This article showcases our top picks for the best California based Payment & Fintech companies. These startups and companies are taking a variety of approaches to innovating the Payment & Fintech industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovation
- Innovative ideas
- Innovative route to market
- Innovative product
- Growth
- Exceptional growth
- Exceptional growth strategy
- Management
- Societal impact
Top California Payment & Fintech Startups
Data sourced from Crunchbase and SemRush.
Square
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Square is a merchant services aggregator and mobile payment company that aims to simplify commerce through technology.
Ripple
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Ripple provides one frictionless experience to send money globally using the power of blockchain.
Flutterwave
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Flutterwave is a fintech company that provides a payment infrastructure for global merchants and payment service providers.
Remote
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Remote offers international payroll, benefits, and compliance services for employees and contractors.
Finix Payments
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Finix Payments is a fintech company that develops a payment processing platform for businesses.
Paystand
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Paystand is a cloud-based billing and payment platform for B2B companies.
Affirm
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Affirm is a financial technology services company that offers installment loans to consumers at the point of sale.
Marqeta
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Marqeta is a modern card issuing platform that provides infrastructure and tools to help companies build and manage payment programs.
Visa
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Visa is a multinational financial services company that facilitates electronic payment systems throughout the world.
Eco
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Eco isn’t a bank. It’s something better — a digital wallet that rewards you every time you save, spend or send money.
Chargebee
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Chargebee provides subscription and recurring billing systems for SaaS and e-commerce businesses.
Deel
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Deel is a payroll and compliance platform for international employees and contractors.
Tipalti
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Tipalti is a global payables automation platform that provides a cloud solution to scale and automate global payables operations.
SpotOn
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Integrated software and payment solutions for restaurants and small businesses to compete and win.
Fundbox
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Fundbox is an AI-powered financial platform for small businesses.
Payactiv
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Payactiv helps put financial wellness within reach.
Point
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Point provides shared home equity financing, shared equity, HELOC alternative to existing homeowners and new homebuyers.
Veem
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Veem is a payment service provider that helps simplify the way businesses send and receive funds.
Happy Money
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Financial Tools and Services for Human Happiness
Clover
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Clover is a cloud-based open business operating system, powered by Android-based devices.
Wells Fargo
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Wells Fargo & Company is a diversified financial services company with $1.3 trillion assets providing banking, insurance, and investments.
Uplift
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Uplift is an enterprise buy now, pay later solution offering a complete range of personalized payment options.
Plastiq
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Plastiq offers a bill pay service for businesses to better manage their cash flow.
Wyre
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Wyre develops a wide variety of payment APIs that offer a fast and cost-effective way of transferring money.
Kyriba
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Kyriba offers SaaS-based treasury solutions that enable treasury departments to plan for market volatility, regulation, and opportunities.
Stellar Development Foundation
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A non-profit organization that supports the development and growth of Stellar, a blockchain network that connects financial infrastructure.
Digit
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Digit is a finance app that analyzes your spending habits and automatically saves the perfect amount every day.
Very Good Security
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Very Good Security is a fintech & data security enablement platform helping to maximize the value of data without compliance & breach risk.
Zuora
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Zuora provides cloud-based software on a subscription basis that helps companies launch, manage, and transform into a subscription business.
Celo
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Celo is an open platform that makes financial tools accessible to anyone with a mobile phone.
Willa
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Willa is a fintech startup solving freelancers’ biggest pain: getting paid on time, every time.
Long-Term Stock Exchange
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The Long-Term Stock Exchange designs an SEC-regulated national securities exchange that aligns great companies and long-term investors.
Fivestars
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Fivestars helps businesses and communities thrive by turning every transaction into a relationship.
Stampli
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Stampli is an AP automation platform that centers communications on top of the invoice, resulting in 5x faster invoice approvals.
ProducePay
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ProducePay is an agriculture fin-tech start-up providing financing, analytics, and marketplace tools for the fresh produce market.
MobileCoin
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MobileCoin is a cryptocurrency platform that develops P2P payment tokens and digital payment systems for mobile.
PingPong
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The first, and only, international Fintech company to focus exclusively on global eCommerce Marketplace sellers.
Synapse
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Synapse is a banking platform that enables companies to provide financial products to their customers.
Carpay
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Carpay is a loan management software for BHPH dealers.
PolySign
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PolySign develops secure and scalable infrastructure for financial institutions to fully leverage their digital assets.
LendingUSA
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Provides Point-of-Sale merchant financing solutions serving specialty niche markets.
Returnly
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Returnly is the provider of digital return experiences for direct-to-consumer brands.
Token Transit
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Token Transit is a provider of a mobile ticket booking application intended to help riders pay for transit via a mobile application.
YapStone
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YapStone is a global provider of online and mobile payment solutions for global marketplaces and large vertical markets.
Womply
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A local commerce platform that provides apps, APIs, marketing, and financial tools for over 500,000 American businesses.
Scalefast
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Scalefast is a digital commerce solution that simplifies and streamlines e-Commerce for inspirational brands.
Poynt
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Poynt is a technology company that builds hardware and software tools for businesses.
Resolve
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Resolve is a B2B payments platform that offers buy now, pay later billing for business purchases.
Treasury Prime
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Treasury Prime is a Banking-as-a-Service company that connects banks and FinTechs through an API.
Oyster
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Oyster is a provider of digital financial services intended for freelancers, startups, and SME’s.
Incode Technologies
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Powering the future of omnichannel biometric identity
Papaya
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Papaya is a developer of an online mobile bill payment application designed to simplify financial transaction.
Data Mynt
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Decentralized finance DeFi for the 99% non crypto natives & $BYOB token creator
Migo
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Migo is a cloud-based platform that allows customers to use loans, make purchases, and withdraw cash without the need for plastic cards.
OODA Health
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OODA Health is a healthcare technology company that offers a software billing platform for providers, payers, patients, and insurers.
One
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One Inc offers a single platform for processing premiums and claims payments, designed to integrate with insurance core systems.
Perch Credit
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Perch helps users build their credit score for free by turning recurring payments (like rent) into creditworthy payments.
Deep Labs
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Deep Labs is an AI startup that creates patented persona-based, context-aware decisions, and risk systems.
CARD.com
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CARD.com creates fashionable and simple payments solutions for its members.
PayNearMe
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PayNearMe is a provider of web and mobile-based cash payments platform designed to facilitate online purchases and bill payments.
Rain
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Rain offers early wage access and financial wellness benefit for mid market to enterprise employers.
Zebit
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Zebit provides a max of $2,500 of credit to pay over time on thousands of products.
Credit Key
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Credit Key is a patented pay-over-time financing solution for e-commerce merchants.
Candex
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Candex is a fintech vendor that engages track and pays for any good or service.
Ondot Systems
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Ondot enables card issuers to offer in-the-moment convenience with control and transparency to their physical and virtual cards.
Scratchpay
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Scratchpay is a patient financing solution for veterinary care.
Qwil
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Qwil provides individual contractors, freelancers, and small businesses with financial tools and solutions.
Spinwheel
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Spinwheel is a platform that helps Americans manage and pay debt in their favorite apps and services.
Finexio
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Finexio offers a smart B2B payment network system for buyers and sellers which links payment rails to automate commercial payments.
Rightfoot
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Rightfoot enables developers to quickly and easily add debt repayment to any application.
Online Check Writer
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Online Check Writer is a secure and simple on-demand check printing software that keeps finances safe and in order.
Gr4vy
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Gr4vy is a cloud payment orchestration platform that helps businesses manage their payment solutions
Cloud Lending
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Cloud Lending is a company that develops software for the financial lending industry.
Health Fidelity
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Health Fidelity offers risk adjustment and quality solutions for healthcare organizations participating in risk-based payment programs.
Dapi
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Dapi is a platform that enables any application to accept payments instantly at near to 0 fees directly from bank accounts.
VertoFX
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VertoFX is a B2B currency exchange marketplace for international businesses.
Hint Health
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Hint Health fixes healthcare system by fundamentally restructuring the way that care is delivered.
TryNow
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TryNow is an e-commerce platform designed to offer a try before you buy experience for shoppers.
TripActions
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TripActions provides a platform to help companies streamline elements of business travel like: payments, rentals, and bookings.
Bolt
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Bolt is developing a checkout experience platform that helps retailers convert and retain more of their shoppers.
Roger.ai
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Roger.ai is a bill pay and accounts payable automation for SMBs and accountants.
Xoom
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Xoom is a digital money transfer company that allows users to securely transfer money online.
Steno
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Steno offers court reporting and litigation support services which is all available through a deferred-payment system.
PayZen
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PayZen is a health care fintech startup that aims to tackle the growing patient payment responsibility problem.
HamsaPay
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HamsaPay provides solutions for the B2B e-commerce payments market.
Peachy
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With Peachy, healthcare providers get paid faster by making patient payments quicker, easier, and more affordable.
Central Payment
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Central Payment provides competitive pricing, cutting-edge technology and 24/7 customer care.
Alice
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Alice is a decentralized finance mobile application that enables users to send money to friends.
Velo Payments
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Velo Payments is the global smart data network for business disbursements.
MagicCube
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MagicCube is a security platform for mobile and IoT devices, delivering hardware-grade protection without the complexity and constraints.
Acquire App
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Sell a curated selection of products through stunning checkout pages with embedded checkout.
MovoCash
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MovoCash is a financial services company that specializes in P2P Payments, Mobile Banking, Fintech, and Finserv.
SupportPay
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SupportPay enables parents to manage child support & share expenses, directly with each other
PocketSuite
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PocketSuite is a single app providing client scheduling, payment + messaging tools to service professionals.
Checkbook
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Checkbook is connecting the last mile in push payments using DigitalChecks for Instant Payments
Loved
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Loved is the platform that empowers kids to save, invest and learn guided by family & friends
Stronghold
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Stronghold creates virtual payment networks that give developers access legacy and next-generation payment networks through a simple API.
AxiaMed
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AxiaMed is a health care payment and technology company focused on facilitating secure patient payments.
