This article showcases our top picks for the best Singapore based Fintech (Financial Technology) companies. These startups and companies are taking a variety of approaches to innovating the Fintech (Financial Technology) industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovative ideas
- Innovative route to market
- Innovative product
- Exceptional growth
- Exceptional growth strategy
- Societal impact
Top Singapore Fintech (Financial Technology) Companies
Funding Societies is an online platform that connects investors with small businesses that need funds, solving the financial inclusion issue by making credit-worthy SMEs bankable. They operate in South East Asia and have won a lot of accolades, including the Global Excellence Award from ITU Telecom, a specialized agency of the United Nations for ICT.
They are the first P2P platform that got operating licenses from the regulators in Singapore, Indonesia, and Malaysia. In 5 years, it has helped finance over 3.3 million business loans with over S$1.8 billion in funding..
Skuad is a digital payroll platform to build, pay, and manage globally distributed teams. Through its Global Employment Platform, the company helps employers build and pay their remote workforce seamlessly, without needing to set up local entities.
The platform not only automates global payroll, local compliance, and taxation but also provides benefits for employees to spread across geographies.. .
Nium is a global financial technology infrastructure platform redefining the way consumers and businesses send, spend and receive funds across borders. Nium’s goal is to make the movement of money seamless through being a universal plug for financial services.
We devise agile, elegant and modular solutions for complex business problems. Be it an Individual, new-age digital bank or a traditional industry behemoth, we pride ourselves on creating financial infrastructure for every level of sophistication. It has created a unique payment mesh in Asia, which is being leveraged by individuals and corporates.
The company also offers a configurable, multi-featured platform MassPay that helps corporate and SME users to manage and control their high-volume remittances to multiple beneficiaries in multiple currencies via a seamless process, enabling them to reduce cross-border money transfer costs by up to 80%. The company is licensed in the EU, Australia, Canada, Hong Kong, Malaysia, India, and Singapore.
It is backed by marquee investors such as Vertex Ventures, Fullerton Financial Holdings, Global Founders Capital, GSR Ventures, and SBI-FMO Ventures. Its services and business model has been recognized on prestigious platforms such as Singapore Fintech Festival and India Fintech Awards in 2017..
Silent Eight is a technology company leveraging AI to create custom compliance models for the world’s leading financial institutions. Our mission is to empower our clients in their fight to eliminate financial crime.
Founded in Singapore and with global hubs in New York, London, and Warsaw, we are deployed in over 150 markets. For more information, visit: www.silenteight.com.
MatchMove Pay is a Singaporean financial technology company that provides innovative, end-to-end enterprise payment solutions to help businesses increase revenue, and enhance user engagement and loyalty through its customizable cloud-based platforms. It offers MatchMove Wallet, an electronic wallet that enables its users to apply and keep track of multiple virtual cards for online shopping.
It also allows consumer brands, banks, and regional e-commerce websites to easily issue secure mobile payment cards to potential customers with smartphones in Asia and the emerging markets. MatchMove Pay was founded in 2009..
Hi there! if you’re reading this, you’re probably like us – have pretty much all your wealth stored in digitized (or soon to be digitized) assets like money in your bank, mutual funds, stocks or real estate. You probably have a financial advisor guiding you through your investments, a manager from your bank who helps you stay on top of your mortgage payments and a government that prints money responsibly to not de-value your lifetime of savings.
But how do you know that the bank manager or your financial advisor has your best interests at heart instead of their own fee and commissions? Your contract explicitly states that they are not responsible for your loss even as they verbally assure you otherwise. How do you know that the digital assets won’t be hacked (traditional bank websites get hacked all the time)? Or that your physical assets won’t be stolen(bank robberies) or taken by fraud (enough examples in real estate)? Governments fall all the time, or change their monetary policies – and your currency today can literally have no value tomorrow (Indian demonetization, Argentina, Venezuela).
How do you know it won’t happen to your country? Do you ask these questions? Well, we do all the time. To answer these questions and why we created the Bank of Hodlers, we have to dive into the details of how banking evolved.
As early as the 2nd century BC, people who could save money started lending them out to people who could borrow and pay back with interest. Banking as an industry thrived in Italy and grew with the expansion of the Roman Empire.
During the 20th century, developments in telecommunications and computing caused major changes to banks’ operations and let banks dramatically increase in size and geographic spread. This consolidated the industry and gave the power to a few firms.
Fast forward to 2007: their recklessness caused the financial crisis of 2007–2008 forcing failure of many banks, including some of the world’s largest banks. The government let the banks live by infusing 1.2 trillion dollars of the taxpayer’s money into a handful of banks and in turn, created the need, wave of innovation and a community for blockchain and the concept of decentralization to thrive.
Thunes is a B2B cross-border payments network that enables corporates and financial institutions to move funds seamlessly and provide financial services in emerging markets. Our global platform connects mobile wallet providers, banks, technology companies, and money transfer operators in more than 100 countries and 60 currencies.
Through our growing network, Thunes’ solutions allow over 400 partners across the world to send and receive money on a global scale. Thunes is headquartered in Singapore with regional offices in London, Shanghai, New York, Dubai, and Nairobi..
ADVANCE.AI is a data-driven financial technology company with multiple offices in the APAC region. In our quest to build a better financial world, one of our key goals is to revolutionize the credit system by creating a more holistic, accurate, and democratic alternative to existing credit scoring methods.
ADVANCE.AI is built and backed by experienced and successful entrepreneurs and investors in Singapore, China, and US who are from top-tier schools like Stanford, CMU, UIUC, Tsinghua, Fudan, SJTU, NUS, and NTU with rich industrial experiences from Goldman Sachs, Farallon Capital, Two Sigma, Amazon, Accenture, Tencent, Baidu, and HSBC.. .
Singapore Life provides digital life insurance services. Singapore Life offers high net worth universal life solutions for those that prefer Singapore and the Singapore regulatory environment as a destination for their wealth and protection needs.
It also offers protection solutions made available both digitally and through financial advisers to the retail segment, revolutionising how easy insurance can be. The Company incorporates multiple InsurTech solutions to improve the customer experience.
Singapore Life represents the next generation of life insurance where customers are empowered through a simplified insurance purchase process.. .
ASPIRE is a technology organisation that serves modern businesses with convenient & inclusive financial services. We started Aspire with one thing in mind – serve entrepreneurs with speed and simplicity.
No long waits, paperwork, or hidden fees like other financial institutions – so they could concentrate on growing their businesses.. .
Bambu is a leading global provider of digital wealth technology for businesses of every size and industry, from finance to commercial or even new disruptors, transforming the digital wealth market. We enable companies to make saving and investing simple and intelligent for their clients.
The cloud-based platform is powered by our proprietary algorithms and machine learning tools. We’re a fast-growing startup with a burning desire to grow and deliver only the best service.
We are currently working with 18 renowned financial institutions around the globe – HSBC, Standard Chartered Bank, Franklin Templeton, and more. Evidently, our robo-advisors have won awards at notable events such as Fintech Finals, Finovate Asia and Africa, and The Asset Awards.
On top of that, we are also Alumni of the SuperCharger 2.0 program and finalists at Jumpstart organized by Alibaba Entrepreneurs Fund. Founded in 2016 by industry experts Ned Phillips and Aki Ranin, Bambu is situated in Singapore with subsidiaries in Hong Kong and the United Kingdom, as well as representatives in the Middle East, Africa, and the Americas..
Igloo, previously known as “Axinan”, is the first full-stack insurtech firm to emerge from Singapore. It has offices in Singapore, Indonesia, Malaysia, Thailand, Philippines and Australia, and tech centres are located in China and Taiwan.
With a mission of making insurance accessible for all, the firm leverages big data, real-time risk assessment and end-to-end automated claims management to create B2B2C insurance solutions for platform companies and insurance companies. Igloo’s insurance solutions enable companies to eliminate their exposure to operational risk, create new revenue streams and optimise and enhance existing products and services..
CardUp is a credit card platform that enables the payment or collection of big expenses using credit cards in places where cards are not accepted. Examples of payments include rent, tax, invoices, payroll and more, which are still paid by cash, cheque or bank transfer.
It provides an unparalleled opportunity to earn credit card rewards on big personal expenses, and allow businesses to fully utilize credit limit to optimize working capital for business growth.. .
KyberNetwork is a new system which allows the exchange and conversion of digital assets. They provide rich payment APIs and a new contract wallet that allow anyone to seamlessly receive payments from any token.
Users can also mitigate the risks of price fluctuations in the cryptocurrency world with their derivative trading. Kyber is a on-chain liquidity protocol that anyone can tap into for a wide variety of inter-token use cases.
For example, vendors are able to accept payments in multiple tokens on their e-commerce platforms yet receiving in their preferred token. In addition, dApps can allow users who are not their token holders to utilize their platform and services with other tokens, and decentralized financial projects have the means to rebalance their portfolio instantly..
Kristal.AI is a digital wealth management platform that provides both accredited and retail investors access to curated portfolios that are managed by the world’s top portfolio managers. Founded by Asheesh Chanda and Vineeth Narasimhan in 2016, Kristal.AI started as an ambitious idea sketched out on a drawing board.
Now, Kristal.AI has headquarters in Singapore, licensed by MAS, with offices in Hong Kong and India, licensed by SFC and SEBI respectively. Kristal.AI offers investment strategies to clients from over 22 countries across the globe.
The core management team comes with a cumulative experience of over 120+ years across notable financial institutions like J.P. Morgan Chase, Natixis, Bank Austria, and many more.
The firm helps investors manage and invest their wealth across a range of bonds, equities, hedge funds, alternative investments, tailor-made products, private equity and more, with the help of dedicated and tech-enabled Relationship Managers / Investment Advisors. Kristal.AI counts DBS Singapore as a trustee for clients’ assets while SAXO and Interactive Brokers are the custodians.
The strategies approved by Kristal.AI are rated and ranked based on Ivy League criteria used to evaluate mutual funds and hedge funds. The influx of AI reliant products and services and algorithm-driven portfolio recommendations has increased dramatically in 2020, with the pandemic accelerating consumer acceptance in the fintech industry.
The fully digital onboarding process that Kristal.AI has developed ensures that clients no longer have to subject themselves to voluminous paperwork and long waiting times. Clients are able to access their portfolios around the clock via the website/app.
CredoLab develops credit scores based on mobile and web-behavioural data to help lenders make better credit decisions. We strive to make loans accessible to everyone and improve the lives of people who are otherwise left out by traditional banking processes.
Our mission is to increase financial inclusivity globally, by transforming the credit decisioning process through our state-of-the-art, data-driven, and cost-effective solution which creates a path for creditworthy individuals to access mainstream financial services. Established in Singapore in 2016, we have partnered with more than 70 lenders to power almost USD 2 Billion in loans issued across 20+ countries..
Active.Ai has built an advanced, proprietary conversational AI platform that can be easily deployed for financial institutions, insurance companies and capital markets. Triniti, their artificial intelligence engine, has been built to create meaningful, intuitive engagement for the end user across multiple apertures like messaging, voice and IOT devices.
Built from the ground up to specifically meet the needs of financial institutions, insurance companies and capital markets—utilizing Machine Learning, Natural Language Processing and Natural Language Generation—Triniti has an industry context that is unmatched for intuitive connection with the end user. Moreover, this solution is underpinned with the knowledge and expertise of an executive team with over 60 years of senior-level industry experience, and the deep understanding of the strategic and operational challenges their clients are working to address.
Active.ai is arriving just in time for financial institutions, insurance companies and capital markets who are evolving quickly to remain relevant to changing customer expectations. Using advanced conversational AI, we see an exciting opportunity to create a natural dialogue and more meaningful connections with people in their everyday micro-conversations..
MoneySmart Group is South East Asia’s leading personal finance portal helping consumers compare loans, insurance and credit cards. At MoneySmart, they have made it their mission to simplify your personal finance decisions.
As everyday consumers their selves, they understand your expectations, hopes and concerns and they have built MoneySmart.sg in Singapore and DuitPintar.com in Indonesia as the go-to, all-in-one portals for personal finance. They work together with you to help make your life goals happen.
So whether you’re budgeting your first pay check, crossing out something from the ultimate travel bucket list, saving for that dream wedding, becoming a new homeowner or planning for retirement, you can be assured of making a smart choice – all for free in one place. From everyday decisions like choosing the best credit card to big decisions like buying a home, they show you what’s out there, recommend what’s best for you and help you to apply.
Be informed and inspired about how to best earn, spend and grow your money to achieve your goals in life.. .
Incomlend is an alternative trade finance platform delivering factoring and supply chain finance solutions to companies worldwide. Incomlend works as a marketplace, where businesses can optimize their working capital by tapping into a pool of private institutional investors.
Once a company is onboarded, it can be funded within 48hrs after submitting an invoice finance application. All the trades on the platform are protected by Credit Insurance, which alleviates the payment worries for the sellers and protects capital of the investors.
As a result, businesses get early cash flow on their invoices while investors profit from the invoice discount. The platform is powered by a proprietary technology for risk underwriting, fund matching and transaction processing..
Fintech Investments Platform that specializes in the alternative lending space in South-east Asia & Oceania. They are agnostic investors promoting industry’s best practices through our strategic expertise.
They provide lending capital to platform partners and enable them to transform the way corporates and consumers access credit today.. .
Pundi X is a blockchain company that’s creating a new era of decentralized world to improve your everyday life. It has created two world’s first blockchain-based devices.
The first one is the XPOS which is a leading blockchain-based point of sale solution that enables merchants and customers to easily buy, sell and transact in digital currency. The second is the groundbreaking Blok On Blok (BOB) phone powered by Function X which allows users to use blockchain to browse, text and call on the phone without going through a centralized service provider.
Pundi X is also working on developing the Function X ecosystem that is designed to be open source, scalable, secure & fully decentralized for companies & developers to build on, creating a future where users will truly control and own their data.. .
Built on our award winning Credify idX secure data bridging technology, serviceX empowers enterprises across a broad range of industries, from banking to e-commerce, with the ability to target users of complementary services with deals that dynamically reflect users’ profiles and willingness to share their verified personal information during the onboarding process. Unlike traditional lead origination platforms, serviceX strikes the perfect balance between the growing need for data-driven leads and the highest level of user privacy and control, creating the most ethical lead generation system possible.
We help companies in Japan and Southeast Asia lower their client acquisition costs by up to 75% while at the same time giving them secure and compliant access to a data sharing market that is estimated to reach $370bn by 2023. Adopting serviceX, these institutions are introducing a step-change in the way they generate new leads for their services, giving users peace of mind that their information is safe as they control all aspects of how, what and with whom it is shared for access to the best-fit deals..
Xfers is a Major Payment Institution approved by the Monetary Authority of Singapore for the provision of e-money issuance services. We have navigated the banking and regulatory landscape in this region so that you can focus on your core business.
Using our APIs, get plugged into our infrastructure of last-mile financial services to access the underbanked in this region.. .
Spark Systems is an exciting new Fin-Tech startup funded by industry veterans, we are the first high tech solution provider for institutional forex trading that is originated in Asia. We aim to build world class FX trading platform to serve a growing Asia financial hub.
As early member of the firm you will be involved from the very beginning of building something truly special, and will be duly rewarded with a fast-track career.. .
Zilliqa is the world’s first high-throughput public blockchain platform – designed to scale to thousands of transactions per second. Zilliqa brings the theory of sharding to practice with its novel protocol that increases transaction rates as its network expands.
The platform is tailored towards enabling secure data-driven decentralised apps, designed to meet the scaling requirements of machine learning and financial algorithms.. .
Canopy is a financial data aggregation, visualization, analytics, and reporting platform. Their primary product is for high net-worth individuals and wealth management professionals at financial institutions.
They provide a complete and accurate picture of a HNWI’s entire wealth, from PDF or any data source, anonymously. Founded in 2013, the company is headquartered in Singapore, Singapore..
Shield is an online enterprise risk management company that helps companies manage their payment fraud risks and prevent hostile account takeovers. Uniquely powered by high-frequency trading algorithms combined with real-time pattern recognition and passive behavioural biometrics, Shield’s award-winning solution functions without the need for any data scientists or fraud analysts.
The company has screened transactions in over 190 countries, securing billions in gross merchandise value for enterprises such as Alibaba, Razer and Vodafone. Shield is headquartered in Singapore with global operations in the US, Europe, China and Southeast Asia..
WeInvest is an online platform that enables individual investors to discover investment opportunities across real estate, mutual funds, and deposits. Users can get investment ideas, find products that fit their ideas, track their investment portfolios, and connect with prospective brokers and advisors.
WeInvest was launched in 2013 and is based in Singapore.. .
Red Dot Payment
Red Dot Payment is an online payment company that provides payment solutions for banks, acquirers, and merchants across the Asia Pacific. It enables merchants and financial institutions to provide complete end-to-end payment options for their customers worldwide to pay seamlessly, swiftly, and securely.
Integrate easily via APIs, plug into most major shopping carts and take the business to customers’ mobile devices with its Android and IOS SDKs. Red Dot Payment’s payment gateway is PCI DSS Level 1 certified to handle payment data, and all transactions are overseen by fraud monitoring systems.
Red Dot Payment was founded in 2011 and is headquartered in Singapore. It also has offices in Bangkok and Jakarta..
Clear Blockchain Technologies
Clear builds blockchain-based settlement and clearing networks for global industries. Using enterprise-grade blockchain technologies and programmable smart contracts, these networks allow near-real-time settlement and automatic intelligent dispute resolution on a global scale.
This reduces costs, inefficiencies and fraud, while maintaining confidentiality of contracts and trade details. Moreover, these networks enable rapid participant-driven innovation of new on-demand products, contracts, and business models, accelerating exponential growth..
Silot specializes in using cutting-edge artificial intelligence and knowledge graph technology to work with banks around Southeast Asia, radically transforming these institutions to be smarter and more efficient. Our solutions go beyond task automation or rote processing.
We aim to empower banks with unprecedented discovery and decision-making ability using AI that can learn, with the ultimate goal of helping banks transcend into a new era of intelligent banking.. .
Trakinvest is an interactive virtual world where you can enhance your investment skills, follow (trak) other traders and learn from them, and earn great prizes and jobs at the same time. Trakinvest was founded by Bobby Bhatia after spending 20 years in the investment sector, first as a Principal for J.P.
Morgan Partners and then as Managing Director and Head of Principal Investments at AIG.. .
CapBridge is a global investment syndication platform for private opportunities. The co-investment platform serves mid-to-late stage growth companies and the funds that focus on them.
Our co-investment model is built with investors in mind. We first bring opportunities to lead investors, who leverage their specific industry knowledge to conduct due diligence, negotiate value adding investment structures, and manage their portfolio positions to the desired exit.
We then open up the same opportunities to co-investors as they leverage on the lead investors’ expertise in specific industry fields and diligence work. Co-investors sign with the same terms as the lead investors and realize better risk-adjusted returns and a more likely exit.
Companies benefit from working with lead investors who understand their sector well and can directly value-add, as well as broadening the shareholder base with co-investors who can add network connectivity and assist towards a more successful listing further down the road. The co-investment process is conducted electronically on our intelligent platform, which works ceaselessly to match deals with investors and facilitate the deal process.
CapBridge has a Capital Markets Services License and is regulated by the Monetary Authority of Singapore. The Singapore Exchange (SGX) is a strategic partner and shareholder..
Volopay is a Fin-tech startup that aims at making expense reports digital, fast, inclusive and safe. It is the first AI-based real-time expense management software – a business management solution to streamline expense workflows while giving real-time visibility and control over business spends.
We are replacing spreadsheets, paper checks, and ‘reports’ with a 10-second expense creation flow, the easiest imaginable approval process, automatic bookkeeping sync, and the fastest reimbursement pay-outs direct to your bank. You only have to snap the receipts and let the system work its magic.
You’ll have ample of extra time to focus on the job you love rather than being buried in paperwork. Our software provides you with seamless options–From setting budgets limits and customizable approval flows to third-party integrations into your accounting software and other productivity tools.
We have it all!. .
Altonomy is a trading, advisory and asset management firm specializing in cryptocurrency and digital assets. It is the first-ever dedicated sell-side trading desk to provide institutional-grade liquidity solutions, OTC trading, advisory and asset management services under one roof.
Driven by our mission to legitimize the crypto asset class for institutional investors worldwide, Altonomy’s global team, diverse experience, proven track record and best-in-class infrastructure make us the ideal partner to help navigate primary and secondary token investing. Investors, in turn, can harvest returns uncorrelated with the broader financial markets.
Altonomy maintains a robust network of partners, including the industry’s top crypto projects, exchanges and hedge funds. Altonomy now have three services: OTC trading and execution services, liquidity management and advisory, and institutional cloud mining (AltMiner).
1. OTC trading and execution services Altonomy provides 24/7 OTC transaction services for crypto-to-fiat and crypto-to-crypto transactions, while simultaneously offering best-in-class coverage for illiquid tokens.
Our proprietary Hybrid IQ methodology combines the team’s extensive crypto market experience with market-making algorithms to provide deep order book depth and optimal spreads. In doing so, Altonomy ensures best execution of token trades with varying liquidity.
2. Liquidity management and advisory Altonomy helps aspiring token issuers and cryptocurrency exchanges meet their respective requirements for public listings and liquidity management.
Spiking is the newest app to excite the financial technology community, brings transparency to the Singapore stock exchange through real-time verified information on trades made by the big-time sophisticated investors. In short, we help you to invest smarter.
By following our updates on what big players are trading, retail investors can make better investment decisions with greater confidence based on market knowledge they never had before.. .
Startups, charities, expats, crypto-related businesses, & many others are disconnected from the banking system and we’re on a mission to change that. What if your favorite fintechs arrived as one bank? We partner with some of the hottest fintechs on the market to deliver a full suite of financial products and tools hand-picked to help run your business.
Anything from corporate expense cards, international transfers, factoring, lending, savings, and much more. We applied for a US-based (IFE) banking license in June of 2018 and expect to receive it at the end of 2019..
Sparrow is the leading options trading platform, providing the simplest way to control risk and monetize digital assets. This revolutionary platform empowers institutions and individuals to trade options that are settled by smart contract.
Headquartered in Singapore, Sparrow offers fully-customizable options settled by smart contract in an intuitive and easy-to-use trading interface. Professional traders can use Sparrow trading APIs for maximum performance.
Sparrow serves the needs of all traders by providing a wide range of industry-leading trading tools. Sparrow is backed by renowned organizations such as: Signum Capital, Hyperchain Capital, Kyber Network, LuneX Ventures, Arrington XRP Capital, Digital Currency Holdings, Du Capital, The Yozma Group, QCP Capital, 256 Ventures and Jubilee Capital who firmly believe in the project and have committed to use Sparrow as their preferred hedging partner..
Everex is developing blockchain Stablecoin-powered SME cooperative banking for international traders and online merchants, With the key advantage of Stablecoin application for cross-border and bank card payments, Everex plans to deliver same-day settlements for their cooperative members. For retail consumers, the company is working to offer Stablecoin backed debit cards allowing up to 10% cashback via card linking loyalty merchant programs.
The company targets markets primarily in the US, EU/UK, and Asia.. .
We empower enterprises to rapidly solve complexities and unknowns in building blockchain decentralized applications. Morpheus Labs is a Singapore-based company providing businesses with an end-to-end Blockchain-Platform as a Service (BPaaS) solution for innovation and value creation.
Its solution power up blockchain application development, offering ready-to-use development tools and applications in an agnostic environment with leading blockchain technologies to facilitate mass adoption. Our experienced team’s expertise empower individuals and enterprises on easy prototyping, deployment, and integration of applications using blockchain technology to solve real-business problems.
Because companies have difficulties finding the use cases on Blockchain technology solutions to apply to their businesses and not knowing how to evaluate the return on investment; Piecing together the blockchain nodes, storage, cloud development environment and repository connection requires a lot of effort and time. We help these companies to: – Realize mass adoption of blockchain by simplifying tools in application building for businesses.
– Provide blockchain solution consultancy and proof-of-concept (POC) services to businesses – Engage educational entities to nurture future batches of development talents.. .
Qashier provides smart point-of-sale solutions that help merchants digitize their businesses. Its flagship product is the Qashier Smart Terminal, a connected, multi-purpose device that combines a payments hub, powerful POS software, and a proprietary app store into one uniquely designed device.
Qashier enables merchants to start, run, and grow successful stores with just one terminal on the counter. Qashier was founded in 2019 and is headquartered in Singapore..
Syfe is a digital wealth manager built for investors who expect more – greater transparency, smarter portfolios, and better investment outcomes. They combine leading investment strategies with cutting-edge technology to help you grow your wealth.
And unlike traditional investment management, there are no high fees or hidden costs involved.. .
With iPaymy for Business, SMEs can pay rent, salaries, invoices, and even corporate tax using the credit cards they already have in their wallet today. iPaymy’s secure and easy to use platform reliably delivers payments to vendors while freeing up cash and providing access to interest free credit.
Forget the delays and aggravations that come with traditional SME financing options. Schedule recurring payments, manage invoices, set payment reminders, and monitor payment status all from one dashboard.
It’s never been easier for SMEs to meet monthly payment obligations while keeping cash available to fuel growth, bridge receivable gaps, and make immediate investment in the supplies, services, and expertise needed to drive a growing business forward.. .
Lala World is a technology company using blockchain to create a connected financial ecosystem for the unbanked, migrants, and refugees. It owns and operates LALA Wallet, an online money transfer platform.
It offers products, including LALA Transfer, which offers peer-to-peer local and global remittance backed by crypto and fiat; LALA Bill Pay, which offers local and international bill payments; LALA Lends, which offers domestic and International peer-to-peer lending via crypto and fiat to individual and small businesses; LALA Card, a crypto and fiat synced card; and LALA Kit, which offers a mobile phone with pre-loaded LALA Wallet, LALA Insurance, LALA Card, and Partners’ products. The company was founded in 2016 and headquartered in Singapore..
Wallet Engine provides apps with the complete stack for borderless in-app accounts and financial services that can be seamlessly embedded into any user experience. Licensed as a financial institution and built on bank-grade technology, Wallet Engine allows apps to focus on their core business while retaining full brand and customer ownership (white-labelled).
The Wallet Engine’s APIs include multi-currency stored value accounts, real-time transfers (domestic and cross-border), e-KYC, and many local integrations with financial network partners around the world. The company is headquartered in Singapore and operates globally..
Milaap addresses the many challenges of giving (such as difficulty in discovering the right causes, trust deficit and overall donor apathy. They share stories of (pre-qualified) individuals and groups with a network of its trusted community and partners, who either specialize in providing and managing microloans to their local communities, or can connect with the cause to help with a donation.
As of April 2018, the platform has raised nearly INR 330 Cr to support 100,000 causes, impacting millions of lives across the country. Currently, donations for medical emergencies form an overwhelming majority.
The platform, a majorly utilitarian one is constantly striving to take the concept of online fundraising to more and more Indians. Backed by the increasing penetration of social media and the popularisation of digital payments, Milaap has quickly become India’s most preferred platform to raise funds for personal causes..
Bluesheets is an accounting company that specializes in providing an AI-based data extraction platform. Its software-based approach means as the business grows.
It also specializes in the fields of Fintech and SaaS. The company was founded in 2020..
FnO is a financial services company that specializes in the fields of financial services and financial exchanges. The company features an online-based platform that serves as a trading ecosystem with a unique digital trading platform that is bold, simple, and fun.
FnO was founded in 2017 and headquartered in Singapore, Central Region.. .
N-Frnds universal digital inclusion solution is bringing ALL people in the emerging markets into the digital world. Our technology platform closes the digital divide with a lucrative business model.
Today, over 4 billion individuals and small businesses are not connected to the internet. The advertising model supporting “free” applications does not work in emerging markets.
Furthermore, companies in emerging markets cannot digitally reach their customers and suppliers. The result is billions of dollars of lost revenues and inefficiency costs.
Attempts by others to solve this have failed, mainly because their solutions have focused on mobile data, direct to consumer and channel ownership – excluding most of the market and the existing distribution networks. N-Frnds unique cloud-based digital distribution platform • includes the whole market – can be reached from any device, even with no internet connectivity • utilizes our customer-partners’ existing consumer value chains • consolidates the value chains into our unified digital distribution platform (including all its participants) • creates new digital users incentivized by our customer-partners N-Frnds solution is: • Proven – Massive buy-in from market, from consumer and financial businesses, including companies such as: Microsoft (who selected us as a strategic partner), Coca cola, Nestle, Government of Rwanda, Sequis (insurance), BTPN (bank), MasterCard • Scalable – we have already digitized 15 million end-users and distribution networks of over 200k agents • Unique – ground-breaking technology protected by 21 patents • Global – Local country “franchise” model with a global technology platform N-Frnds is led by top entrepreneurs with deep expertise in emerging markets and together with our innovative and lucrative business model and our market proven solution, we are the market leader bringing universal digital and financial inclusion in emerging markets..
Seedly is a finance assistant platform that helps make financial decisions with the right tools. It is a Singapore-based FinTech startup that helps young working adults save time and spend smarter.
Seedly acts as a personal finance assistant to give overview balances, monthly cashflow, and categorizes of all your expenses automatically at a click of a button by syncing up to 5 banks. Launched in 2016, Seedly helps its users make smarter financial decisions with its budgeting app which allows its 40,000 users to sync up their financial accounts and better manage their cash-flow..
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FundedHere, a Singapore-based equity- and lending-based crowdfunding platform, facilitates funding and venture debt for startups in the region from 5,000 U.S. dollars.
The platform has reviewed over 100 startups, mostly from Singapore, and has short-listed approximately 10, which have potential to be crowdfunded. When approved by FundedHere, startups get the opportunity to upload their project campaigns onto the website, and raise money through the online campaign itself.
For every successful campaign, the platform takes a 3% to 8% commission on the deal, in cash. Founded by andy Lim in 2015, FundedHere holds a Capital Markets Services license from the Monetary Authority of Singapore..
Capital Match is an online peer-to-peer lending marketplace for SMEs based in Singapore and Southeast Asia. It provides SMEs with affordable working capital from professional investors through its online platform.
It charges directly from SMEs and provides investors with the opportunity of lending capital with a return of up to 1% to 2% per month. The company was founded in 2014 with a mission of enabling companies to access debt financing and investors to generate fixed-income returns.
It operates as a subsidiary of Capital Match Holdings and is based in Singapore.. .
Investing since 1991, EDBI is a Singapore-based global investor in select high growth technology sectors ranging from Information & Communication Technology (ICT), Emerging Technology (ET), Healthcare (HC), and other strategic industries. As a value creating investor, EDBI assists companies achieve their ambitious goals by leveraging their broad network, resources and expertise.
With their patient capital, EDBI supports companies seeking to grow in Asia and globally through Singapore.. .
AsiaKredit (asiakredit.com) provides a ground-breaking fast and convenient consumer loan product through a mobile app to Southeast Asia’s half a billion unbanked. AsiaKredit impacts the lives of millions, fostering financial inclusion, improving standards of living, and ultimately driving the society forward.
AsiaKredit’s diverse, experienced, and proven management team is the market-leading advocate for Responsible Lending, including strictly adhering to a Code of Ethics. Headquartered in Singapore, AsiaKredit currently operates in the Philippines, with plans to enter other Southeast Asian markets.
AsiaKredit was seeded and developed by FORUM, the largest fintech venture builder in Emerging Asia, and Fintonia Group, the leading early-stage fintech investor in Southeast Asia.. .
FintruX Network innovates smart solutions for underserved startups and SMEs. We aim to be the one-stop resource and solution provider for business growth and sustainability.
Our technology is developed by a dynamic team of skilled professionals and supported by Robocoder Corporation, which has over 20 years of enterprise software development experience. TruX – the world’s first Smart Business Financing Platform, is a simple and powerful platform that empowers businesses to grow globally with TRUST (Transparency, Reputation, Understanding, Security, Time)..
We are a dedicated team of traders and software engineers working to drive mass adoption of intelligent trading algorithms for both retail investors and financial institutions globally. Our intelligent trading algorithms are created using our novel proprietary Machine Learning framework and big data processing capabilities to generate ‘Alpha’ returns by exploiting market inefficiencies and trading based on non-random, statistical patterns.
We facilitate investors to tap the best ‘Alpha’ to manage their investment accounts with complete simplicity. The AlgoMerchant platform and the team is now ready to serve every investor’s needs in their journey to trade..
Toast is a South East Asian money transfer service enabling people to send any amount of money to the Philippines with ease. Money transfers can be sent and received via mobile phone, eliminating the necessity to queue up in order to send money or wait for days to receive it.
Simply deposit money via bank deposit or a TOAST prepaid top-up card – and take advantage of zero hidden fees. Customers also place their first transfer free of charge.
Finally, all funds and data are extremely secure thanks to bank grade hardware security and multi-signature digital currency wallets.. .
BetaSmartz is a B2B investment SaaS platform with expertise at the centre of technology and financial services offering a complete suite of fully customisable white-labelled turnkey digital and automated back, middle and front office solutions to financial institutions. BetaSmartz was founded by John James in September 2015.
The company is headquartered in Singapore with subsidiaries in Australia, Asia, the US and Europe.. .
Founded in 2015, Validus is the largest SME financing platform in Singapore, focused on SME lending via funds from HNWI and institutional investors. An award-winning Fintech using data analytics and AI to avail growth financing to underserved SMEs, Validus looks to drive inclusive growth for SMEs and economies in the ASEAN region.
Backed by highly reputed VCs, Validus is also present in Indonesia, Vietnam and Thailand, partnering with Corporates to provide supply chain financing to SME ecosystems. Validus holds a Capital Markets Services Licence by the Monetary Authority of Singapore (MAS), and its Indonesian arm Batumbu has received OJK registration in April 2019.
For more information, please visit https://validus.sg.. .
Shortlisted by Apps World’s 2015 Appsters Awards for Best Fintech App! Call Levels is a real-time financial monitoring and notifications app that equalizes the playing field for anyone in the financial markets. Select your financial asset.
Slide to your desired call level. Get immediate alerts on your phone, Apple Watch and email once the price is reached! Share your levels with your friends and help them get informed at the same time.
Tracking your global investments has never been this easy or this social!. .
Credit Culture is the first FinTech company to provide digital solutions for personal loans in Singapore. Our innovative and proprietary technology enables the company to address current market inefficiencies, enabling consumers to benefit from a faster, cheaper and better loan application process.
Using innovative digitalised solutions in the lending industry, Credit Culture aims to lower the cost of credit for consumers and drive financial inclusion across a spectrum of income bands, including the lower income segment that does not have access to banking facilities. Founded by a group of veteran and former bankers, the management team has collectively more than 30 years of experience in the financial industry and in-depth knowledge of the consumer credit and technology space..
Ethis Group operates impact investment platforms approved by regulators in Indonesia, Malaysia, and Dubai, together with a charity platform named Global Sadaqah. Our platforms serve ordinary people, high-net-worth individuals, corporates, and government entities.
We are best known for our crowdfunding impact investment for Indonesian social housing development projects which has been operational since 2014. Our mission is to drive the effective and impactful circulation of capital to the real economy, in-line with our vision to uplift humanity through financial technology..
Positive Energy Ltd.
Positive Energy Ltd was incubated at the Future Economy Studio, Singapore in the early part of 2017 with the goal of Simplifying Renewable Energy Finance. Our mission is to reimagine the energy funding process to accelerate the deployment of renewable energy assets globally.
We are providing an asset financing, trading, and management platform that digitizes the transaction workflow making green investments fast, liquid and economically viable for all parties involved. Positive Energy Ltd, through its platform, aims to engage institutional investors in the financing of renewable energy projects to free-up balance sheets of project developers and project finance banks, reduce overall costs, and thereby encourage new investment in the sector.
Positive Energy Ltd helps investors and assets portfolio managers to source new vetted investment opportunities related to small to mid-size assets (0,5MW to 75MW) and so help project developers to (re)finance their projects faster and at better conditions.. .
CDRX is a fintech company targeting the $600tn securities markets – both existing and new issuance. Its Crypto Depository Receipt (CDR) product is an adaptation of the American Depository Receipt framework combined with blockchain and smart contract technology.
Its team come from banks including Goldman Sachs, JP Morgan, HSBC, Deutsche Bank, UBS, MUFG, Citi and Merrill Lynch – 100+ years of combined financial markets experience spanning trading, structuring, sales, technology, ecommerce, legal and regulation. In addition to the CDR product, its enterprise grade trading platform is designed to support institutional clients, including offering optional settlement via SWIFT/CCPs and regulated custody.
▪️ Investors: Trade securities like crypto-currencies. Faster settlement, lower costs, and the ability to buy stocks or bonds that would previously have been out of reach (fractional ownership) ▪️ Issuers: Pay dividends, conduct voting and execute corporate actions directly through the CDRs.
Lower costs, elimination of intermediary errors and improved efficiencies ▪️ Asset backed (security) tokens: CDRs are securitised tokens, backed by real-world assets, whose value matches the value of the underlying stock or bond that each CDR represents. .
Tookitaki is a globally recognized regulatory technology company that provides proven, enterprise-grade, scalable, easily implementable and explainable AI-powered smart solutions in the AML/CFT and Reconciliation spaces. As criminals thrive in the digital economy with sophisticated techniques, Tookitaki is on a mission to fight the evils of money laundering by creating a federated technology ecosystem that gives equal footing to all financial institutions, creating safe and sustainable societies.
Tookitaki is swiftly being adopted by leading banks as well as traditional and modern financial services. The World Economic Forum recognized Tookitaki in 2019 as a Technology Pioneer for its ability to shape the industry and society in new and exciting ways.
Founded in 2014, Tookitaki is headquartered in Singapore with offices in Charlotte, US, and Bangalore, India.. .
Jewel Paymentech is a FinTech company founded in 2014 with a mission to research and develop intelligent risk technologies for the banking and electronic payments industry. We have since released our first product, One Sentry™ – the industry’s first proactive and automated tool that allows payment card acquiring banks and payment facilitators to effectively manage their merchant’s brand, fraud, credit and data security risk profile.
The organisation is divided into two distinctive lines of services. Our Technology and Solutions team is responsible for developing products for banks, card issuers, card acquirers, processors as well as merchants.
We also provide professional services and consulting to the very niche and specialized electronic payments industry.. .
InfoTrie offers cutting edge technology to analyze the humongous flow of information produced by the financial industry. They uncover low signals for analysts and investors, alert them in real time, instantly cut the noise, research is fast-tracked and your systems fed through their low latency API.
Crossing unstructured data with in house content and classical financial data they help you monitor your portfolio, build new breeds of investment strategies and ultimately generate Alpha. Services offered: 1.
Information portal, SaaS and APIs Our real time indexing engine and our semantic analysis solutions are available as simple subscriptions through our information portal FinSentS.com, as Software as a Service (SaaS), or via our real time APIs. 2.
Trading Technology Our low latency and scalable proprietary trading technology allows you to place and execute orders, algorithmic strategies, monitor in real time market movements and hundreds of technical indicators. 3.
Projects Our real time indexing engine and our semantic analysis solutions can be deployed on premises on a project basis, tuned to the client proprietary feeds and data and smoothly integrated to in-house systems. White labeling is possible.
4. Consultancy, advisory, training in Trading technologies, algorithmic trading, Big Data, Natural Language Processing (NLP) and Machine Learning..
You may write to us at: Daily Finance Media/Fupping Ltd, First Floor, 61-63 Rochester Pl, London NW1 9JU.