This article showcases our top picks for the best San Francisco based Fintech companies. These startups and companies are taking a variety of approaches to innovating the Fintech industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovation
- Innovative ideas
- Innovative route to market
- Innovative product
- Growth
- Exceptional growth
- Exceptional growth strategy
- Management
- Societal impact
Top San Francisco Fintech Startups
Data sourced from Crunchbase and SemRush.
Collective
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Collective provides financial concierge services for self-employed people and businesses.
Synctera
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Synctera is a FinTech-as-a-Service platform that connects financial institutions with fintech companies.
Bay1
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BAY1 is an issuance and acquiring platform that connects businesses and merchants to a virtual payments platform.
Alt
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Alt is an alternative asset platform that allows people to buy, sell, and store sports cards.
Valora
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Valora is a mobile peer-to-peer payments and remittance app built on the Celo platform.
Lendtable
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Lendtable provides income-constrained individuals with wealth-building cash advances.
Finley Technologies
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Finley develops software that helps companies automate due diligence, ensure compliance, and streamline ongoing reporting.
Fei Protocol
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Fei Protocol is a direct incentive stable coin which is undercollateralized and fully decentralized.
Runway
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Runway is a ground up rethink of the role of financial data inside modern businesses.
Citadel – Payroll APIs
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With Citadel, users can easily connect their payroll account and instantly verify employment, income, and identity.
HamsaPay
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HamsaPay provides solutions for the B2B e-commerce payments market.
Caplight
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Caplight is a platform that enables institutional investors to buy and sell derivatives of private equity.
Ready
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Ready makes software that helps local internet service providers connect more subscribers to better broadband services.
Flaist
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Flaist is the easiest and fastest way for banks to power digital initiatives. #WeFintechifyBanks
Sardine
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Sardine provides fraud prevention as a service solution for the digital economy.
Sanlo
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Vertically-focused platform of financial services for the gaming & app companies
SmartDeFi
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SmartDeFi is a non-custodial robo-investment app for decentralized finance.
Polkaswitch
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A decentralized multi-chain liquidity protocol on Polkadot, Ethereum, and top layer 1 & 2 blockchains.
Front Finance
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Front is the ultimate investing community powered by real investors and smart technology. Get our free app for iOS & Android. GetFront.com
Cryptiswap
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CryptiSwap© is a Non-Custodial CryptoCurrency exchange/swap service | no registration | no holds | no third party
Atomic
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Atomic is a provider of personalized investment management services that lets companies embed investment accounts into their services.
Inclined Technologies
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Inclined pioneers a new form of lending in a large and vastly underserved market.
Parafin
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Parafin is a capital as a service platform for fundraising activities.
Better Tomorrow Ventures
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Better Tomorrow Ventures (BTV) is an early stage fintech focused fund that leads rounds in pre-seed and seed-stage companies globally
Sivo
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Sivo provides debt as a service. Our API allows companies to access debt funding and lend money to their users at scale.
Equi
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The future of alternative investments. Invest in the best alternative investments in the world, $100M net worth no longer required.
TrueFi
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TrueFi is the ultimate DeFi uncollateralized lending protocol
Staax
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Staax is a mobile app that lets you pay and get paid from peers with fractional share stock.
ZeFi
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ZeFi is an alternative to high yield savings account. It lets users earn up to 8% APY on their deposits and spend with a debit card.
Anzen
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Management insurance and operations tools using real-time HRIS and SaaS integrations to identify and avoid management risks.
Intrepid Technology
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Intrepid is changing the way businesses connect, work, and grow through financial technology.
Ennerate
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Ennerate automates business valuations for small and medium businesses.
Paymobil
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Paymobil is a mobile app where users can send and request money anywhere in the world in seconds.
Sidepocket
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Sidepocket combines tactical investment strategies that generate returns by automatically rebalancing the money into assets that outperform.
Lenco
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Lenco is a Neobank that makes current bank accounts and tools for SMEs to grow in Africa
Vesti Social
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The social network and chat app for investors.
xToken
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xTokens are ERC20 wrapper tokens for staking, governance and liquidity strategies.
Klorah
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Payment handling for creative freelancers/gig workers
Checkmate Savings, Inc
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One-click checkout that enables users to compound discounts for eCommerce purchases
Splyt
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Splyt makes it easy for people to share money and pay together.
Cohere
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Innovating at the intersection of FinTech, Social Media, and Augmented Reality
Centsibly
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Centsibly is a personal finance app that gives you unmatched flexibility and control over how you track your money.
Startup Falcon
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Startup Falcon is a valuation calculator tool for early-stage startups.
Front
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Front offers stock analysis & other strategic investment tools to help you become a better investor.