This article showcases our top picks for the best Nigeria based Payment & Fintech companies. These startups and companies are taking a variety of approaches to innovating the Payment & Fintech industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovation
- Innovative ideas
- Innovative route to market
- Innovative product
- Growth
- Exceptional growth
- Exceptional growth strategy
- Management
- Societal impact
Top Nigeria Payment & Fintech Startups
Data sourced from Crunchbase and SemRush.
OPay
Crunchbase Website Twitter Facebook Linkedin
OPay designs a mobile payment service and consumer platform for users to send and receive money, pay bills, and order food and groceries.
Interswitch
Crunchbase Website Twitter Facebook Linkedin
Interswitch is an Africa-focused integrated digital payments and commerce company.
TeamApt
Crunchbase Website Twitter Facebook Linkedin
TeamApt is a financial technology company focused developing Digital Banking, Business Solutions and Payments Infrastructure.
Paystack
Crunchbase Website Twitter Facebook Linkedin
Paystack lets businesses accept payments via credit card, debit card, money transfer and mobile money on their websites or mobile apps.
Helium Health
Crunchbase Website Twitter Facebook Linkedin
Helium Health is an EHR company specializing in developing hospital software to manage patients’ health records and data.
PalmPay
Crunchbase Website Twitter Facebook Linkedin
PalmPay is a simple and secure payment app that give rewards.
Appzone Group
Crunchbase Website Twitter Facebook Linkedin
Payments, Payment Infrastructure, Banking Software as a Service
Global Accelerex Limited
Crunchbase Website Twitter Facebook Linkedin
Global Accelerex facilitates payments on physical and virtual channels with the use of debit and/or credit cards, USSD and account transfers
Paylater
Crunchbase Website Twitter Facebook Linkedin
Paylater is a digital financial services platform that specializes in consumer lending.
XEND
Crunchbase Website Twitter Facebook Linkedin
Xend is an African end-to-end merchant solution that includes inventory management, payments, and business intelligence.
Evolve Credit
Crunchbase Website Twitter Facebook Linkedin
A loan and financial product marketplace that allows African consumers to find, compare, and apply for loan offers from select lenders.
Fliqpay
Crunchbase Website Twitter Facebook Linkedin
Fliqpay is a cross-border payment infrastructure for financial institutions and global businesses
Fundall
Crunchbase Website Twitter Facebook Linkedin
A full stack digital bank that makes access to digital banking, wealth management & business tools affordable to Africans across the globe.
TalentBase
Crunchbase Website Twitter Facebook Linkedin
TalentBase is an affordable payroll solution enabling African SMEs to simplify and organize their HR processes.
BuyPower
Crunchbase Website Twitter Facebook Linkedin
BuyPower is a utility payment platform in Nigeria.
SureGroup
Crunchbase Website Twitter Facebook Linkedin
Powering employee & customer rewards in Africa.
Vesicash Financial Technology
Crunchbase Website Twitter Facebook Linkedin
Vesicash is an Escrow payment system that facilitate a transparent payment process through a secure distributed networks.
Allpro Technologies
Crunchbase Website Twitter Facebook Linkedin
Allpro Technologies is a fintech startup.
Flux
Crunchbase Website Twitter Facebook Linkedin
Flux is a mobile app that lets you send money, receive money, make and accept payments across Africa.
Ogaranya
Crunchbase Website Twitter Facebook Linkedin
We enable Offline-To-Online (O2O) commerce. USSD Payments.
Shoppersbill
Crunchbase Website Twitter Facebook Linkedin
Integrated payment, Invoicing and billing Platform
Wallet.ng
Crunchbase Website Twitter Facebook Linkedin
Wallet.ng is a fintech startup that allows people and companies to send, receive, and make payments, using their phone numbers.
Nigeria Inter-Bank Settlement System
Crunchbase Website Twitter Facebook Linkedin
NIBSS provides the infrastructure for automated processing, settlement of payments and fund transfer instructions.
Middletrust
Crunchbase Website Twitter Facebook Linkedin
Africa’s most reliable escrow payment service provider.
Naijacrypto
Crunchbase Website Twitter Facebook Linkedin
Cryptocurrency Exchange and Utility Platform.
Electronic Settlements Limited
Crunchbase Website Twitter Facebook Linkedin
Electronic Settlements Limited is an indigenous information systems management company experience revolutionizing the IT & payment industry.
ITEX Integrated Services
Crunchbase Website Twitter Facebook Linkedin
ITEX Integrated Services is an innovative FinTech company that designs and deploys secure and convenient Online & Mobile payment solutions.
Amplified Payment System Ltd (Amplify)
Crunchbase Website Twitter Facebook Linkedin
Amplify builds next-generation payment solutions for banks, businesses and consumers in Africa.
Oyana
Crunchbase Website Twitter Facebook Linkedin
Ọyana is a fintech company that provides a payment infrastructure for global merchants and payment service providers.
Xpress Payments
Crunchbase Website Twitter Facebook Linkedin
Xpress Payments delivers customized digital platforms for the optimization of electronic payments and fund disbursement services.
VISION-X CRYPTO
Crunchbase Website Twitter Facebook Linkedin
Vision-X Crypto is a FinTech company that facilitates payments through cryptocurrency with cost effective integration models.
Sankore Global Investments
Crunchbase Website Twitter Facebook Linkedin
Sankore Global Investments is an investment company that provides investment, risk, and estate management services.
AjoCard
Crunchbase Website Twitter Facebook Linkedin
AjoCard offers payments, lending, savings, and health insurance services.
Aimtoget.com
Crunchbase Website Twitter Facebook Linkedin
No.1 Nigerian Platform that convert airtime to cash with instant payment
Oak Pensions
Crunchbase Website Twitter Facebook Linkedin
Oak Pension renders retirement planning, voluntary contributions, defined benefit scheme management, benefit administrations and payment.
SimplePay Limited
Crunchbase Website Twitter Facebook Linkedin
SimplePay is a leading Nigerian payment processor and has been processing for more than 3000 web merchants and still growing.
Cashenvoy
Crunchbase Website Twitter Facebook Linkedin
CashEnvoy is owned by E-Settlement Ltd, an independent, private sector led, limited liability company located in Lagos.
SmartTeller
Crunchbase Website Twitter Facebook Linkedin
SmartTeller is helping cooperative banks serve their customers better.
Abstract Works Limited
Crunchbase Website Twitter Facebook Linkedin
Technology, Business & Brand Consulting
PayWithCapture
Crunchbase Website Twitter Facebook Linkedin
PayWithCapture is a convergent payment system that aggregates QR-code payment.
CowriePay
Crunchbase Website Twitter Facebook Linkedin
CowriePay is dedicated to deepening financial services in emerging markets.
Protocoh
Crunchbase Website Twitter Facebook Linkedin
Protocoh is providing the infrastructure for automated processing, settlement of payments, and fund transfer instructions.
Globasure
Crunchbase Website Twitter Facebook Linkedin
Globasure develops and provides effective end to end payment solutions that make living simpler. Our clients include FINTECH, banks & telcos
nibox
Crunchbase Website Twitter Facebook Linkedin
Nibox is a merchant aggregator and mobile payments company that aims to simplify transactions via a self-service kiosk infrastructure.
MyMusic.com.ng
Crunchbase Website Twitter Facebook Linkedin
Africa’s music streaming and download service
Calabary
Crunchbase Website Twitter Facebook Linkedin
Calabary is a financial technology services company providing instalment loans to consumers at the point of sale.
swap.ng
Crunchbase Website Twitter Facebook Linkedin
Swap.ng is a platform with various extensions enabling users and businesses to send, receive payment and pay bills.
Payluk
Crunchbase Website Twitter Facebook Linkedin
Payluk is a financial technology company providing payment protection(escrow) services for individuals and businesses.
Bitpaya
Crunchbase Website Twitter Facebook Linkedin
Bitpaya is a digital currency exchange and remittance platform that uses blockchain to lower the cost and enhance quick settlement.
TouchandPay Technologies
Crunchbase Website Twitter Facebook Linkedin
TouchandPay Technologies provides payment and transaction services.
NQLB
Crunchbase Website Twitter Facebook Linkedin
NQLB is a technology and financial services company that offers eCommerce, payments, and IT solutions for African businesses.
e-Revenue Gateway
Crunchbase Website Twitter Facebook Linkedin
e-Revenue Gateway (e-RG) is a payment processing and electronic transaction switching company.
High Breed Technology
Crunchbase Website Twitter Facebook Linkedin
High Breed Technology is an African multinational technology company that specializes in Internet-related services and products.
Zoranga
Crunchbase Website Twitter Facebook Linkedin
Zoranga provides electronic payment and money transfer services.
Eazycrypt
Crunchbase Website Twitter Facebook Linkedin
Conversion and Spending of cryptocurrencies made easy, fast and reliable for people and businesses in Africa & Middle East.
Leadway Pensure
Crunchbase Website Twitter Facebook Linkedin
Leadway Pensure provides pension funds solutions and financial services.
Troneta Solutions Ltd
Crunchbase Website Twitter Facebook Linkedin
Software, Database, Blockchain Development, Payment Processor, Currency Exchanger
Podlancer
Crunchbase Website Twitter Facebook Linkedin
Podlancer is a freelancing, outsourcing & crowdsourcing marketplace. Find, hire, manage & pay professionals without engaging them fulltime.
Unified Payments
Crunchbase Website Twitter Facebook Linkedin
Unified Payments is a payment service provider that offers online payment solutions.
Nairapacket
Crunchbase Website Twitter Facebook Linkedin
Disrupting the financial-payment system via mobile gaming as a fun and rewarding system that motivates users to store money in digital form.
RSVP
Crunchbase Website Twitter Facebook Linkedin
RSVP is a collaborative payment service that allows people solicit and receive payments for various purposes.
SecureFarm
Crunchbase Website Twitter Facebook Linkedin
We are a co-farming platform that aids farmers in Nigeria by offering access to land, mechanical & digital tech, credit, and knowledge.
Zapay
Crunchbase Website Twitter Facebook Linkedin
Quick Global Money Transfer and e-Commerce Merchant Services