This article showcases our top picks for the best United States based Consumer Lending companies. These startups and companies are taking a variety of approaches to innovating the Consumer Lending industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovation
- Innovative ideas
- Innovative route to market
- Innovative product
- Growth
- Exceptional growth
- Exceptional growth strategy
- Management
- Societal impact
Top United States Consumer Lending Startups
Data sourced from Crunchbase and SemRush.
Lending Club
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Lending Club is an online financial community that brings together creditworthy borrowers and savvy investors.
Kabbage
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Kabbage is a fintech company that offers cash flow management solutions to small businesses.
Avant
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Avant is an online lending platform that offers alternatives to its clients with safe financial products.
MoneyLion
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MoneyLion is a mobile banking platform for borrowing, saving, and investing.
Bread
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Bread partners with retailers to offer pay-over-time solutions that make financing easier and more transparent.
GreenSky
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GreenSky offers fast and paperless solutions and financial services to businesses of all sizes.
Better.com
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Better.com is a homeownership journey platform that utilizes technology to change the way people buy and own a home.
Listo
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Listo is a consumer financial services company offering insurance and loans via retail and mobile experience.
Credible
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Credible is a multi-lender marketplace that allows borrowers to receive competitive loan offers from its vetted lenders.
Earnest
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Earnest is a technology-lender that brings low-interest loans to high-potential people.
Reali
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Reali is creating a shift in real estate to deliver a new model that makes homeownership simple, affordable and stress-free.
BlockFi
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BlockFi is a secured non-bank lender that offers cryptoasset-backed USD loans to cryptoasset owners.
Oportun
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Oportun is a fintech company that provides financial services from personal loans to financial resources.
Dividend Finance
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tDividend Finance is a Technology-enabled finance platform supporting the energy transition with lending and other financial solutions.
Mercury Financial
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Mercury Financial is a financial services company that develops and manages consumer-friendly credit cards and personal loans.
Own Up
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Own Up provides a software solution that enables residential lending from various lenders.
Neat Capital
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Neat Capital is a FinTech mortgage lender setting out to make financing a home as frictionless as using cash.
JetClosing
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JetClosing is a digital real estate title and escrow company that aims to create a modern and user-friendly real estate closing experience.
Braviant Holdings
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A leading provider of tech-enabled credit products and services for underbanked consumers
Spruce
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Spruce develops a platform that enables individuals to receive services in their homes through a mobile app.
Informed.IQ
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Informed is a developer of a consumer auto financing platform designed to collect and analyze loan documents.
LendKey Technologies
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LendKey Technologies develops a cloud-based platform which connects lenders with borrowers and facilitates online lending of loans.
GlobaliD
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Create and manage your own portable, digital identity with globaliD.
Domuso
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Domuso is a next-gen financial services platform offering comprehensive payment processing solutions for multifamily properties.
Notional Finance
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Notional is a fixed rate and fixed term crypto lending and borrowing protocol.
Otto
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Otto provides sustainable rate credit cards to users regardless of their credit score by collateralizing their vehicle.
Vyze
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Vyze offers solutions that enable retailers to offer more payment options for their customers.
Finova Financial
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Fast affordable online loans based on the equity in your car
DeFiner
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DeFiner is a decentralized finance network for crypto savings, loans, and payments.
Fraud.net
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The Future of Fraud Prevention – fraud detection, intelligence augmentation, and live-streaming visualizations.
FinMkt
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Revolutionizing point of sale financing through our highly customizable SaaS, multi-lender, omni-channel platform.
Blue Owl
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Blue Owl is an alternative asset manager that provides investors access to direct lending and GP capital solutions.
DigiFi
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DigiFi is the next-gen platform for automated digital lending.
ArgonCredit
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Argon Credit is a online personal loan startup. Currently growing in the U.S. with plans to expand into the U.K., Europe and Australia.
Sindeo
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Sindeo brings mortgages into the modern world by offering home buyers a straightforward path to home ownership and refinancing.
Lenme
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Lenme is the subscription-based peer-to-peer lending platform in the small amount loan market.
Gerald
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Gerald is transforming how consumers track, manage, finance and pay their household bills by offering overdraft and late fee protection.
BellyCard
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BellyCard is the leader in loyalty for customers and small- to medium-sized businesses.
Skills Fund
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Education financing done right, enabling a Return on Education for all.
Inked Brands
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Inked enables ecommerce by empowering influencers to leverage their social media followers to create a lasting revenue stream
Lend-Grow
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Connecting consumers with 300+ local lenders that are hard-to-find online and offer better deal on loans
Inclined Technologies
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Inclined pioneers a new form of lending in a large and vastly underserved market.
LoanNow
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Our mission is to help good people get better loans.
FinWise Bank
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FinWise is the financial tech company with a community heart.
sEATz
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sEATz is a tech company looking to change the way spectators buy food at sports stadiums.
Brandefy
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Brandefy is a personal care product reviewing platform designed to offer reviews and information about those products.
Biteris
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Biteris is a multi-national company providing payment processing solutions, cross border investment opportunities and business funding.
Safely Finance
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We turn large up-front rental costs into approachable multi-month payments
Synchrony Financial
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Synchrony Financial is a premier consumer financial services companies.
Cedar Credit Builder
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Cedar Credit Builder is a Financial Services company that specializes in consumer lending, finance, and credit building.
Helpper
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A Belgian sharing economy startup for care services.
Ten Thousand Villages US
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Ten Thousand Villages US creates opportunities for artisans in developing countries to earn income by bringing their products and stories.
StoreMe
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StoreMe is a mobile app that enables on-demand storage by the hour or day in retail stores.
Customer Engagement Technologies
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Mobile engagement for lenders & billers
Ben Franklin Finance
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Ben Franklin Finance Financial is a leading provider of banking products and services for loans, already servicing thousands of portfolios.
FIC Network
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FIC Network is a blockchain-powered web platform.
Fundrite
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Fundrite is a commercial funding company that provides a cash advances and reverse consolidations for businesses.
Qanta.ai
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AI-driven mortgage agent that engages and qualifies prospects as a service. This helps mortgage teams to better turn prospects into clients.
VolAero Drones
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VolAero is a Professional Drone Services company.
BeautyLynk
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We bring hair & makeup pros to your doorstep! Convenient and professional services for women of all complexions & hair textures.
CommunityWorks
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CommunityWorks, a non-profit financial organization, helps people become financially stable through education, lending, and investing.
Debtsy
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Debtsy is a transparent debt resolution platform humanizing the consumer debt collection industry
LinkCapital
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LinkCapital offers low-rate, flexible student loan refinancing programs specifically tailored to the needs of medical professionals.
3530 Technologies
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Leading edge, cloud based loan origination solutions for consumer, online, business and indirect lending.
EveryDollar
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EveryDollar is an easy-to-use budget app based on a proven plan that helps you focus your money on what matters.
Top of Mind
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Top of Mind is a provider of customer relationship management and marketing automation software.
Floify
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Floify is a software solution for mortgage automation and point-of-sale securely streamlines the mortgage origination process.
Ovo Cosmico
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Ovo Cosmico, Inc. operates in the technology industry. The company was incorporated in and is based in Mountain View, California.
A.M. Money
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M. Money provides no co-signer low-cost, and flexible college financing to help students finance their college education.
Guild Mortgage
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Guild Mortgage is a growth-oriented mortgage company headquartered in San Diego.
kgb
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kgb is a privately-held, New York-based company that provides its users with directory assistance and enhanced information services.
Dorothy
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Dorothy prepares and protects your home or business before, during and after disaster events.
The Nudge
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The Nudge is a planner friend for your lifestyle.
RateGenius
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RateGenius is a multi-state, web-based auto loan refinance and brokerage company.
Spotloan
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Spotloan offers solutions that work when the money gets tight. Now that’s something worth smiling about.
PointPredictive
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Risk Management & Artificial Intelligence Solutions.
Lucendity
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Lucendity is a loan comparison shopping service that helps consumers acquire loans at banks that align with their financial goals.
VITAL CARD
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VITAL is the credit card that pays you to share and spend responsibly.
PRA Group
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PRA Group offers the following broad range of debt buying solutions and business and government services.
PowerPay
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Digital Lending platform for home improvement industry providing consumer loans
Fitsyn CRM
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White-label SaaS platform servicing the debt settlement and personal loan industries.
Via Acceptance
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Via Acceptance partnerswith dealers in the origination of their loan portfolios and benefiting consumers.
Mortgage Builder
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Mortgage Builder provides enterprise mortgage software solutions for today’s lenders.
LendIt
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The largest conference series dedicated to connecting the global fintech & lending communities.
Armada Labs
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Custom Software Development and Expert Service Support for Fintech Industry
Anovaa Digital Lending
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Anovaa Digital Lending is a loan origination software for banks, credit unions and non-bank lenders.
The Money Store, MLD Mortgage Inc.
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The Money Store®, MLD Mortgage Inc is a trusted mortgage brand for over 40 years and is licensed in over 40 states with offices nationwide.
Arcus Lending
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Arcus Lending provides a variety of loan options for home buyers.
OneBlinc
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OneBlinc is an online lending platform that provides financial solutions for public and health employees.
Swipe Credit
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Swipe Credit’s platform brings smart tools and fast cash to help dynamic businesses of any size grow, powered by artificial intelligence.
Del Toro Loan Servicing
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Del Toro Loan Servicing is a financial company that offers solutions, build connections and transform businesses for its clients.
Greenworks Lending
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Greenworks Lending is a cutting edge private finance company that taps into the power of C-PACE to unlock energy savings.
Massey Services, Inc.
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Massey Services, Inc. is a consumer service provider for devastation of termite damage and pest control services.
US Mortgage Corporation
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US Mortgage is a Mortgage Bank providing Residential Financing/Lending Services. “We believe that everyone deserves a roof over their head”
Stem Lending
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StemLending.com offers nation’s easiest mortgage service, helping home buyers comparison shop and close with their best mortgage option.
CreditSnap
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CreditSnap is a FinTech lending platform for banks and CUs – with digital loan experience, PreQualification, Loan Offer customization & LOS
