This article showcases our top picks for the best Australia based Fintech (Financial Technology) companies. These startups and companies are taking a variety of approaches to innovating the Fintech (Financial Technology) industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovative ideas
- Innovative route to market
- Innovative product
- Exceptional growth
- Exceptional growth strategy
- Societal impact
Top Australia Fintech (Financial Technology) Companies
They are a team of ex-bankers who are passionate about changing the home loan industry for the better. They saw there was a better way to not only help customers get a home loan but also help them pay it off as soon as possible.
That’s why they create a new home loan business that is built around the customer, not the banks. Athena is led by an executive team with deep experience in financial services and has a track record of delivering innovative customer solutions with outstanding customer experiences..
Xinja is an Australian Neobank. They received their full banking licence in 2019 and launched their bank account at the same time and savings account (Stash) in January 2020.
Xinja is designed to be easy, and even fun. You can set up accounts in seconds, with zero paperwork, all on your phone and we offer friendly fast support with in-app chat.
Security is a major priority and not only is our bank account covered by the Government guarantee, but being 100% digital with the latest technology means we’ve built state of the art security in from day 1. It also means low costs for us & competitive rates & low or no fees for you..
Brighte is a digital payments platform for home energy improvements. It was launched in 2015 by Katherine McConnell, with the mission to help people create energy efficient homes.
Brighte offers 0% interest payment plans that remove the upfront cost barrier of big ticket items like solar and batteries for homeowners. On the flipside, vendors receive the prompt lump sum payment they need as soon as they complete the job.
Brighte is backed by Grok Investments, Airtree Ventures and Skip Capital as well as strategic supporters KPMG, Equifax, IBM and Stone and Chalk. Brighte is a leading Australian fintech company and has been widely recognised for its innovative, distruptive offering in the home improvements market..
VC-funded Startup aims to disrupt the payday distress cycle. The app helps you gain instant access to your wages on demand.
The app also automatically predicts when your bills are due, shows you how much is OK for you to spend, and automatically creates budgets for you, effortlessly. The app helps you Supercharge your bank account, giving you access to your pay as you earn it, and empowering you to save big money with seriously little effort..
Prospa provides unsecured business loans to small businesses in Australia and is Australian owned and operated. Using a smart proprietary technology platform and a simple online application process, Prospa gives small business owners a fast and easy way to access finance, and has already helped thousands of Australian small businesses.
In 2015 Prospa won the Deloitte Tech Fast 50 with 6071% growth over three years, making it the fastest growing technology company in Australia, and the third fastest in Asia. Prospa was a 2015 Telstra Business Awards finalist and rated 33rd globally as a leading innovator in KPMG’s Fintech 100..
SocietyOne is Australia’s leading Peer-to-Peer (P2P) lending platform. As a P2P lender, SocietyOne connects savvy investors and creditworthy borrowers in a way that is cheaper, faster and more efficient.
SocietyOne enables individuals to borrow from and invest in each other without the intermediation of a bank or financial institution. Qualified borrowers can request up to $30,000 in unsecured personal loans at personalised rates determined by their unique credit history.
Their philosophy is to exploit the structural mispricing and operating inefficiencies that exist in the traditional banking sector to bring borrowers and investors better rates. They are unencumbered by the branch infrastructure, overhead and capital requirements that drive up operating costs for traditional banks and believe their proprietary ClearMatch technology platform helps to radically reduce the cost of originating, servicing, and funding of traditional loans.
This means that they are able to pass the savings on to investors and borrowers alike by sharing their lower operating cost advantage. Qualifying borrowers with good credit history and strong capacity to repay get access to cheaper loans while investors have the opportunity to lock in more attractive rates of return.
SocietyOne is fully compliant with National Consumer Credit Protection Laws and the Australian Securities & Investments Commission’s (ASIC) financial services laws. They are the holders of an Australian Credit License and an authorised Financial Services Representative of Ironbark Asset Management Pty Ltd, the holder of an Australian Financial Services License..
Flare is a financial services startup offering market-leading digital workplace software, including onboarding, benefits and employee engagement solutions, and financial products designed to help Australians live their best financial lives. Over 2500 companies use Flare’s technology to deliver solutions to their 650,000 workers, creating compliant, employee-centric journeys that automate traditional processes to save time, build culture and improve employee retention.
Employees can access these solutions through most leading HR and payroll platforms, and directly through Slate, an innovative workplace financial services brand that helps Australians plan, save and invest their money better, and effortlessly manage every aspect of their financial life. Flare was founded in 2015 and is headquartered in Millers Point, New South Wales, Australia..
Mobile Credit Payment is an electronic transaction processing company headquartered in the sunny city-state of Singapore. With a relentless commitment to go far and wide for their customers, they seek to ensure all of their payment processing services meet the demanding needs of present businesses while setting the standards for the future.
They take pride in their service efficiency and security compliance to every transaction, every service, every product and every system. Mobile Credit Payment partners Acquiring Banks, Payment Service Providers/ISO to offer Merchants a secure PCI Compliant, international payment processing platform enhanced with innovative technology.
They provide customers with global transaction currencies and regional card settlement currencies, a high-end reporting interface and risk management solution.. .
Tyro Payments is Australia’s first and only fully independent acquirer, offering an EFTPOS facility processing credit, debit, gift, loyalty and Medicare cards. Tyro is the first new entrant into the EFTPOS business in over 15 years.
Tyro uses the Internet and related bleeding edge technologies to build an efficient and scalable transaction processing system that merchants can rely on. Tyro was has been recognised as the: * BRW 4th fastest growing company in Australia in 2010 * BRW 7th fastest growing company in Australia in 2011 Tyro (formerly MoneySwitch Ltd) holds an authority under the Banking Act to carry on banking business as a Specialist Credit Card Institution (SCCI) and operates under the supervision of the Australian Prudential Regulation Authority (APRA).
Tyro provides credit, debit and EFTPOS card acquiring services and does not take money on deposit. (Note that all Funding figures are in Australian Dollars (AUD)).
Spaceship was founded in 2016 with a single mission: to enable you to invest in your future, so you can live the life you want to live. We got our start in 2017 with Spaceship Super, a super fund investing where the world is going.
In 2018, we launched Spaceship Voyager, which makes investing easy for everyone. Since launch, we have grown to more than 100,000 financial members and surpassed $500 million in funds under management – but we’re just getting started..
Nimble provides a fast solution to short-term financial hurdles. A Nimble loan is paid back over weeks, not months or years.
Their world-leading profiling technology allows customers to receive an instant decision upon completing an application. You’ll know if you’ve been approved straight away – not hours or days later.
Their fresh approach to lending means there’s no waiting around for someone to assess your application. No sitting around anxiously wondering whether you’re approved or not.
You’ll have an answer within a minute and cash can be in your bank account within 60 minutes. Nimble re-branded from Cash Doctors in October 2012..
Lendi is making it fast and simple for Australians to get home loans. We use smart technology to match customers with loans from over 30 major lenders and help them get approved in an easy online process.
Our revolutionary platform is supported by our team of Home Loan Specialists who make it easy to compare, choose and complete home loans online. This means customers can skip trips to the bank and reduce the cost of their loan.
Founded in 2013, our team has already grown to over 200 people in 4 different Australian offices, and we’ve helped thousands of customers get a better home loan.. .
The world’s most flexible payments platform. Assembly is the only end to end solution with unlimited ways to accept, manage and disburse payments.
Built for businesses frustrated by the complexity and limitations of existing systems, Assembly delivers extraordinary experiences and unlocks new business value, removing the headaches of fraud, security, compliance, and customer service.. .
PAYTRON (“PAYTRON”) is an Australian company that provides an international payments & treasury management platform which brings high-end institutional-grade service to SMEs with complete digital client experience. In particular, the company facilitates payments of international invoices quoted in foreign currency and helps its clients hedge against risks derived from currency fluctuations.
The platform consists of several key features that are an integral part of the PAYTRON’s overall service, such as invoice processing, risk management, currency conversion and facilitating global payments.. .
InDebted develops a cloud-based debt collection software designed to offer tailored debt management tools. Its cloud collections platform leverages machine learning to understand consumer preferences for servicing overdue accounts and provides application programming interfaces (APIs) to link to customer account systems, enabling small and medium businesses to get flexible payment options.
The company was founded in 2016 and is headquartered in North Sydney, New South Wales.. .
Moula is a loan service company that helps SMEs borrow money to grow their business. The company uses a proprietary lending platform to make data-driven lending decisions based on a business’ banking and accounting data.
The application process takes 10 minutes, and Moula approves applications within 24 hours. They use a combination of heads and hearts to identify good business.
Behind Moula is a heads-and-hearts approach to backing good business. Their proprietary platform will analyze a business’ data, making the process lightning-speedy and simple.
Alongside the smart algorithm is human interaction, and a team of real people who listen to each business’ unique needs. Moula’s business model focuses on bringing human interaction into the application process.
Based on customer reviews, they are currently ranked first in the Non-Bank Finance category on Trustpilot. Founded in Australia by a team that is passionate about using tech to simplify finance, Moula continues to lead the market with transparent pricing and responsible lending practices..
Liven is a rewards-based mobile payment network purpose built for the lifestyle and dining industry from Melbourne, Australia. Users discover merchant partners via the native ‘Liven’ mobile app, make instant payments via the LivenPay gateway, and earn LVN for spending.
That LVN can be saved up, transferred to alternative accounts or wallets, spent at any venue in the Liven partner network for a dynamically fixed value, or donated to charity. For businesses, Liven is an always on discovery and incentive marketing platform for small businesses wrapping advertising, payments, network loyalty, and corporate social responsibility into one..
Practifi is a business management platform for financial services that provide financial advice for businesses and firms. It enables firms, businesses, and companies to manage their clients, partners, and providers.
The company utilizes CRM, practice management, and accountants for financial advisers and brokers. Practifi was founded in 2013 and headquartered in New South Wales, Australia..
PayRight is an Australian payment plan provider developed for merchants to accelerate return-on-effort and for making things more affordable to consumers, by spreading the cost of purchases over time, without ever paying interest. It provides merchants a buy now, pay later flexible payment option to offer their customers, intended for bigger ticket items that are more considered purchases rather than smaller impulse-driven buys.
The company practices responsible for lending and performs extensive identification and credit checks to ensure a customer’s repayment capability. Merchants are paid upfront and in full on the same day and include a diverse mix of broad-reaching products and services such as direct sales businesses, home improvement, education, photography, dental, and health and beauty.
PayRight was founded in 2016 by brothers Piers Redward and Myles Redward. The company has set its headquarters in Melbourne, Australia..
Valiant is an online business loan marketplace in Australia. Its proprietary technology enables business owners and advisers to explore products and lenders that they have the highest probability of being funded.
The company is driven by a mission to make sense of the madness and empower the small business owner and their advisers to find the best loan option available. Valiant was founded in 2015 and is headquartered in Surry Hills, Australia..
Zeller is reimagining business banking and was formed with the goal of providing an alternative to outdated business banking methods. Launching in early 2021, it will bring together the best of modern payments and digital financial services to help Australian businesses get paid, access their money, and manage their finances more efficiently.
Zeller is co-founded by Ben Pfisterer and Dominic Yap, who bring extensive financial services experience from global companies including Square, Visa, NAB and more. The company is backed by Square Peg Capital and Apex Capital.
Learn more at myzeller.com.. .
Waddle offers a flexible and on-demand, revolving line of credit to businesses. Waddle’s fully online, cloud-based platform has brought a 4,000-year-old industry into the modern age.
Simply link Xero, QuickBooks Online or MYOB & and start drawing funds against future payments. Waddle is the only 100% automated accounting add-on across Australia and New Zealand and is currently the highest rated financial services partner for Xero accounting software.
Waddle Pay ® is a registered trademark of Waddle Loans Pty Ltd. – Learn more at: http://blog.waddle.com.au.
Shift is a leading specialist lender to Australian small and medium sized businesses (SMEs). We are customer focused and technology-enabled allowing us to deliver a range of lending products to Australian businesses quickly and efficiently (often in under 24 hours).
We offer a broad range of lending solutions (including working capital loans, trade finance facilities, equipment finance as well as property secured loans) tailored specifically for Australian SMEs. Our products are offered direct to the market as well as through intermediaries, brokers and strategic partners.
Our strategic relationships enable us to offer our lending products to a larger number of Australian businesses. In 2017, Shift was named #12 in the Deloitte Technology Fast50, reflecting our growth over the last four years.
In 2016, Shift was named the #12 fastest growing technology company in Asia Pacific, in the Deloitte Tech Fast500; #2 fastest growing small business in Australia in the Smart50 Awards; and was named to the BRW Fast Starters list, featuring the 100 fastest growing businesses in Australia. Shift is headquartered in Sydney and is 100% focused on serving the financing needs of Australian businesses..
MoneyMe is a platform providing unsecured personal loans to the tech-savvy, convenience-driven millennial market in Australia. MoneyMe is not too little and not too big – and most importantly, we’re all about you.
Built on an ethos of innovation, responsibility, and dedication to the customer experience, we’re revolutionising the way Australians borrow money. Started by two regular Aussie guys, MoneyMe is worlds away from finance as you know it.
There’s no hidden fees, fine print, paperwork, or long wait times.. .
Verteva is a Fintech company that offers a better experience for digital home lending. The company is combining digital customer journeys with technology and data-driven insights.
Verveta was founded in 2019 and based in Sydney, New South Wales, Australia.. .
iSignthis LTD provides online businesses from around the globe, with transactional banking, IBAN account issue, money services and a complete customer onboarding solution from remote identity verification to payment processing and deposit taking services. ISX is a principal member of Visa, Mastercard, JCB, CUP/UPI, AMEX, Diners Club and Discover.
Its Probanx division provides other banks, credit unions, neobanks and money institutions with CORE Banking and CORE Networking software, and currently services over 25 banks in the EU, Switzerland, UK, Hong Kong and Australia. .
Funding is the online investment and lending marketplace for Australian real estate backed short-term mortgages. Founded in 2014 by CEO Jack O’Reilly.
Based on the Gold Coast with a customer base of investors and borrowers from across Australia. To date, we’ve lent over $45 million to property owners (consumers and small businesses), we’ve experienced zero capital losses and grown our lending volumes by over 400% in the past year.
We’ve been lucky enough to have received some industry recognition.. .
DirectMoney combines retail investment and lending services in a unified service platform. It enables investors to directly invest in personal loans via a regulated investment product.
Investors buy units in the DirectMoney Personal Loan Income Fund. Successful borrowers enter into loan contracts managed by DirectMoney.
Borrower interest is paid to investors after deducting of loan losses and management fees. Borrowers with good credit and employment history will be offered rates that are priced according to their credit rating.
This is an innovation in the Australian market where lenders usually offer only one rate based on a single credit grade. DirectMoney is positioned at the at the regulated mainstream end of the peer-to-peer (P2P) lending industry..
PictureWealth is a technology company focused on improving the financial know-how of people across the planet. PictureWealth Advisory runs a centralized advice model where a team of experts collaborate to create the best advice outcome for our clients.
In working with a PictureWealth Advisor, clients are given access to amazing technology to interact with their money like never before.. .
Ignition advice provides automated advice, tools and calculators to global professional financial businesses and financial institutions. Ignition Advice partners with large enterprise.
We apply well researched, goal-based, financial planning principles, powered by customer data and our own independent data and insight which means that advice is personalised to the customer’s needs. Our bank-grade, scaled advice, Software as a Service (SaaS) technology operates within complex ecosystems to bring frictionless experiences to your members..
Fillr: Autofill as a Service
More people convert with Fillr. Fillr has developed ‘Autofill as a Service’ an autofill platform that seamlessly integrates into your app, enabling your customers to transact faster, boosting your conversions and revenue.
We’ve spent over four years (and lots of hard-earned $) building the world’s best autofill… So you don’t have to.
Our powerful mapping engine, algorithms and machine learning technology utilise advanced proprietary textual heuristics to read forms as close to human representation as possible. Fillr’s Autofill API’s are powering transactions on the world’s top fintech, ecommerce, metasearch, cashback and coupon apps.
Fillr’s next generation autofill technology delivers unprecedented accuracy and speed, and unlike other ‘payment’ platforms, Fillr can be used anywhere regardless of a merchant being integrated with us and can be used for any transaction, even those that don’t require payment. “When a user engages our autofill tech on a checkout form, they are 2.2x more likely to convert using Fillr than those who choose to type and they spend 19.66% more p/m” Fillr is led by second time entrepreneurs Chris Koch and Chad Stephens.
With their first tech venture 1Form, they transformed the Australian housing market gaining 90% market share before it was acquired by publicly listed REA/Newscorp (Realestate.com.au, $6b market cap). Fillr has offices in Melbourne and San Francisco and is backed by SoftBank China Capital, Southern Cross Venture Partners, Reinventure (Westpac Bank) and Constant Innovation.
Fillr’s investors have collective experience in creating, growing and managing hyper-growth companies and are some of world’s most successful tech entrepreneurs. Recent investment by SoftBank China Capital, Alibaba’s single largest investor, provides further endorsement of Fillr’s advanced tech and mission to make transacting on mobile easier..
Lakeba Group Pty Ltd
Lakeba Group is a privately held global venture catalyst firm. We do everything to accelerate the conception, creation and commercialisation of technology.
Since Lakeba Group’s formation in 2013, we’ve built a portfolio 13 successful ventures across our FinanceIQ, MachineIQ and LakebaTomorrow portfolios. Each eliminating the frictions caused by analogue transactions across finance, technology, property and retail.
Our success is our discipline of engaging the intelligence of the masses, our partners’ global capacities and distributions, and the proven expertise and experience of our teams based in Australia, India, Italy, the UK and the US. Together, we improve tomorrow..
CoinJar is an Australian bitcoin platform that enables the buying and selling of bitcoins and allows merchants to accept bitcoin payments. It allows online businesses to accept bitcoins in various categories such as bitcoin tools, brick and mortar, charities and non-profits, electronics and computers, fashion and apparel, gifts, health and beauty, and many others.
The platform uses multi-factor authentication to ensure its users’ bitcoins are safe. CoinJar was launched in 2013 in Melbourne, Australia..
Tic:Toc Home Loans
Tic:Toc is an Australian fintech that offers a complete end-to-end online home loan experience. Its technology helps banks meet a tighter and more responsible lending obligations through mortgage application process automation and digitization.
Its platform employs wide data sources in conducting property appraisal and determining if responsible lending laws have been complied with. Tic:Toc claims that these have relevantly reduced the time needed to approve a loan.
Tic:Toc was established in 2015 and is based in Adelaide, South Australia.. .
Stockspot is Australia’s first online, automated investment adviser and fund manager (robo-advisor). Our aim is to make professional wealth management accessible to more Australians.
We want to do away with the high fees, confusing jargon, endless paperwork and lack of transparency that gives Australia’s wealth management industry a bad reputation. We recognise that: – The high fees charged by traditional investment options are completely unnecessary and eating away at investment returns.
– Many Australians are unable to access a professionally managed portfolio due to the significant account minimums. – Those who are trying to do it themselves are usually missing out on the returns and diversification benefits of owning other asset classes like bonds and international shares.
We’re helping Australians manage their money smarter by using our simple, transparent online investment service with low fees.. .
WeMoney is focused on obtaining an Open Banking license so that the Fintech firm can gain access to customer banking data, which may be used to improve the quality of services offered to them. WeMoney’s platform lets users keep track of their pending utility bills and other recurring payments.
The platform also aims to help customers with managing their savings and monitoring their monthly income. Joveski revealed that his company is also developing features that will use behavioral science and AI to help users make better or more informed financial decisions..
uno is a next-generation mortgage service that enables customers to search, compare, and settle a home loan all in one place. At the core of what uno does is give people the power to put themselves and their best interests first.
uno believes that people, when given equal access to tools and information that brokers use, will make better decisions. Plus, uno’s team of experts are on hand to provide customers, with advice, support, and guidance seven days a week.
They don’t receive individual sales commissions, which means they’re there to help and provide clear, easy to understand advice and can even negotiate with lenders on behalf of customers.. .
blueshyft is an iOS-based platform installed in over 1,200 retailers across Australia, that allows businesses to accept cash payments for their digital goods and services. Through the blueshyft network, customers can use cash to load their digital wallet, credit their online account, pay for online orders, and purchase gift cards.
The blueshyft platform also facilitates acquisition, identification, retail, logistics, subscription and activation services.. .
Mint Payments is driving the fast moving payment revolution and many of the largest businesses in Australia, New Zealand and Europe use their technology. Their solution makes it easy to accept payments from all sales channels, card present and card not present, via connection to a single and scalable payment platform.
In this way they meet the rapidly evolving needs of companies that want to displace cash with card payments, want to streamline their reconciliation processes, and want to improve their customers’ experience. .
Arctic Intelligence is dedicated online financial crime risk assessment tool for AML/CFT, Anti-Bribery & Corruption, Fraud and Cyber Risks. Their mission is to provide the software tools that allow organisations, regardless of size, sector or location, reduce financial crime risks associated with being connected with fraud, money laundering, terrorism financing, bribery and corruption, sanctions or tax evasion.
They believe that by bringing together financial crime subject matter experts and world class technology skills, that they can create amazing solutions to assist organisations in managing financial crime risk exposure – hopefully making the world a nicer place to live!. .
DigitalX is an innovative software solutions company focused on the global digital payments industry developing fintech products and services in mobile bill payments and remittance space. DigitalX leverages Blockchain technology and the secure ledger system to create new and innovative software.
The Company is disrupting the global digital bill pay and remittance market with its unique mobile product AirPocket, designed to provide consumers the ability to securely and cost-effectively make cross border payments and send remittances in any currency, from anywhere, anytime, regardless of transaction size.. .
Amber is a next generation digital asset exchange, wallet & micro-investment app – all in the palm of your hand. We’re making exposure to Bitcoin & the new wave of digital assets as simple, low risk & automated as possible, by taking the “bad habit” of spending all the time, and transforming it into an ‘option’ for the future.
We invest the spare change from your daily purchases into asset classes with extraordinary upside. We’re the first product to successfully combine the functions of an exchange & the key features of a Bitcoin wallet, into one micro-investment style app.
This foundation allows us to delve into Layer 2 technologies such as the Lightning Network and begin to offer consumers a way to participate in commerce globally, instantly, without any fees.. .
What if transacting with crypto was as easy as dealing with cash? RelayPay is a fin-tech startup that bridges the gap between traditional finance and digital currencies. The company has built a crypto enabled payment gateway to solve for interoperability between fiat rails and digital currencies.
RelayPay offers a suite of B2C and B2B products including Australia’s first crypto to cash ATM withdrawal solution, as well as a payment processor allowing merchants to receive crypto payments and settle in dollars.. .
Skippr Cash Flow
Skippr is an online cash flow advisory tool for businesses and their advisors. Seamlessly sync with your accounting software, pulling real time data into one beautiful dashboard.
Log on from anywhere to visualise cash problems and opportunities. Build scenarios to map the best steps forward.
If the need crops up, get invoices paid now, and repay us later. Key features include a cash flow dashboard, automated forecasting, alerts and reminders, impact and scenario modeling, interactive charts and reports, and in-app financing.
Skippr helps businesses save time by using intuitive tools to achieve seamless financing.. .
Forget old insurance. Our mission is to deliver relevant, hyperpersonalised coverage in moments that matter to you.
We call this moment based coverage for your lifestyle and wellbeing. We use parametric modelling to design better risk modelling and autamatic claims payouts.
OnDeck launched in Australia in 2015 to solve a major issue facing small businesses: efficient access to capital. They use cutting-edge technology to evaluate businesses based on their actual performance, not solely business owners’ personal credit scores.
Ultimately, this makes it possible for us to responsibly expand access to credit. As a result, businesses are able to spend their time where it provides the most benefit—on their customers and on growing, rather than looking for a small business loan..
Finch is the next-gen data intelligence and financial technology company. We help businesses and financial services provide advanced personalisation, data intelligence, and connected payment experiences via simple APIs for the modern economy.
Our award-winning financial products (Peer to Peer Payments, Expense Tracking, Personal Finance Management and Merchant Payments) deliver seamless customer experiences, while collecting billions of transactional and behavioural data points feeding our machine learning intelligence to deliver unrivalled insights. Finch is widely regarded as one of Australia’s most exciting startups, having recently won “Most Innovative Team” following multiple awards for its consumer app, including “Best Digital Wallet” and “Best Personal Finance App”.
Simple APIs. Connected payments.
Advanced personalisation. Data intelligence.
Welcome to the future of consumer finance.. .
EFTsure is dedicated to helping organisations identify and protect themselves against risk and error that occur in the payment process. Our Best Practice Know Your Payee solutions provide real-time alerts and messaging against broad and accurate payee relationship data.
We also assist businesses with verifying supplier data, streamlining their supplier onboarding process and ensuring payee compliance.. .
Gobbill™ is a digital finance assistant that automates bill payments using artificial intelligence for small businesses and households. Users are protected from online scams, avoid late fees, maximise discounts and protect their credit rating scores.
Small businesses have the additional benefit of digitising invoices, scheduling payments and synchronising data with their accounting software.. .
Hypercurrent is an Australian software company that develops applications and services for cross-border organisations. Our software integrates smart e-invoicing, sales tax compliance, and accounting with powerful account management features.
We look after Asia-focused and China-centric organisations that do business across borders. At Hypercurrent, we imagine a world where businesses can transact and grow across borders and across cultures; as effortlessly as making social connections.
We are motivated by a future where business networks, like Hypercurrent, power an unprecedented wave of growth and prosperity; just like social networks did just recently.. .
Ordermentum Pty Ltd
Ordermentum is an ordering and payments platform for the food and beverage industry. By replacing traditional pen and paper processes with powerful mobile tools, Ordermentum connects the 60,000 cafes, bars, and restaurants across Australia with suppliers, helping to increase business efficiencies, grow sales and improve profitability.
Founded in 2014 and headquartered in Sydney, Ordermentum now works with some of the largest suppliers on the market such as Lion, through to specialty brands including Gabriel Coffee. Hosted on Amazon Web Services, our responsive web design works on all devices, scheduled email & SMS reminders collects orders daily and integrate via flat file or API to any system and as an authorised payment aggregator we collect and settle funds daily.
Whether you’re a small start-up, a large wholesaler, distributor or franchise, Ordermentum is designed to help your business grow. If you’re aiming to improve promotional sales, reduce admin costs, improve cashflow or expand with new customers in emerging channels – this is the solution for you..
Bigstone Capital is an Australian Fintech Company which is developing a marketplace to connect small business borrowers and investors. Bigstone aims to provide loans on the basis of real business performance, rather than on strict eligibility criteria.
They give investors the opportunity to invest directly in small businesses while diversifying their risk.. .
Timelio is a peer-to-peer technology platform that makes it easier for businesses to access invoice finance, via an online marketplace. The purpose of Timelio is to help growing businesses in Australia access fast, flexible and lower cost finance.
Timelio matches businesses that have invoices to sell with investors. Investors are based globally and range from high net worth individuals to family offices, hedge funds, self-managed superannuation funds and finance professionals..
Bank 3.0: a bank without being a bank – to create the most compelling personal finance solution by transitioning towards autonomous finance, and providing a seamless connection to people’s lives. Our long-term goal is to become a lifestyle app, which provides a seamless integration between people, banking, and their lifestyle.
We take our organisational values seriously – Integrity, accountability, client focused, innovative and collaborative.. .
Marketech is a trading platform for the retail ASX Share investor. It offers an app with ultra-low brokerage rates that enables users to trade and share on the go and view the stock market in real-time.
Marketech is dedicated to simplifying the stock markets and make it easier to invest in stocks and trade online. The company was founded in 2000 and is headquartered in Perth, Western Australia..
Quicka is an innovative, high growth financial technology company based in Sydney, Australia. Founded in 2019 by two Australian Fintech veterans, Quicka’s mission is to solve cash flow stress for small business owners by helping businesses pay & get paid.
Why? The average small business owner waits more than 56 days to collect on their invoices, creating unnecessary cash flow stress, and is the leading cause why 40% of business fail. We are changing this.
Using a proprietary technology platform and a fast, simple sign up process, Quicka allows small business owners to get paid upfront on their invoices, in real time, whilst giving their customers flexible repayment options. For more information on Quicka and to receive our latest updates, please visit our website for more details..
Fair Go Finance
Fair Go Finance is an online personal loan provider for everyday Aussies who need cash fast. Its aim is to help our customers access better financial options, now and in the future.
The company partners with introducers including mortgage brokers, car loan companies and financial planners to broaden their product range, achieve the best outcomes for their clients, and ultimately grow their business. Fair Go Finance was founded in 2008 and is headquartered in Mandurah..
Decimal Software Ltd
The democratization of personal financial advice means any consumer, irrespective of value and financial literacy, can access quality advice for free and make a non-conflicted product purchase. Enabling this requires an ecosystem built on a scalable platform to automate acquisition, advice, product fulfillment, ongoing service and risk management, at low cost and a way to make advice consumable to the mass market – not requiring the typical full fact find.
Decimal has developed both. Mass market consumers and product providers have not enjoyed the transformational benefits of digital disruption as none of the offers to date have created a complete ecosystem to both meet the customer needs and enable scalable business models in the market.
Decimal has developed a patented approach that enables a non financially literate consumer, who has financial needs but no desire to become active and engaged, to get advice they will act on, including non-conflicted product choice and purchase, and an ongoing digital reporting service. At the same time, product providers will have open and online access to offer their products and services to the consumer creating a new digital distribution channel.
Decimal enables access to the entire consumer market for personal advice, product purchase and ongoing service.. .
In October 2015, Australia’s Fintech startup community came together to shape the vision for the association. This created an unprecedented opportunity to provide input into the development of the Turnbull Government’s innovation agenda.
Over the course of a month, the Fintech community collaborated and drafted a document of recommended reforms. This document was endorsed by more than 35 Fintech organisations and submitted to key government ministers for consideration..
T8 EXCHANGE PTY LTD
TRAMS is a FinTech startup company in the cryptocurrency market. We have developed new, innovative and unique products that has never been seen before for the benefit of cryptocurrency enthusiasts, investors and traders.
In summary our competitive advantage comes from having our own proprietary products and services as well as our interoperative cross border transaction for clearance and settlement based industry know-how, technological advantage and innovative business acumen.. .
Fitsense offers an online platform that leverages data analytics to help insurance companies personalize health and life insurance packages for individuals using smartphones and wearable devices. The platform aggregates health data across multiple wearable touch points and health tracking applications, and normalizes and combines them to create unique scores for its users.
These scores are then used to develop insurance policies to suit individual needs in real time. This in turn helps insurance companies reduce claims and accelerate revenue streams..
Complii Fintech Solutions Ltd
Complii FinTech Solutions is a secure digital platform that removes the need for paper based compliance. This customizable software has been designed to automate, record, and report on an AFS Licensee’s and Brokers compliance obligations.
Founded in 2007, the company is headquartered in Sydney, New South Wales, Australia.. .
Put simply, Investfit can significantly improve financial outcomes and increase confidence at the same time. Investfit does billions of calculations in real-time to find the investment strategy that produces the best retirement outcomes at the preferred level of confidence.
A small investment now can have a massive impact on retirement, so register today and become Investfit.. .
Hubbe Pty Ltd.
Hubbe is a name you can rely upon for flexible funding solutions that can help your business to grow. We strive to help small businesses with the much-needed capital required to start and manage the business at initial level.
We have helped several Small Business Entrepreneurs in Australia and New Zealand in meeting their financial requirements. We have partnership with some of the leading names in Merchant Solutions, Insurance and Finance, which enable us to provide the needed financial assistance for your small business..
Agate is a new, decentralised blockchain and comprehensive crypto infrastructure for everyday banking and merchant transactions. It boasts the highest transaction speed on the market (instantaneous) with substantially low-cost transaction fees.
As the infrastructure includes a user-facing app, smartbot-AI optimal trading, a merchant-facing app, an API platform, stable coin, plugins, a physical Point of Sale (POS) terminal and debit withdrawal capabilities. Therefore, Agate will be a gateway to connect millions of physical stores, online merchants, users and developers to the cryptoeconomy once established.
In addition, the ecosystem will be fueled by the AGT token, which is utilized for several use cases in Agate ecosystem.. .
Hip Money is a Brisbane Australia based Financial Technology (FinTech) company designed to create software to improve the financial health and wellness of Australians. It was originally formed after receiving the Advance Queensland Hot DesQ grant in October of 2017.
In May of 2018, we were proud to announce a year-long engagement with Bank of Queensland to work directly with their innovation team to help their customers save more money and increase their financial well being.. .
MONEY3 Corporation Limited
ABOUT MONEY3 CORPORATION LIMITED (ASX: MNY) Money3 Corporation Ltd is a financial services company listed on the Australian Stock Exchange (ASX:MNY), specialising in the provision of automotive finance for new and used vehicles of all shapes and sizes as well as personal loans for a variety of needs. Money3 operates in Australia and trades as Go Car Finance Ltd in New Zealand, with over 20 years of lending experience the group has advanced over $1bn in loans to over 500k customers in both countries.
With a focus on consumers looking for finance with a personal touch with real people you can talk to, Money3 is a credible alternative to banks. All loans are assessed based on affordability and a consumer’s ability to meet repayments and lending conditions..
CurrencySpot reimburses travelers for losses from exchange rate movements when they spend money abroad. We offer low fees and quick service.
Just tell us when you’re traveling, how much you plan to spend, and link your debit and credit cards. Enjoy your travel.
We’ll handle the money. Backed by AWI Ventures and H2 Ventures..
Vistr is online software that helps small business owners solve their cash flow problems. It is designed for small business owners and their bookkeepers and accountants, to easily understand about the cash flow in the business to pay bills and more.
Vistr also helps its users source the loans they need to fund working capital and grow their businesses. Founded in 2012, it is based in Sydney, Australia..
Frollo is a purpose driven fintech organisation on a mission to help improve people’s lives through increased financial wellbeing. This means simplifying and automating the process of getting ahead with their finances through providing actionable insights, gamification and being part of our community.
Frollo is delivering on this mission by offering a free financial wellbeing app to both customers as well as small businesses in the app store (iOS and Android). The Frollo app has been awarded winner of Metlife Financial Inclusion and Top 50 in the world for Financial Inclusion.
Frollo also partners with financial institutions to help them innovate, build out their feature set and quickly take new features to market through an API enabled platform. The platform already leverages open banking data and supports an easy implementation through an API platform.
Frollo has been selected as one of only 10 companies in Australia to work on the Government Open Banking Pilot and GDR compliance.. .
Basiq is an aggregation platform for acquiring financial data. It provides access to financial institutions through APIs.
Its platform utilizes financial solutions that inculdes personal financial management software, account verification services, credit scoring, credit risk assessment, and wealth management. Basiq was founded in 2016 and headquartered in South Wales, Australia..
OFX is a global provider of online international payment services for personal and business customers, formerly known as the OzForex Group Limited. Established in 1998 with the aim of providing clients with a better deal, there are OFX offices in Sydney, Toronto, San Francisco, London, Hong Kong, and Auckland.
OFX technology also powers international money transfer services of Travelex, MoneyGram, ING Direct, Macquarie International Money Transfers and other international financial institutions. OFX is also integrated with cloud accounting software providers Xero and Saasu, enabling users to pay foreign currency invoices at great rates in a simple and easy way.
OFX’s extensive network of global banking partners help save on banking fees and deliver transfers quicker than most banks. A combination of knowledge and expertise has made the OFX a significant player in the global foreign exchange marketplace, and one of the world’s leading online money transfer provider.
Its parent company, OzForex Group Limited, is a publicly listed entity with shares traded on the Australian Stock Exchange under the code “OFX”. When it matters, OFX it..
Decentralised marketing and payments platform for the 21st century. Beam is a marketing and payments platform with over 700,000 users and 5,000 stores across three different continents.
It enables a transparent, open and real-time engagement between all stakeholders in the retail value chain ranging from brands to stores. We have proven the benefits of Beam’s model at scale with over three million transactions since the inception of the platform in 2011.
Utilising blockchain technology, we are now opening up the Beam Platform to a greater portion of stakeholders in the global retail ecosystem and accelerating the rate of adoption of the platform, particularly among those with limited access to affordable loyalty and payments solutions and those in areas with inadequate financial infrastructure.. .
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