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101 Best United States Based Payment & Fintech Firms to Know & Work for

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This article showcases our top picks for the best United States based Payment & Fintech companies. These startups and companies are taking a variety of approaches to innovating the Payment & Fintech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top United States Payment & Fintech Startups

Data sourced from Crunchbase and SemRush.

Square

Square

Crunchbase Website Twitter Facebook Linkedin

Square is a merchant services aggregator and mobile payment company that aims to simplify commerce through technology.

Ripple

Ripple

Crunchbase Website Twitter Facebook Linkedin

Ripple provides one frictionless experience to send money globally using the power of blockchain.

Ripple

Flutterwave

Crunchbase Website Twitter Facebook Linkedin

Flutterwave is a fintech company that provides a payment infrastructure for global merchants and payment service providers.

Ripple

Remote

Crunchbase Website Twitter Facebook Linkedin

Remote offers international payroll, benefits, and compliance services for employees and contractors.

Ripple

Capchase

Crunchbase Website Twitter Facebook Linkedin

Capchase is a fintech company that provides financial solutions to startups by allowing access to funds as they grow.

Ripple

Finix Payments

Crunchbase Website Twitter Facebook Linkedin

Finix Payments is a fintech company that develops a payment processing platform for businesses.

Ripple

NCR

Crunchbase Website Twitter Facebook Linkedin

NCR develops consumer transaction technologies for the retail, financial, travel, hospitality, telecom, and technology industries.

Ripple

Paystand

Crunchbase Website Twitter Facebook Linkedin

Paystand is a cloud-based billing and payment platform for B2B companies.

Ripple

Sezzle

Crunchbase Website Twitter Facebook Linkedin

Sezzle provides a buy now, pay later solution platform.

Ripple

Gig Wage

Crunchbase Website Twitter Facebook Linkedin

Gig Wage is a fintech payroll company for gig workers and contractors.

Ripple

Dwolla

Crunchbase Website Twitter Facebook Linkedin

Dwolla is a FinTech company that is changing the way innovative businesses move money with their modern payments platform.

Ripple

Payoneer

Crunchbase Website Twitter Facebook Linkedin

Payoneer allows global commerce by connecting businesses, professionals, countries and currencies with its cross-border payment platform.

Ripple

RoadSync

Crunchbase Website Twitter Facebook Linkedin

RoadSync is a digital payment software application platform for the logistics industry.

Ripple

Greenlight

Crunchbase Website Twitter Facebook Linkedin

Greenlight is a fintech company that provides a debit card designed to help parents monitor their child’s spending habits.

Ripple

Affirm

Crunchbase Website Twitter Facebook Linkedin

Affirm is a financial technology services company that offers installment loans to consumers at the point of sale.

Ripple

Marqeta

Crunchbase Website Twitter Facebook Linkedin

Marqeta is a modern card issuing platform that provides infrastructure and tools to help companies build and manage payment programs.

Ripple

Behalf

Crunchbase Website Twitter Facebook Linkedin

Behalf develops a digital platform that facilitates payments and accelerates cash flow by extending net terms and financing to businesses.

Ripple

Sila

Crunchbase Website Twitter Facebook Linkedin

Sila is an API platform that provides banking and payment infrastructure-as-a-service for software teams.

Ripple

Visa

Crunchbase Website Twitter Facebook Linkedin

Visa is a multinational financial services company that facilitates electronic payment systems throughout the world.

Ripple

Melio

Crunchbase Website Twitter Facebook Linkedin

Melio is a fintech company that gives small businesses a way to digitally manage their business-to-business payments and receivables.

Ripple

Remitly

Crunchbase Website Twitter Facebook Linkedin

Remitly is a mobile payments service that enables users to make person-to-person international money transfers.

Ripple

Eco

Crunchbase Website Twitter Facebook Linkedin

Eco isn’t a bank. It’s something better — a digital wallet that rewards you every time you save, spend or send money.

Ripple

AvidXchange

Crunchbase Website Twitter Facebook Linkedin

AvidXchange is a software company specializing in automating invoice and payment processes for mid-market businesses.

Ripple

Chargebee

Crunchbase Website Twitter Facebook Linkedin

Chargebee provides subscription and recurring billing systems for SaaS and e-commerce businesses.

Ripple

Deel

Crunchbase Website Twitter Facebook Linkedin

Deel is a payroll and compliance platform for international employees and contractors.

Ripple

Tipalti

Crunchbase Website Twitter Facebook Linkedin

Tipalti is a global payables automation platform that provides a cloud solution to scale and automate global payables operations.

Ripple

SpotOn

Crunchbase Website Twitter Facebook Linkedin

Integrated software and payment solutions for restaurants and small businesses to compete and win.

Ripple

BitPay

Crunchbase Website Twitter Facebook Linkedin

BitPay provides enterprise-grade bitcoin payment solutions for businesses and organizations.

Ripple

Justworks

Crunchbase Website Twitter Facebook Linkedin

Justworks provides small and medium-sized businesses with simple software and expert support for payroll, benefits, HR, and compliance.

Ripple

Bbot

Crunchbase Website Twitter Facebook Linkedin

Bbot is a restaurant and hospitality tech startup dedicated to simplifying and improving the ordering and payment process.

Ripple

Cross River Bank

Crunchbase Website Twitter Facebook Linkedin

Cross River is a financial institution that offers banking services and loan products to consumers and businesses.

Ripple

Fundbox

Crunchbase Website Twitter Facebook Linkedin

Fundbox is an AI-powered financial platform for small businesses.

Ripple

Cedar

Crunchbase Website Twitter Facebook Linkedin

Cedar is a patient payment and engagement platform for hospitals, health systems, and medical groups that elevates the patient experience.

Ripple

Mastercard

Crunchbase Website Twitter Facebook Linkedin

Mastercard provides payment processing products and solutions, and related consulting services.

Ripple

Billtrust

Crunchbase Website Twitter Facebook Linkedin

Billtrust develops a payment cycle management platform designed to automate every step in the invoice-to-cash process.

Ripple

Payactiv

Crunchbase Website Twitter Facebook Linkedin

Payactiv helps put financial wellness within reach.

Ripple

Billd

Crunchbase Website Twitter Facebook Linkedin

Billd is a construction finance company that offers material purchases at 120-day terms to the construction industry.

Ripple

Point

Crunchbase Website Twitter Facebook Linkedin

Point provides shared home equity financing, shared equity, HELOC alternative to existing homeowners and new homebuyers.

Ripple

Veem

Crunchbase Website Twitter Facebook Linkedin

Veem is a payment service provider that helps simplify the way businesses send and receive funds.

Ripple

Finicity

Crunchbase Website Twitter Facebook Linkedin

Finicity provides open banking services, real-time financial data access and insights.

Ripple

Happy Money

Crunchbase Website Twitter Facebook Linkedin

Financial Tools and Services for Human Happiness

Ripple

Patientco

Crunchbase Website Twitter Facebook Linkedin

Patientco improves financial care across the entire patient journey while increasing payments and revenue for today’s top health systems.

Ripple

Cover Genius

Crunchbase Website Twitter Facebook Linkedin

Cover Genius provides an insurance distribution platform designed to protect the customers of the world’s largest digital companies.

Ripple

Clover

Crunchbase Website Twitter Facebook Linkedin

Clover is a cloud-based open business operating system, powered by Android-based devices.

Ripple

Wells Fargo

Crunchbase Website Twitter Facebook Linkedin

Wells Fargo & Company is a diversified financial services company with $1.3 trillion assets providing banking, insurance, and investments.

Ripple

Dashlane

Crunchbase Website Twitter Facebook Linkedin

Dashlane is an app that lets access and shares business and personal passwords anytime, anywhere.

Ripple

Uplift

Crunchbase Website Twitter Facebook Linkedin

Uplift is an enterprise buy now, pay later solution offering a complete range of personalized payment options.

Ripple

Plastiq

Crunchbase Website Twitter Facebook Linkedin

Plastiq offers a bill pay service for businesses to better manage their cash flow.

Ripple

Wyre

Crunchbase Website Twitter Facebook Linkedin

Wyre develops a wide variety of payment APIs that offer a fast and cost-effective way of transferring money.

Ripple

Kyriba

Crunchbase Website Twitter Facebook Linkedin

Kyriba offers SaaS-based treasury solutions that enable treasury departments to plan for market volatility, regulation, and opportunities.

Ripple

Stellar Development Foundation

Crunchbase Website Twitter Facebook Linkedin

A non-profit organization that supports the development and growth of Stellar, a blockchain network that connects financial infrastructure.

Ripple

C2FO

Crunchbase Website Twitter Facebook Linkedin

C2FO provides a platform with many dynamic tools to help manage businesses’ accounts payable and accounts receivable on-demand.

Ripple

Ceridian

Crunchbase Website Twitter Facebook Linkedin

Ceridian helps organizations maximize their human, financial, and technology resources.

Ripple

Atlantic Capital Bank

Crunchbase Website Twitter Facebook Linkedin

Atlantic Capital Bank is a commercial bank that offers banking services and solutions for middle market and emerging growth companies.

Ripple

MineralTree

Crunchbase Website Twitter Facebook Linkedin

MineralTree provides mobile and online accounts payable automation software for finance professionals at growing organizations.

Ripple

PayIt

Crunchbase Website Twitter Facebook Linkedin

PayIt simplifies doing business with state, local, and federal government through its mobile transaction and payment platform.

Ripple

Digit

Crunchbase Website Twitter Facebook Linkedin

Digit is a finance app that analyzes your spending habits and automatically saves the perfect amount every day.

Ripple

Very Good Security

Crunchbase Website Twitter Facebook Linkedin

Very Good Security is a fintech & data security enablement platform helping to maximize the value of data without compliance & breach risk.

Ripple

PayCargo

Crunchbase Website Twitter Facebook Linkedin

PayCargo is an online payment settlement system for the Global Freight Maritime industry.

Ripple

Katapult

Crunchbase Website Twitter Facebook Linkedin

Katapult is an omnichannel point-of-sale payment platform for retailers and consumers.

Ripple

Zuora

Crunchbase Website Twitter Facebook Linkedin

Zuora provides cloud-based software on a subscription basis that helps companies launch, manage, and transform into a subscription business.

Ripple

MoneyGram International

Crunchbase Website Twitter Facebook Linkedin

MoneyGram International is a money transfer company to securely and quickly send or receive money.

Ripple

Digital River

Crunchbase Website Twitter Facebook Linkedin

Global Commerce, Marketing and Payments

Ripple

Celo

Crunchbase Website Twitter Facebook Linkedin

Celo is an open platform that makes financial tools accessible to anyone with a mobile phone.

Ripple

Willa

Crunchbase Website Twitter Facebook Linkedin

Willa is a fintech startup solving freelancers’ biggest pain: getting paid on time, every time.

Ripple

Long-Term Stock Exchange

Crunchbase Website Twitter Facebook Linkedin

The Long-Term Stock Exchange designs an SEC-regulated national securities exchange that aligns great companies and long-term investors.

Ripple

Fivestars

Crunchbase Website Twitter Facebook Linkedin

Fivestars helps businesses and communities thrive by turning every transaction into a relationship.

Ripple

RealPage

Crunchbase Website Twitter Facebook Linkedin

RealPage is a provider of cloud-based software for managing multi-family real estate.

Ripple

Nayax

Crunchbase Website Twitter Facebook Linkedin

Nayax is a global fintech company providing merchant financial services to different retailers.

Ripple

Goalsetter

Crunchbase Website Twitter Facebook Linkedin

Goalsetter is a children and family finance app that provides a next-generation, education-first banking experience.

Ripple

Stampli

Crunchbase Website Twitter Facebook Linkedin

Stampli is an AP automation platform that centers communications on top of the invoice, resulting in 5x faster invoice approvals.

Ripple

Spreedly

Crunchbase Website Twitter Facebook Linkedin

Spreedly is cloud-based payment infrastructure that allows businesses to work with multiple payment gateways simultaneously.

Ripple

Jeeves

Crunchbase Website Twitter Facebook Linkedin

Jeeves is a fintech company that brings financial solutions to businesses globally.

Ripple

ProducePay

Crunchbase Website Twitter Facebook Linkedin

ProducePay is an agriculture fin-tech start-up providing financing, analytics, and marketplace tools for the fresh produce market.

Ripple

MobileCoin

Crunchbase Website Twitter Facebook Linkedin

MobileCoin is a cryptocurrency platform that develops P2P payment tokens and digital payment systems for mobile.

Ripple

Amazon Pay

Crunchbase Website Twitter Facebook Linkedin

Amazon Pay is an online payment service that makes commerce simple for millions of shoppers and customers.

Ripple

PingPong

Crunchbase Website Twitter Facebook Linkedin

The first, and only, international Fintech company to focus exclusively on global eCommerce Marketplace sellers.

Ripple

Synapse

Crunchbase Website Twitter Facebook Linkedin

Synapse is a banking platform that enables companies to provide financial products to their customers.

Ripple

ParkHub

Crunchbase Website Twitter Facebook Linkedin

A Complete Parking Ecosystem | Reservations – Payments – Management – Applications – Infrastructure – Sensors

Ripple

Credorax

Crunchbase Website Twitter Facebook Linkedin

Credorax provides online payment processing and acquiring bank services for a diverse range of online merchants.

Ripple

BlueSnap

Crunchbase Website Twitter Facebook Linkedin

BlueSnap provides an All-in-One Payment Platform designed to accelerate commerce for B2B and B2C businesses.

Ripple

Ripio

Crunchbase Website Twitter Facebook Linkedin

Ripio is a bitcoin and digital payments company.

Ripple

Flexa

Crunchbase Website Twitter Facebook Linkedin

The fastest, most fraud-proof payments network in the world.

Ripple

Paykii

Crunchbase Website Twitter Facebook Linkedin

A B2B cross-border bill pay platform with access to more than 600 billers in 13 countries

Ripple

First Data

Crunchbase Website Twitter Facebook Linkedin

First Data Corporation provides electronic commerce and payment solutions for merchants, financial institutions and card issuers.

Ripple

Wex

Crunchbase Website Twitter Facebook Linkedin

Wex is a financial technology service provider across a wide spectrum of sectors, including fleet, travel and healthcare.

Ripple

REPAY

Crunchbase Website Twitter Facebook Linkedin

Realtime Electronic Payments (REPAY) is a full service provider of electronic transaction processing services for retail merchants.

Ripple

Carpay

Crunchbase Website Twitter Facebook Linkedin

Carpay is a loan management software for BHPH dealers.

Ripple

Sightline Payments

Crunchbase Website Twitter Facebook Linkedin

Sightline Payments is a global leader in the design and development of enterprise platforms for the casino industry.

Ripple

Routable

Crunchbase Website Twitter Facebook Linkedin

Routable is a B2B payments-based platform that allows its users to send and receive business-to-business payments.

Ripple

PolySign

Crunchbase Website Twitter Facebook Linkedin

PolySign develops secure and scalable infrastructure for financial institutions to fully leverage their digital assets.

Ripple

HealNow

Crunchbase Website Twitter Facebook Linkedin

HealNow is the online payments and on-boarding platform for pharmacies.

Ripple

Check Technologies

Crunchbase Website Twitter Facebook Linkedin

Check is a payroll infrastructure startup.

Ripple

LendingUSA

Crunchbase Website Twitter Facebook Linkedin

Provides Point-of-Sale merchant financing solutions serving specialty niche markets.

Ripple

Returnly

Crunchbase Website Twitter Facebook Linkedin

Returnly is the provider of digital return experiences for direct-to-consumer brands.

Ripple

Zeel

Crunchbase Website Twitter Facebook Linkedin

Zeel delivers on-demand massage from vetted therapists.

Ripple

Autobooks

Crunchbase Website Twitter Facebook Linkedin

Autobooks is the first fully integrated payments & accounting platform for business, delivered through online banking.

Ripple

Token Transit

Crunchbase Website Twitter Facebook Linkedin

Token Transit is a provider of a mobile ticket booking application intended to help riders pay for transit via a mobile application.

Ripple

YapStone

Crunchbase Website Twitter Facebook Linkedin

YapStone is a global provider of online and mobile payment solutions for global marketplaces and large vertical markets.

Ripple

Allego

Crunchbase Website Twitter Facebook Linkedin

Allego provides a mobile video based sales learning and development platform for high tech, financial services, medical device and pharma.

Ripple

Imprint

Crunchbase Website Twitter Facebook Linkedin

Imprint is a financial service company building the future of payments, rewards, and loyalty services.

Written by Tenner Smith

Tenner Smith - I have experience in financial intelligence and automated intelligence. In industry I have worked on artificial intelligence and machine learning. Tenner Smith is a reporter at DF media.

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101 Best California Based Payment & Fintech Firms to Know & Work for