakeholders accountable to having their impact narratives meet their business actions, our industry needs to build a transparent, automated, scalable impact measurement foundation. Technology is the driving force to expedite the scale, accuracy, and securitization of this impact/ESG data. 

Home Credit Group

Home Credit Group

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Founded in 1997, Home Credit Group is an international consumer finance provider with operations in 11 countries.

Fundsup

Fundsup

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With a mission to empower young companies to build the change they wish to see in the world, Fundsup aims to take the friction out of early-stage fundraising through data driven matchmaking. Fundsup provides committed founders of undiscovered early stage companies (Seed-Series A) with increased connectivity and traction to key industry players including: investment professionals, fund managers, and HNWI by pairing the exact needs of both parties.

Ultimately leading to more successful investment deals. Through the web and mobile application it is enabled through with the help of A.I.

technology, external API partners, and a bridge to existing ecosystem networks, all in a safe and secure private members network for entrepreneurs. Each day, hundreds of introductions between founders and investors are enabled.

So whether looking for your first investment or building an entire portfolio, Fundsup enables instant exposure to your next potential match.. .

IMC Financial Markets

IMC Financial Markets

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IMC is a technology-driven trading firm with offices in Amsterdam, Chicago and Sydney. We develop innovative technology and employ advanced trading strategies to make markets on more than 100 of the world’s best-regulated trading venues.

We are also a Designated Market Maker (DMM) on the New York Stock Exchange. Besides our on-screen market making in many asset classes globally, our ETF desk in Europe leverages IMC’s experience as a market maker, advanced technology and deep liquidity, to offer competitive pricing directly to qualified counterparties.

Across offices, global teams of technologists and traders work together to design and develop the software, hardware, advanced networks and algorithms that drive our trading strategies and make us one of the world’s leading liquidity providers . We hire great minds and challenge them to anticipate change and continuously innovate, seeking new ways to sustain our success.

At IMC we recognize the best ideas regardless of hierarchy. Anyone can make an impact and everyone is encouraged to do so..

Musoni System

Musoni System

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Musoni’s award-winning MIS enables microfinance organisations to improve their efficiency, reduce their costs and expand their outreach into rural areas. The Musoni System is an affordable and flexible MIS for any microfinance organisation looking to benefit from the latest innovative technology; but at a fraction of the cost associated with traditional banking systems.

Aside from the core functionality (clients & groups, loans & savings, reporting and accounting), the system also integrates with mobile money transfer services, includes an SMS module for payment reminders, and comes with a tablet app enabling loan officers to easily capture data in the field. Musoni is at the forefront of innovative microfinance technology.

By hosting on the cloud, we remove hosting costs for MFIs while maintaining the high security and flexibility required in microfinance software.. .

Prosus & Naspers

Prosus & Naspers

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Founded in 2019, Prosus is the international internet assets division of Naspers. The global investment group is the largest consumer internet company in Europe, and among the largest technology investors in the world, operating across a variety of platforms and geographies.

Prosus is a unique blend of venture capital and operating company that funds, acquires, builds and scales technology businesses. It combines venture capital investing with deep operational experience in the Americas, Asia, Europe, the Middle East and Africa.

The company has meaningful investments in Tencent, Mail.ru, Ctrip.com International Limited, and DeliveryHero. Prosus has a primary listing on Euronext Amsterdam (AEX:PRX) and a secondary listing on the Johannesburg Stock Exchange (XJSE:PRX), and is majority owned by Naspers..

EdoCH van Dijk BV

EdoCH van Dijk BV

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Financial Holding, Personal Holding, trademarks: Chartlr, Vis-à-Vie

Ginger

Ginger

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Ginger, founded in 2014 by a team of industry experts, is a fast-growing PaaS (Payments as a Service) Platform based in Amsterdam, NL. Ginger empowers Banks and FIs to offer local online payments solutions to their merchants all over the world.

Whether you are looking for a complete whitelabel PSP solution or just parts for your omnichannel Merchants Services, we cover the full online payment value chain. The payment platform is trusted by leading companies, such as ING Bank, Kabbage, Airmiles, Mastercard, and Payconiq.

Want more info? Check: www.gingerpayments.com. .

Holland FinTech

Holland FinTech

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Holland FinTech is a financial technology hub with links to the U.S., the U.K., Israel, Singapore, Amsterdam, and Europe. Holland FinTech brings together various stakeholders in finance, technology, and the supporting ecosystem to share knowledge and do business with one another.

It offers global FinTech news, events, and research via its website; member updates; and newsletters. It also hosts, organizes, and supports events and partners with international organizations to match startups working with large corporates.

Founded in 2014, Holland FinTech is based in Amsterdam, the Netherlands.. .

CleverCoin

CleverCoin

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CleverCoin is a user-friendly bitcoin exchange. Deposit funds through SEPA, credit card, Sofort, Giropay, Bancontact and iDEAL.

We are a legal entity operating fully under Dutch law. Our entire system is equipped with multiple security layers and is constantly being monitored.

It also contains the latest security techniques like 2-factor authentication. Because you are directly trading with other users of our portal you buy and sell bitcoins at the best price..

Jungo

Jungo

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Jungo is the first truly innovative mortgage provider in the Netherlands. We connect directly with home buyers crowd investors.

So everyone wins!. .

HaasOnline Software

HaasOnline Software

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HaasOnline Software was created in January, 2014 by founder Stephan de Haas, although the name “HaasOnline” has been used since the 1990s. HaasOnline Software is dedicated to providing the most advanced and most power cryptocurrency related trading software to customers.

Their software is the product of their user’s suggestions as well as the need for specific trading features like arbitrage and order bots. They strive to support the cryptocurrency community as much as possible, which is why They only accept Bitcoin payments to buy their software.

They believe that their software is diverse enough for even novice traders to utilize and powerful enough for professional traders to reap the rewards of Haasbot.. .

LiteBit.eu

LiteBit.eu

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LiteBit.eu is an online service that is active within the cryptocurrency trade. The company buy and sell both bitcoins and other coins with a great service.

The company offers various wallets where coins can be stored. It also offers LiteBit credits, a credit that has the value of a euro and can be used for quick transactions within the platform.

It provides widely used payment methods such like iDeal, Bancontact, Sofort/GiroPay, SEPA, and MyBank. LiteBit.eu was founded on 2013 and is headquartered in Rotterdam, The Netherlands..

VI Company

VI Company

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VI Company believe this to be very much true for today’s financial markets. Staying relevant in this digital age requires more than relying on yesterday’s formulas for success.

It is their pleasure to help financial institutions maintain their edge in the digital age. They do so by challenging you, realizing sophisticated websites and applications and keeping them up-to-date with the best people in the industry..

paywith.glass

paywith.glass

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paywith.glass is a fintech infrastructure solution providing a modern effective global replacement for SWIFT. Financial services have changed dramatically over the 50 years since SWIFT was built and the job to be done now goes far beyond settlement, clearing and reconciliation messaging.

Today’s financial services infrastructure must integrate low-cost instant global settlement, solutions to serve the unbanked, support for e-commerce, micro-payments, IoT payments, real-time KYC/AML and global multi-currency Central Bank Digital Currency (CBDC) transactions. paywith.glass is designed for today’s instant world and the era of digital currencies and soars past all minimal requirements for a modern global financial transaction infrastructure solution.

It is modern intelligent infrastructure powered by Artificial Intelligence and Distributed Ledger Technology, which sits on top of proprietary distributed cloud architecture. The solution provides an easy to use API and includes a native white-label mobile super-application, interfaces for PoS & e-Commerce integration, KYC/AML support and native issuance, circulation and instantaneous cross-currency transactions of CBDCs.

paywith.glass offers several unique benefits including • Native support for the issuance, distribution/circulation and instantaneous cross-currency/cross-border transactions of Central Bank Digital Currencies (CBDC) • Instant settlement, clearing and reconciliation of all transactions • Direct cross-provider interoperability • Seamless FX conversion at inter-bank rates (with 0% FX commission) • International micro payments (exceeding United Nations SDG 10.c target) • Advanced cryptographic technologies, without using crypto currencies • Integrated real-time KYC/AML support on all transactions without impacting performance • Advanced AI-powered continuous authentication and fraud-detection technologies paywith.glass is intelligent global financial infrastructure, built to empower billions of people to transact instantly, with currency fluidity, from anywhere on Earth, at any time… it is the Internet, for the world’s money..

AcceptEasy

AcceptEasy

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AcceptEasy provides a cloud based multi-channel payment and bill presentment platform. It enables the creation & presentation of payment requests in emails, texts, chats on websites, in apps, and any other communication channel.

It provides frictionless payment of these requests with online payment methods globally. Integration with virtually any CRM, ERP, CM, Billing or other system that provides the data for the payment requests.

AcceptEasy improves the customer journey and provides the optimal UX: dialogue on your own terms, instant gratification, personal and intimate tone of voice AcceptEmail is the market leader for consumer remittances in Western Europe. In 2014 we were named one of Europe’s 50 Hottest FinTech Companies for our smart email and mobile billing solutions.

AcceptEmail is based on Smartpix technology by Smartpix B.V. With Smartpix the payment status in the email is always shown in real time.

Smartpix technology helps to lift the user experience with emails to a new, much higher level. The service is cross-industry for B2C/B2SB in various stages of the invoice-to-cash process.

Utility companies substitute paper-based invoice and payment methods with AcceptEmail. Telecom operators and Internet Service Providers send AcceptEmails to customers where for instance direct debit transactions failed in the first place.

EventX

EventX

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EventX, the frictionless payment and access control solution that connects event and visitor. Driving efficiency, increasing revenue and giving your visitor the best experience.

A connected payment and data intelligence platform powered by blockchain, NFC and artificial intelligence.. .

Granpool Innovative Investments

Granpool Innovative Investments

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It acquires significant minority stakes in innovative companies without any industrial or geographical focus. Based on this approach, a global network of ventures has been created since 2015.

Currently, Granpool is interested in fintech, finance, mobility, healthcare, robotics, IT and VR related developing companies which have a presence in Asia, Europe, North and South America.. .

Coinvert

Coinvert

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Coinvert is a financial technology company that combines banking, trading and payments into a next-generation platform.

Ximedes

Ximedes

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They design and deliver software applications with a focus on transactions and payments for innovative organizations. They also have several ready to use components and solutions for proximity and online payments, facility management and public transport transactions, which they can design in.

Ximedes helps you design, build and run custom software products. Ximedes is a partner for the biggest brands in the financial industry as well as the Fintech specialist for start-ups.

Typical clients are ING, Rabobank, Bank Mendes Gans and Equens. In their Faretech market Public transport operators and service providers who want to shape the future of their ticketing solutions will find the right partner in Ximedes .

Together they select existing products or components or decide for a custom development to the exact fit you need.Typical clients are Connexxion, Scheidt & Bachmann, GVB, RET and NS Ximedes offers a Facility Pro 5 suite for cashless payments, it is a cloud-based solution to make cashless payments at vending machines, printers and copiers and for catering. Payments can be made with EMV cards, smart phones and smart cards.

Typical clients are Universities and ROC’s and industry plants like Daimler, Porsche and Toyota.. .

Bittiq

Bittiq

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Bittiq provides SaaS solutions to financial institutions, from a white-label personal finance app to integrations within existing channels. We combine insights from transaction data and deep knowledge of consumers with the core propositions of incumbents.

This way we enable them to deliver unique and personal solutions to their customers. Bittiq is a frontrunner in personal finance management.

Ahead of PSD2, we released the first app that can be connected to all major Dutch banks. By working together with financial institutions, we aim to provide financial well-being to all European consumers..

IG Netherlands

IG Netherlands

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IG Nederlands is a website that allows users to track and trade the financial markets.

NEXT

NEXT

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Running a startup is hard. Getting to product/market fit even harder.

With over 30 years of entrepreneurial experience and having mentored over 50 startups at several accelerators and bootcamps, they have the expertise and the network to get you to product/market fit. They will invest and help you hands-on with strategy, running experiments, design, coding, provide office space, whatever is needed.

Are you an “accelerator ready” startup, with at least a business and technical co-founder? They will help you validate your idea, do the necessary pivots and help build your company to the scale-fase.. .

Moneyou

Moneyou

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Moneyou want to become the simplest online bank in the Netherlands. They started in 2001 as one of the first people with whom you could buy a mortgage through the internet.

They believe that money matters can always be easier, closer and more transparent. They are still happy to help you arrange your money matters yourself.

Whether you want to save, invest, borrow or want your home finance. That’s why They keep Their product variants limited and make it as simple as possible for you to use Their products and services.

Oh yes, and They do not like to use complicated language when it is not necessary. .

Symmetric

Symmetric

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Symetrics is a fintech risk applications software company that develops next generation econometric models. The company is fully committed to modeling adverse effects on asset portfolios from potential geopolitical, economic or monetary shocks.

Its team of analysts can help confront and validate economic assumptions and assist people in setting realistic parameters. The company has a product called SyMath, a solution that examines linear and non-linear financial developments in relation to asset portfolios and measure effects of various economic scenarios on returns on investment.

The company’s software tooling operates in a modular fashion and helps clients meet financial objectives. Symetrics was founded on 2012 and is headquartered in Breukelen, Netherlands..

Davinci

Davinci

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Davinci develop functional loan and mortgage software in close partnership with their clients.

Cryptorefills

Cryptorefills

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CryptoRefills is on a mission to enable people all over the world to spend bitcoin and other cryptocurrency for their everyday needs. With CryptoRefills users can pay with Bitcoin, Litecoin and Dash to top up their mobile credit on over 600 mobile operators and buy gift cards for the world’s largest digital and retail brands (including Amazon, Google Play, iTunes, PlayStation, Steam, Nike, Footlocker).

CryptoRefills, is a fast-growing fintech company, headquartered in Amsterdam, with a local presence in Milano and Istanbul. Cryptorefills is on a mission to enable people all over the world to spend Bitcoin and Cryptocurrency for their everyday needs.

Cryptorefills is a fast-growing fintech company, headquartered in Amsterdam, The Netherlands.. .

Coinmatic

Coinmatic

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Coinmatic is an on-line cryptocurrency advisory service. It is our primary aim to enable our customers to easily, safely, and responsibly invest in cryptocurrencies.

We support clients in setting up, allocating, diversifying, and monitoring their portfolio, while they maintain 100% ownership and control of their account and investment. Customers only pay when we perform, as they will only be charged a fee on profits realized..

Tenner

Tenner

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Collecting and analysing data can be a powerful business function, and the world’s most progressive companies have been investing in it for years. At Tenner, we believe companies of all sizes should have access to those same tools and realise the power of big data.

Tenner provides easy and secure access to your payments processor, gateway and order management data to break the numbers down for you. With all your data in one place, our dashboard provides valuable insights and actionable reports, with real-time access and key metrics including Benchmarking, Trends and Reconciliation.

Gain insight, set alerts and optimise performance into revenue, customer trends, fraud and other key metrics. We’ve designed the platform to be completely interactive and filterable, there’s no limit to its capabilities.

And the best part is, NO engineering degree required. Simply connect to Tenner and transform your data into fuel for future growth..

Altrady

Altrady

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Altrady multi-exchange cryptocurrency trading platform plays an essential role in the success of crypto traders worldwide. Altrady makes crypto trading a lot more convenient by offering a simple platform where users can manage their trades and keep track of their digital assets from multiple crypto exchanges in a single interface.

Accurate and Real-Time Crypto Alerts by the Altrady Trading Platform When looking for a reliable crypto trading platform, it is necessary to choose one that offers fast and accurate price notifications so that you could make the right trading decisions that would grow your portfolio and minimize your risks. With Altrady’s WebSockets connection and unique algorithms, you can undoubtedly receive real-time alerts to help propel your crypto trading success.

Altrady has its share of humble beginnings – starting from its founder’s trading struggles and his desire to come up with a functional tool to make crypto trading more accessible. With a web-based trading feature, Altrady users can have a more mobile experience that is constrained neither by location nor a single device.

Trading can happen anytime and anywhere. Apart from in-browser trading that has multi-screen support, Altrady also features a revamped portfolio that presents a more comprehensive, detailed, and organized information for efficient tracking of digital assets across different exchanges.

With an extensive growth in its subscriber list and constant developments in its technology, Altrady is poised to become the best crypto trading platform very soon. As we wait for it to happen, we are hoping to see more trading platforms take the challenge of making crypto traders’ lives easier..

CreditClick

CreditClick

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CreditClick is a new payment method to facilitate instant and real time online credit between consumers and credit suppliers. We have created a win-win-win solution for all stakeholders in the value chain.

We are enabling credit suppliers to reach new and existing customers through the eCommerce channel in which they are hardly active at the moment. The CreditClick platform gives the capability to create substantial new business in the online eCommerce world.

Merchants are given the opportunity to increase their conversion rates by offering loans to consumers creating instant buying power. CreditClick gives payment service providers new sources of income.

Our platform is built with the latest technologies which allows our customers to have a painless integration process. We realise integration in days, not months.

Through our modern RESTful API we offer a future proof gateway which connects you easily to the e-Commerce world. Contact us when you want to find out more..

Flinqer

Flinqer

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Flinqer is a collaborative cash management network that connects buyers and suppliers to exchange billing information and make use of accelerated payments and supply chain financing. On the platform vendors gain insight into the expected payment dates of the bills approved by the customers.

Afterwards, through an early-payment scheme, customers can pay their invoices to suppliers directly, at certain discounted rates.. .

Figlo

Figlo

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Figlo delivers state of the art software that supports financial awareness on a consumer level. Their solutions are delivered to financial advisors, banking and insurance professionals.

Designed to make financial matters approachable and offer clear insights with easy access. This is the core business of Figlo..

Alphacomm

Alphacomm

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Alphacomm is a privately held financial technology (fintech) company.

Suburbia

Suburbia

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Suburbia is all about making data accessible to people and companies around the globe.

Bloqhouse Technologies

Bloqhouse Technologies

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Bloqhouse is on a mission to make real estate investing accessible to anyone, anywhere. Frustration of not being able to easily invest in smaller chunks of real estate led to the first brainstorm among the founders.

The team started working evening hours in a small office in the city centre of Amsterdam. By the end of 2016 Bloqhouse was officially founded and received its first, out of two, private equity funding rounds..

Move4Mobile

Move4Mobile

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Move4Mobile creates mobile oriented software solutions for companies worldwide. With a large team of software engineering experts, we are able to design, develop, implement and maintain complete mobile oriented solutions, ranging from custom made backend systems, AI & machine learning, state of the art web frontends, native mobile applications and voice assistants.

Move4Mobile focuses mainly on #fintech and #insurtech solutions, like mobile wallets, pin solutions. payment gateways and ticketing services..

Ingenico ePayments

Ingenico ePayments

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Ingenico ePayments connect merchants and consumers, enabling businesses everywhere to go further beyond today’s boundaries, creating the future of global commerce. As industry leaders since 1994, our innovative spirit drives us forward across all channels.

We are the trusted partner of over 65,000 small and large merchants who rely on us to make payments easy and secure for their customers. With advanced data analytics, fraud management solutions and cross-border commerce expertise, we help merchants optimize their business and grow into new markets around the world..

Lendex

Lendex

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LENDEX is a lending platform that brings together borrower and investors. They focus on consumer lending (personal loans and mortgages) and institutional investors (though retail investors can participate as well).

They start in the Netherlands and expand geographically within the EU. They have a fully approved license as a credit provider and a pre-approved license as a broker dealer and investment adviser.

As such they can operate fully independent of a bank and integrate (compress) the processes offering better and fester services at lower costs. The asset base formed by the loans is structured in the form of tradible securities..

AMDAX

AMDAX

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Based in the financial heart of Amsterdam, AMDAX is dedicated to helping people invest in Bitcoin and digital assets. We provide private client services, access to market intelligence, and investment opportunities across a range of digital assets.

Our services are always tailored to the unique circumstances of each client. We pride ourselves on delivering an approach to our clients’ needs that is respectful of their privacy and fully compliant with all relevant regulations.

With nearly a decade of experience in the blockchain sphere and years of regulatory diligence, our team is uniquely situated to guide our clients through the realm of digital assets. One of our greatest joys lies in sharing this knowledge and competitive edge with our clients..

GlobalCloudPayments (GCP)

GlobalCloudPayments (GCP)

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GlobalCloudPayments (GCP) believes that the next wave of technology (cloud, Next-Gen) is ready to go to market and will positively impact the ATM industry through increased efficiency and a better time to market. We have set our standards high, and our goal is to make cash payments as cost-efficient as card payments.

GCP builds SaaS for Retail: Retailers are very efficient with stock management and know exactly when to order, but often overlook the possibility of offering additional services to attract new customers. Global research into payment behaviour shows that ATMs attract up to 15% more customers.

Additional services, besides cutting costs on card schemes, help to achieve these numbers or even improve them. for Banks: This is all about savings.

GCP guarantees a fixed monthly fee per ATM for 5 – 10 years. Potentially even better is the ability to deliver new and or additional services, thereby generating revenue streams.

for Independent ATM Deployers (IADs): By offering a global & multi-acquirer gateway platform ‘Powered by GCP’, ATMs work wherever the IAD can passport or has a license. Advertising, QR codes, marketing campaign systems and anti-fraud, all in combination with our Payment warehouse for cash forecasting and reconciliation.

GCP delivers a state-of-the-art solution.. .

Monidee

Monidee

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MonIdee is a privately owned and independent company and is based in Amsterdam, The Netherlands. Since 1999, they are a leading B2B Fintech software solution provider of Equity and cash based employee reward plan-, Financial Participation- and Compliance/Insider Solutions.

Monidee’s web-based platform tOption has been designed and fine-tuned to meet the needs of a wide range of companies worldwide. Since 1999, they have kept on top of the market in order to provide their clients with the latest and most relevant technology solutions to meet their needs..

Yellowtail

Yellowtail

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For more than 15 years they have been designing, building and managing key, digital and data-driven software solutions for the financial sector. Their mission is to improve the quality of the consumer’s financial life.

The products and services of Yellowtail help to activate consumers, give them action capacity and give them confidence in making (better) financial decisions. Their focus is on an ultimate customer experience.

In addition, thanks to their domain focus, they also have in-depth expertise of underlying business processes, data and technology, such as robotics and machine learning. At the same time, they are strongly focused on STP processing and robotization of complex data flows to eliminate unnecessary steps and manual work.

All this to simplify business processes in the interest of the customer.. .

c*funds B.V

c*funds B.V

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c*funds BV is a globally active and independent, fully digitalised fundraising agency focussing on setting up new investment funds. Currently managing 380 M EUR fund assets to attract new investments.

We produce high-end fundraising documents and perform deal brokering between fund managers and investors. We are passionate about funds-of-funds, fund activation and have a profound market knowledge about VC’s/ PE’s/ family offices.

We have a young team of 5 dedicated people that are GP-LP matchmaking, pushing the marketing for our open funds and we are fully pledging for modern tools such as data-mining, growth hacking, SEO etc. We disrupt the traditional rigid asset management market with our clear communication, polished design and strong matchmaker skills..

Otly!

Otly!

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Otly! is a free platform that modernizes the way families handle pocket money and teaches children the responsibilities that come with it.

Digido

Digido

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Digido is in the first place safe. It is called a digital safe for a reason.

You are and always remain in charge of your data that you keep in it. But you can share them.

With an advisor, your partner or with friends. Digido keeps track of your (financial) lifeline at the same time.

For example, if the fixed-rate period of your mortgage expires. Smart, efficient and use on all devices..

Musoni BV

Musoni BV

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Musoni BV came about as a result of the experience gained by members of the Musoni BV team working in the field of mobile banking and microfinance in East Africa. Prospective Client Working with existing MFIs, the team was successful in rolling out the first partnerships between mobile money transfer services and MFIs in both Kenya (2008) and Tanzania (2009).

These early pilot programmes demonstrated the potential in introducing innovative new technologies to the microfinance industry, and were the inspiration behind setting up an MFI that would be completely cash-free, utilizing mobile money for all loan repayments and disbursements as well as the depositing and withdrawing of savings. In September 2009, after almost a year of preparations, Musoni BV was founded.

By May 2010, Musoni Kenya had disbursed its first loan and at the end of 2011 Musoni Kenya had established five branches and successfully disbursed over 10,000 loans. In the year 2011 Musoni Kenya lent more than $2m to micro entrepreneurs.

In July 2011 Musoni BV won the award for most innovative use of technology granted during the Global Microfinance achievement Awards in Geneva. Musoni BV is now looking to build upon its experience to develop and roll-out its innovative model to new markets, while continuing to provide high quality support to Musoni Kenya..

eFresh.com

eFresh.com

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Online trading portal

Semmie

Semmie

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Semmie focuses on making investing more fun and accessible for everyone.

WePayPeople

WePayPeople

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WePayPeople take care of everything concerning the salary payment of permanent employees and flex workers.

Satellite Moving Devices Group

Satellite Moving Devices Group

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Technology R&D in Fintech, Cloudtech, Telecommunications, Blockchain, AI et al

You may write to us at: Daily Finance Media/Fupping Ltd, First Floor, 61-63 Rochester Pl, London NW1 9JU.

Written by Tenner Smith

Tenner Smith - I have experience in financial intelligence and automated intelligence. In industry I have worked on artificial intelligence and machine learning. Tenner Smith is a reporter at DF media.

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