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101 Best United States Based Fintech Firms Founded in 2020 & 2021

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This article showcases our top picks for the best United States based Fintech companies. These startups and companies are taking a variety of approaches to innovating the Fintech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top United States Fintech Startups

Data sourced from Crunchbase and SemRush.

Capchase

Capchase

Crunchbase Website Twitter Facebook Linkedin

Capchase is a fintech company that provides financial solutions to startups by allowing access to funds as they grow.

MicroAcquire

MicroAcquire

Crunchbase Website Twitter Facebook Linkedin

MicroAcquire is a startup acquisition marketplace that helps startups find buyers and get acquired.

MicroAcquire

Daylight

Crunchbase Website Twitter Facebook Linkedin

Daylight is the first and only digital banking platform in the USA built for LGBT+ people, by LGBT+ people.

MicroAcquire

Tomo

Crunchbase Website Twitter Facebook Linkedin

Tomo is a fintech startup that will improve the homebuying experience, initially as a digital mortgage and transaction company.

MicroAcquire

Collective

Crunchbase Website Twitter Facebook Linkedin

Collective provides financial concierge services for self-employed people and businesses.

MicroAcquire

Finary

Crunchbase Website Twitter Facebook Linkedin

Finary is an investing social platform where you can talk about investments with friends and make trades on the market.

MicroAcquire

Synctera

Crunchbase Website Twitter Facebook Linkedin

Synctera is a FinTech-as-a-Service platform that connects financial institutions with fintech companies.

MicroAcquire

Artis Technologies

Crunchbase Website Twitter Facebook Linkedin

Artis Technologies is a provider of modern lending solutions for businesses to offer affordable, low-friction finance.

MicroAcquire

Crediverso

Crunchbase Website Twitter Facebook Linkedin

Crediverso is a financial marketplace where people can find credit cards, credit checks, and international money transfers.

MicroAcquire

Bay1

Crunchbase Website Twitter Facebook Linkedin

BAY1 is an issuance and acquiring platform that connects businesses and merchants to a virtual payments platform.

MicroAcquire

Nirvana Health

Crunchbase Website Twitter Facebook Linkedin

Nirvana Health is a mental health company providing modern fintech and insurance solutions to healthchare.

MicroAcquire

Alt

Crunchbase Website Twitter Facebook Linkedin

Alt is an alternative asset platform that allows people to buy, sell, and store sports cards.

MicroAcquire

Data Mynt

Crunchbase Website Twitter Facebook Linkedin

Decentralized finance DeFi for the 99% non crypto natives & $BYOB token creator

MicroAcquire

Yardline

Crunchbase Website Twitter Facebook Linkedin

Yardline is an offering Capital-as-a-Service technology for e-commerce platforms, marketplaces, and direct capital providers.

MicroAcquire

Crush Capital

Crunchbase Website Twitter Facebook Linkedin

Crush Capital is a fintech company democratizing access to investment opportunities.

MicroAcquire

Valora

Crunchbase Website Twitter Facebook Linkedin

Valora is a mobile peer-to-peer payments and remittance app built on the Celo platform.

MicroAcquire

Otto

Crunchbase Website Twitter Facebook Linkedin

There are $3T worth of vehicles owned outright in the U.S., and tens of millions of their owners are denied by traditional lenders.

MicroAcquire

Lendtable

Crunchbase Website Twitter Facebook Linkedin

Lendtable provides income-constrained individuals with wealth-building cash advances.

MicroAcquire

Trading.TV

Crunchbase Website Twitter Facebook Linkedin

The world’s first social live stream and immersive chat platform for traders and financial content creators.

MicroAcquire

Finley Technologies

Crunchbase Website Twitter Facebook Linkedin

Finley develops software that helps companies automate due diligence, ensure compliance, and streamline ongoing reporting.

MicroAcquire

Greenwood Bank

Crunchbase Website Twitter Facebook Linkedin

Greenwood Bank is a digital banking platform for Black and Latinx people and business owners.

MicroAcquire

Fei Protocol

Crunchbase Website Twitter Facebook Linkedin

Fei Protocol is a direct incentive stable coin which is undercollateralized and fully decentralized.

MicroAcquire

Runway

Crunchbase Website Twitter Facebook Linkedin

Runway is a ground up rethink of the role of financial data inside modern businesses.

MicroAcquire

Goldfinch

Crunchbase Website Twitter Facebook Linkedin

Goldfinch is a credit platform that offers crypto loans without collateral.

MicroAcquire

Collectable

Crunchbase Website Twitter Facebook Linkedin

Collectable is the #1 Fractional Investment Platform for Sports Collectibles.

MicroAcquire

First Boulevard

Crunchbase Website Twitter Facebook Linkedin

First Boulevard is a fintech startup that aims to address the generational wealth gap for Black Americans.

MicroAcquire

Finmark

Crunchbase Website Twitter Facebook Linkedin

Finmark is financial planning software for startups; making it simple for companies to manage their runway, hiring, and cash.

MicroAcquire

Gr4vy

Crunchbase Website Twitter Facebook Linkedin

Gr4vy is a cloud payment orchestration platform that helps businesses manage their payment solutions

MicroAcquire

Allio Fintech

Crunchbase Website Twitter Facebook Linkedin

Allio is democratizing access to Robo-Advisory by taking a 21st Century approach to Tactical Asset Class Allocation with advanced AI/ML

MicroAcquire

Weav

Crunchbase Website Twitter Facebook Linkedin

Weav is a universal API for commerce platforms that allows them to access their customers’ standardized transaction data in real-time.

MicroAcquire

Fintor

Crunchbase Website Twitter Facebook Linkedin

Fintor is a platform for buying and selling fractional equity shares in real estate properties.

MicroAcquire

Treasury

Crunchbase Website Twitter Facebook Linkedin

Treasury is a financial technology VC firm that supports founders.

MicroAcquire

CrossTower

Crunchbase Website Twitter Facebook Linkedin

CrossTower is an exchange operator.

MicroAcquire

Citadel – Payroll APIs

Crunchbase Website Twitter Facebook Linkedin

With Citadel, users can easily connect their payroll account and instantly verify employment, income, and identity.

MicroAcquire

Burnt Finance

Crunchbase Website Twitter Facebook Linkedin

Burnt Finance is a decentralized auction protocol to enable fast and seamless auctions for a diverse array of assets.

MicroAcquire

HamsaPay

Crunchbase Website Twitter Facebook Linkedin

HamsaPay provides solutions for the B2B e-commerce payments market.

MicroAcquire

Peachy

Crunchbase Website Twitter Facebook Linkedin

With Peachy, healthcare providers get paid faster by making patient payments quicker, easier, and more affordable.

MicroAcquire

Carefull

Crunchbase Website Twitter Facebook Linkedin

Organize and protect your loved one’s finances.

MicroAcquire

Caplight

Crunchbase Website Twitter Facebook Linkedin

Caplight is a platform that enables institutional investors to buy and sell derivatives of private equity.

MicroAcquire

Walnut

Crunchbase Website Twitter Facebook Linkedin

Walnut is a point-of-sale lending platform that wants to make healthcare more affordable for patients.

MicroAcquire

Ready

Crunchbase Website Twitter Facebook Linkedin

Ready makes software that helps local internet service providers connect more subscribers to better broadband services.

MicroAcquire

Notabene

Crunchbase Website Twitter Facebook Linkedin

Notabene helps businesses perform crypto transactions that are regulatory compliant.

MicroAcquire

Tiv

Crunchbase Website Twitter Facebook Linkedin

Tiv is a payments and rewards platform built with the gaming community at the core.

MicroAcquire

Rialtic

Crunchbase Website Twitter Facebook Linkedin

Rialtic develops an open marketplace platform that equips and enables accurate payments in healthcare.

MicroAcquire

Millions

Crunchbase Website Twitter Facebook Linkedin

Millions operates as a fintech company.

MicroAcquire

Swype

Crunchbase Website Twitter Facebook Linkedin

Decentralized banking

MicroAcquire

Qooore — Investment, Trading & Insight

Crunchbase Website Twitter Facebook Linkedin

Easy-to-understand AI-powered smart-signal investment tool

MicroAcquire

Hapi App

Crunchbase Website Twitter Facebook Linkedin

Hapi is a stock trading app with zero commission and no minimums focused in Latam. The Robinhood for Latam.

MicroAcquire

Alinea

Crunchbase Website Twitter Facebook Linkedin

Investing Simplified.

MicroAcquire

Flaist

Crunchbase Website Twitter Facebook Linkedin

Flaist is the easiest and fastest way for banks to power digital initiatives. #WeFintechifyBanks

MicroAcquire

Ivella

Crunchbase Website Twitter Facebook Linkedin

Building the future of banking for couples.

MicroAcquire

Sardine

Crunchbase Website Twitter Facebook Linkedin

Sardine provides fraud prevention as a service solution for the digital economy.

MicroAcquire

Sanlo

Crunchbase Website Twitter Facebook Linkedin

Vertically-focused platform of financial services for the gaming & app companies

MicroAcquire

Ensemble

Crunchbase Website Twitter Facebook Linkedin

Ensemble is a FinTech platform designed to help co-parents manage shared expenses for their children more easily.

MicroAcquire

Verituity

Crunchbase Website Twitter Facebook Linkedin

Verituity is a verified digital payments platform that connects banks, businesses, and payees to first-time and on-time digital payouts.

MicroAcquire

SmartDeFi

Crunchbase Website Twitter Facebook Linkedin

SmartDeFi is a non-custodial robo-investment app for decentralized finance.

MicroAcquire

Polkaswitch

Crunchbase Website Twitter Facebook Linkedin

A decentralized multi-chain liquidity protocol on Polkadot, Ethereum, and top layer 1 & 2 blockchains.

MicroAcquire

Front Finance

Crunchbase Website Twitter Facebook Linkedin

Front is the ultimate investing community powered by real investors and smart technology. Get our free app for iOS & Android. GetFront.com

MicroAcquire

Karus

Crunchbase Website Twitter Facebook Linkedin

Predictive Performance for Credit Assets

MicroAcquire

Quiver Quantitative

Crunchbase Website Twitter Facebook Linkedin

Quiver Quantitative is an alternative data platform designed for retail investors.

MicroAcquire

OTONOMI

Crunchbase Website Twitter Facebook Linkedin

We drive efficiencies in insurance operations through claim automation and frictionless payments.

MicroAcquire

OpenEnvoy

Crunchbase Website Twitter Facebook Linkedin

A software solution to Accounts Payable’s biggest challenge.

MicroAcquire

LinkBee

Crunchbase Website Twitter Facebook Linkedin

Permission based employment and income verification for the gig-economy.

MicroAcquire

Stratify Technologies

Crunchbase Website Twitter Facebook Linkedin

Stratify Technologies provides real-time and collaborative budgeting and forecasting solution.

MicroAcquire

Cryptiswap

Crunchbase Website Twitter Facebook Linkedin

CryptiSwap© is a Non-Custodial CryptoCurrency exchange/swap service | no registration | no holds | no third party

MicroAcquire

DipJar

Crunchbase Website Twitter Facebook Linkedin

DipJar is changing the game of fundraising

MicroAcquire

Haven Servicing

Crunchbase Website Twitter Facebook Linkedin

Haven Servicing develops mortgage loan management software to aid in the simplification of loan servicing.

MicroAcquire

Atomic

Crunchbase Website Twitter Facebook Linkedin

Atomic is a provider of personalized investment management services that lets companies embed investment accounts into their services.

MicroAcquire

Inclined Technologies

Crunchbase Website Twitter Facebook Linkedin

Inclined pioneers a new form of lending in a large and vastly underserved market.

MicroAcquire

MyMarkit

Crunchbase Website Twitter Facebook Linkedin

Fintech Blockchain Marketplace – A New Way To Shop

MicroAcquire

Levo Financial

Crunchbase Website Twitter Facebook Linkedin

Levo Financial is a fintech startup building a Spendable Investment Account

MicroAcquire

Suma Wealth

Crunchbase Website Twitter Facebook Linkedin

A financial wellness company for the U.S. Latinx community.

MicroAcquire

Dash

Crunchbase Website Twitter Facebook Linkedin

Dash is building a unified, modern, and accessible alternative payment network for African consumers and businesses.

MicroAcquire

Logica

Crunchbase Website Twitter Facebook Linkedin

Logica is a financial forecasting platform that allows finance teams to collaborate with the entire organization securely and efficiently.

MicroAcquire

Primitive

Crunchbase Website Twitter Facebook Linkedin

Primitive is an open-source protocol for decentralized options and the ethereum decentralized finance ecosystem.

MicroAcquire

Carputty

Crunchbase Website Twitter Facebook Linkedin

Carputty is a consumer automotive startup that provides car loan services to its clients.

MicroAcquire

Here

Crunchbase Website Twitter Facebook Linkedin

Here makes investing in vacation rentals as easy as buying stocks.

MicroAcquire

Revive Concierge

Crunchbase Website Twitter Facebook Linkedin

Revive is a fast-growing startup that is rapidly innovating in the real estate industry for the homeowner.

MicroAcquire

Smash

Crunchbase Website Twitter Facebook Linkedin

Smash is DeFi investing untangled — we build and curate indexed portfolios that make it easy to invest in Decentralized Finance.

MicroAcquire

Genie

Crunchbase Website Twitter Facebook Linkedin

Building the next-generation platform for people to pay back their student loans — in record time.

MicroAcquire

Bumper

Crunchbase Website Twitter Facebook Linkedin

Bumper is one of the first educational investment apps for Gen Z teenagers.

MicroAcquire

Loanbase

Crunchbase Website Twitter Facebook Linkedin

Commercial Lending Made Simple

MicroAcquire

Spaced Ventures

Crunchbase Website Twitter Facebook Linkedin

Public Investment Platform for the Space Industry

MicroAcquire

OppZo

Crunchbase Website Twitter Facebook Linkedin

OppZo connects small businesses to public and private capital sources so they can financially reboot and rebuild their business.

MicroAcquire

Arnie

Crunchbase Website Twitter Facebook Linkedin

Make your 401k work for you and the world

MicroAcquire

My Home Pathway

Crunchbase Website Twitter Facebook Linkedin

Mortgage Customer Acquisition and Risk Profile Improvement

MicroAcquire

PredictAP

Crunchbase Website Twitter Facebook Linkedin

PredictAP is a Fintech startup using AI to automate accounts payable and payment processing for large real estate investment companies

MicroAcquire

Panacash

Crunchbase Website Twitter Facebook Linkedin

Micro-loans mobile app

MicroAcquire

X Co

Crunchbase Website Twitter Facebook Linkedin

Accelerating tech startups and regions

MicroAcquire

RoyFi

Crunchbase Website Twitter Facebook Linkedin

RoyFi helps the creative community by providing flexible financial solutions that never put their assets at risk.

MicroAcquire

CarrotFi

Crunchbase Website Twitter Facebook Linkedin

Our cloud platform helps banks, credit unions, funds and servicers increase profitability and save homes.

MicroAcquire

Safely Finance

Crunchbase Website Twitter Facebook Linkedin

We turn large up-front rental costs into approachable multi-month payments

MicroAcquire

Corevest

Crunchbase Website Twitter Facebook Linkedin

Brokerage-Validated Social Trading Platform

MicroAcquire

Contora

Crunchbase Website Twitter Facebook Linkedin

Alternative data for retail traders

MicroAcquire

Spurge Technologies

Crunchbase Website Twitter Facebook Linkedin

Spurge Technologies provides liquidity to the cryptocurrency markets.

MicroAcquire

ZmBIZI

Crunchbase Website Twitter Facebook Linkedin

ZmBIZI is an App ecosystem consisting of a Hardware and Software symbiosis of technologies curated with the mission of empowering its user.

MicroAcquire

Decameron Technologies

Crunchbase Website Twitter Facebook Linkedin

Fintech

MicroAcquire

ePOP AI

Crunchbase Website Twitter Facebook Linkedin

ePOP AI aggregates all the user’s receipts in one place to view spending history across accounts.

MicroAcquire

Finch

Crunchbase Website Twitter Facebook Linkedin

Finch is the universal API for Payroll and HR

MicroAcquire

AlgoPear

Crunchbase Website Twitter Facebook Linkedin

AlgoPear is a AI trading marketplace where retail investors can connect their portfolio to AI investment strategies.

MicroAcquire

PiKNiK & Company

Crunchbase Website Twitter Facebook Linkedin

PiKNiK & Company develops mining servers and enterprise storages to act as data storage partner for Web 3.0.

Written by Tenner Smith

Tenner Smith - I have experience in financial intelligence and automated intelligence. In industry I have worked on artificial intelligence and machine learning. Tenner Smith is a reporter at DF media.

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