This article showcases our top picks for the best San Francisco based Payment & Fintech companies. These startups and companies are taking a variety of approaches to innovating the Payment & Fintech industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovation
- Innovative ideas
- Innovative route to market
- Innovative product
- Growth
- Exceptional growth
- Exceptional growth strategy
- Management
- Societal impact
Top San Francisco Payment & Fintech Startups
Data sourced from Crunchbase and SemRush.
Square
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Square is a merchant services aggregator and mobile payment company that aims to simplify commerce through technology.
Ripple
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Ripple provides one frictionless experience to send money globally using the power of blockchain.
Flutterwave
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Flutterwave is a fintech company that provides a payment infrastructure for global merchants and payment service providers.
Remote
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Remote offers international payroll, benefits, and compliance services for employees and contractors.
Finix Payments
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Finix Payments is a fintech company that develops a payment processing platform for businesses.
Affirm
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Affirm is a financial technology services company that offers installment loans to consumers at the point of sale.
Visa
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Visa is a multinational financial services company that facilitates electronic payment systems throughout the world.
Eco
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Eco isn’t a bank. It’s something better — a digital wallet that rewards you every time you save, spend or send money.
Chargebee
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Chargebee provides subscription and recurring billing systems for SaaS and e-commerce businesses.
Deel
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Deel is a payroll and compliance platform for international employees and contractors.
SpotOn
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Integrated software and payment solutions for restaurants and small businesses to compete and win.
Fundbox
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Fundbox is an AI-powered financial platform for small businesses.
Veem
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Veem is a payment service provider that helps simplify the way businesses send and receive funds.
Plastiq
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Plastiq offers a bill pay service for businesses to better manage their cash flow.
Wyre
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Wyre develops a wide variety of payment APIs that offer a fast and cost-effective way of transferring money.
Stellar Development Foundation
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A non-profit organization that supports the development and growth of Stellar, a blockchain network that connects financial infrastructure.
Digit
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Digit is a finance app that analyzes your spending habits and automatically saves the perfect amount every day.
Very Good Security
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Very Good Security is a fintech & data security enablement platform helping to maximize the value of data without compliance & breach risk.
Celo
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Celo is an open platform that makes financial tools accessible to anyone with a mobile phone.
Long-Term Stock Exchange
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The Long-Term Stock Exchange designs an SEC-regulated national securities exchange that aligns great companies and long-term investors.
Fivestars
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Fivestars helps businesses and communities thrive by turning every transaction into a relationship.
MobileCoin
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MobileCoin is a cryptocurrency platform that develops P2P payment tokens and digital payment systems for mobile.
Synapse
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Synapse is a banking platform that enables companies to provide financial products to their customers.
Returnly
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Returnly is the provider of digital return experiences for direct-to-consumer brands.
Token Transit
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Token Transit is a provider of a mobile ticket booking application intended to help riders pay for transit via a mobile application.
Womply
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A local commerce platform that provides apps, APIs, marketing, and financial tools for over 500,000 American businesses.
Resolve
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Resolve is a B2B payments platform that offers buy now, pay later billing for business purchases.
Treasury Prime
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Treasury Prime is a Banking-as-a-Service company that connects banks and FinTechs through an API.
Oyster
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Oyster is a provider of digital financial services intended for freelancers, startups, and SME’s.
Incode Technologies
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Powering the future of omnichannel biometric identity
Migo
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Migo is a cloud-based platform that allows customers to use loans, make purchases, and withdraw cash without the need for plastic cards.
OODA Health
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OODA Health is a healthcare technology company that offers a software billing platform for providers, payers, patients, and insurers.
Deep Labs
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Deep Labs is an AI startup that creates patented persona-based, context-aware decisions, and risk systems.
Candex
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Candex is a fintech vendor that engages track and pays for any good or service.
Qwil
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Qwil provides individual contractors, freelancers, and small businesses with financial tools and solutions.
Rightfoot
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Rightfoot enables developers to quickly and easily add debt repayment to any application.
Dapi
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Dapi is a platform that enables any application to accept payments instantly at near to 0 fees directly from bank accounts.
Hint Health
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Hint Health fixes healthcare system by fundamentally restructuring the way that care is delivered.
TryNow
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TryNow is an e-commerce platform designed to offer a try before you buy experience for shoppers.
Bolt
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Bolt is developing a checkout experience platform that helps retailers convert and retain more of their shoppers.
Roger.ai
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Roger.ai is a bill pay and accounts payable automation for SMBs and accountants.
Xoom
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Xoom is a digital money transfer company that allows users to securely transfer money online.
PayZen
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PayZen is a health care fintech startup that aims to tackle the growing patient payment responsibility problem.
HamsaPay
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HamsaPay provides solutions for the B2B e-commerce payments market.
Acquire App
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Sell a curated selection of products through stunning checkout pages with embedded checkout.
PocketSuite
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PocketSuite is a single app providing client scheduling, payment + messaging tools to service professionals.
Loved
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Loved is the platform that empowers kids to save, invest and learn guided by family & friends
Stronghold
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Stronghold creates virtual payment networks that give developers access legacy and next-generation payment networks through a simple API.
Butter
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You are likely losing 4% of your total customers to accidental churn, let us recover them
lastbit
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A global payment network for near instant, low fee transactions
Enter
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Enter gets doctors paid MORE than anyone from insurance and patients.
Bonsai
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Bonsai is an online freelancing platform that helps companies and independent talent work better together.
Sourcery Technologies
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Digital payments for the $220B wholesale food industry
RocketFuel
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RocketFuel is a global provider of 1-click payment option using Bitcoin & other cryptocurrencies with no card & bank fees & chargeback costs
ManageCasa
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The leading intuitive, interactive and automated software for property managers, associations and landlords.
Chipper Cash
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Chipper Cash is a fintech platform that offers mobile, cross-border money transfer services.
Ribbon
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Ribbon is a one-page checkout solution enabling merchants accept payments online and make an intuitive checkout experience for customers.
PayGarden
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PayGarden enables customers to pay anonymously using major brand gift cards.
Pay By Group
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Pay By Group is an checkout option on travel and retail e-commerce sites that lets friends and families split the cost and pay together.
Cryptiswap
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CryptiSwap© is a Non-Custodial CryptoCurrency exchange/swap service | no registration | no holds | no third party
Payable
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Payable is the best way to pay your contractors and stay compliant.
WeTravel
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WeTravel is an online payment platform that offers organizers with pre-departure tools to collect funds and organize logistics.
OrderAhead
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OrderAhead powers mobile ordering for pickup at thousands of restaurants and local merchants
Modern Treasury
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Modern Treasury offers a payment operations platform used to simplify and modernize business payments.
Stream Token
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Stream is a blockchain-based token that allows livestreamers to accept payments with low transaction fees and no platform lock-in.
Fit Pay
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FitPay’s platform provides a phone-less and app-less experience.
Karmic Labs
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Karmic Labs is a B2B payments infrastructure company.
Rally
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RallyPay and Rally.org leverage innovative data and payment tools to connect donors to causes and organizations with their clients
CardSpring
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Cardspring offers an application platform enabling app developers to write applications for credit cards and other types of payments.
Cuanto
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Cuanto allows Latin American creators monetize their audience and sell over social media.
DigitalPay
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DigitalPay is a digital payments provider focused on radically improving the speed, security, and convenience of payments.
Settle
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Settle is a fintech platform that automates B2B payments and provides working-capital solutions for businesses.
Bitnet Technologies
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Bitnet Technologies is a digital commerce platform that helps enterprise scale merchants to accept bitcoin payments.
New Incentives
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New Incentives is a non-profit that changes the lives of the world’s poorest mothers and newborns.
skuIQ
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skuIQ helps retailers with one or more locations keep their inventory, orders and more, synced.
Puma Browser
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Puma is a mobile browser and wallet for the Web3 ecosystem. Private by design.
Payment.Ninja
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Payment.Ninja is an online payment gateway that accepts Visa and MasterCard.
CommitChange
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CommitChange allows nonprofits and donors to work together on a single platform to raise money more efficiently.
Buy Me a Coffee
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Buy Me a Coffee makes it easy for creators to accept donations and membership from their fans.
Salt Technology
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A comprehensive payments platform with focused on the fastest & easiest consumer checkout experience on mobile
Hyperwallet
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Hyperwallet provides growing organizations with a frictionless, transparent, and reliable way to send payments almost anywhere in the world.
AtoB
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AtoB is a technology company building payments infrastructure for the transportation industry.
Presidio Health
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Presidio Health delivers a highly automated medical coding process that doubles the typical coder productivity.
Metal Pay
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Metal Pay develops a blockchain based payments and rewards wallet for digital assets.
Piggybackr
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Piggybackr is passionate about empowering people of all ages and experience levels to achieve their goals.
ArrowPass
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ArrowPass is an NFC-based secure gate control and cashless closed-loop payment solution for events.
StudentCoin
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StudentCoin is a universal cryptocurrency for students where the users owns 100% of the company.
BlueTape
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BlueTape is a payment and financing platform for the construction industry.
Hellobit
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Hellobit is a platform that makes it easier and cheaper to send cash through a network of trusted exchangers worldwide.
Thor Technologies
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Thor is fixing the way independent contractors are paid and managed with its revolutionary SaaS platform and Mobile App, Odin™.
MoneyHash
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MoneyHash provides access to payment and fintech services across the Middle East & Africa with one simple integration.
Paymentwall
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Paymentwall is a global payments platform which provides 150 local payment methods, incl. credit cards and e-wallets, in 200+ countries.
Surematics
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Surematics is helping commercial insurance brokers structure complicated deals online.
Tremendous
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Tremendous is to help businesses incentivize anyone in the world, easily and instantly.
Paidpiper
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Pay with your phone. Mobile commerce for everyone.
Unwind
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Unwind is a booking and payment processing iPhone app connecting clients with massage therapists to fill appointment vacancies.
SmartPay Leasing
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SmartPay is a lease-to-own payment plan that let’s customers shop for devices, accessories and more.
Wholesail
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Wholesail modernizes the invoicing and payment process for food distributors and their buyers.