This article showcases our top picks for the best India based Payment & Fintech companies. These startups and companies are taking a variety of approaches to innovating the Payment & Fintech industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovation
- Innovative ideas
- Innovative route to market
- Innovative product
- Growth
- Exceptional growth
- Exceptional growth strategy
- Management
- Societal impact
Top India Payment & Fintech Startups
Data sourced from Crunchbase and SemRush.
Razorpay
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Razorpay is a platform that enables businesses to accept, process, and disburse payments.
Pine Labs
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Pine Labs is a merchant commerce platform that provides financing and last-mile retail transaction technology to merchants.
CRED
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CRED is a members-only credit card management and bill payments platform that rewards users every time they pay their credit card bills.
Instamojo
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Instamojo is an on-demand payments platform that enables entrepreneurs to build, manage, and grow their business online.
MobiKwik
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MobiKwik is India’s leading fintech platform, operating businesses in consumer payments, payment gateway, and financial services.
Cashfree
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Cashfree is a payments and banking technology company that enables businesses in India to collect payments online and make payouts.
OPEN
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Open develops and offers an online platform for banking and intercompany settlement.
Billdesk
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BillDesk, a property of IndiaIdeas.com Ltd. was conceived in early 2000 to solve the frustrations of most of us when it comes to paying
Mswipe Technologies
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POS, Mobile POS, mPOS, Card Payment, Payment Solutions, mQR, QR code, Digital Payments, Card Swipping Machine, NFC Payment
Simpl
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Simpl is a market leading Pay-Later platform in India
FlexiLoans
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FlexiLoans is a digital lending platform for SMEs in India
BharatPe
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BharatPe is a FinTech company that helps merchants accept payments from customers for free.
FreeCharge
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FreeCharge is a service that gives users coupons for charging their mobile plans.
slice
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slice is India’s best credit card challenger to pay bills, manage expenses, and unlock instant rewards
CASHe
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For timely EMI payments or squaring monthly bills, making a major purchase that you so desired
JUSPAY
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Juspay is a developer of an online platform designed to be used for mobile-based payments.
Kaleidofin
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Kaleidofin is a fintech platform that provides complete financial solutions for excluded individuals and households.
PayMate
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PayMate is an Indian market leader in B2B payments for Enterprise and SME across supply chains.
YAP
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YAP is the API Platform for Banking and Payments products in Asia. More than 200 Fintechs across Asia rely on YAP
Innoviti
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Innoviti develops payments processing, credit distribution, and payments management software solutions.
DanaMojo
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DanaMojo provides payment solutions platform for NGOs of India.
ftcash
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ftcash empowers the underserved micro-merchanrs through financial inclusion using digital payments and loans.
Ezetap
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Ezetap Mobile Solutions is a payment device maker.
SafexPay
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Safexpay is a B2B2B fintech focussed on platform & API infrastructure for businesses across the globe
India1 ATM
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India1 ATM operates a chain of ATM and point-of-sales (POS) terminals around the world.
FamPay
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FamPay offers UPI, P2P, and card payments that allows parents to send money to their teenage kids.
Bikry App (Bizrise Technologies Pvt Ltd)
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Bikry, a Direct-to-Customer platform to start your online store within 30 seconds.
SBI Card
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SBI Card, a player in the Indian credit card market.
Financial Software & Systems
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Financial Software & Systems (FSS), is a global comprehensive payments technology provider.
ePaylater
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ePaylater gives customers the option to ‘buy now and pay later’ on online portals with just one click.
ShopSe
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ShopSe is a offers pay later and instant EMI platform.
DotPe
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DotPe is a technology start-up providing a commerce and payments platform to offline enterprise businesses.
EbixCash
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EbixCash offers you an easy cash card solutions for Individuals and corporates.
M-Pesa
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M-Pesa is a fast, secure and convenient way to transact on mobile brought to you by Vodafone.
airpay
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Airpay offers online payment gateway solutions for e-commerce and retail markets in India.
GramCover
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GramCover develops online based insurance brokerage marketplace.
BASIX Sub-K iTransactions
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Sub-K is a service company that offers affordable, accessible and scalable digital payment solutions to the BoP segment.
FypMoney
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FypMoney is Pocket Money App designed for the Teenagers to give them financial freedom without being dependent on parents cards.
Citrus Payment Solutions
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Citrus Payment Solutions provides consumer payments and mobile banking services.
goDutch
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GoDutch is a fintech application that powers group payments.
Fingpay
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Fingpay is working towards excellence in the Computers space.
Khatabook
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Khatabook is the fintech startup that provides a digital ledger app targeted primarily at small businesses.
Paymatrix
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Paymatrix Manages cash-crunches and unanticipated expenses using a credit card.
Allied Payment Network
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Allied Payment Network offers online bill payment services for financial institutions including banks, credit unions, and direct customers.
Zerone Microsystems Private Limited
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We convert smartphones into a POS machine using our ZUP proximity payment technology, with no additional hardware and no need for NFC.
Transaction Solutions International (India) Pvt Ltd
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TSI India specializes in providing solutions in the Payments, Electronic Surveillance and Managed Services space.
RupeeRedee
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RupeeRedee is a digital platform that helps customers borrow money for their short term needs at the click of a button.
Eroute Technologies Private Limited
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Card-based consumer payment company with a mission to redefine spending experiences in pre-banked & under-banked segments of our society.
Zovi
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Zovi designs and manufactures high-quality lifestyle apparel and accessory products and exclusively offer them online.
HomeCapital
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HomeCapital is a tech company focused on helping people buy their first home with down payment assistance at zero interest cost.
Electronic Payment and Services
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Electronic Payment and Services is a payment systems company that offers payments services to banks and their customers.
Bijlipay
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Bijlipay, is the go-to-market brand of Skilworth Technologies Private Limited
Cheddar
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Cheddar operates as a billing and recurring subscription management system.
Nupay
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NUPAY is a next generation ‘Neo Banking’ Business Payments Platform for Large Enterprises
SIFIPAY.COM
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SIFIPAY is one of the fastest growing payment solution providers in India. Funds collections & Payouts were never so easy !!
Explorex
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Explorex is an all-in-one ecosystem of software suite & business management platform for offline businesses.
LivQuik
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LivQuik provides a complete suite of Prepaid Payment products
FortunePay
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FortunePay offers comprehensive end-to-end electronic payment platform and services to acquiring banks and merchants.
Junio
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Junio is a kids-focused digital pocket money-smart card.
UDMATech
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UDMATech Though the Business world intends to move towards cashless society, the payment transactions through Credit Card.
Payzello
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Payzello is a mobile-first bank account, credit and payment solution provider.
MoNeed
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MoNeed is a comprehensive Fintech platform in India.
LotusPay
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LotusPay is the recurring payments solution for businesses in India.
Cradle
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Cradle is a provider of a one-stop-shop for all your business financing needs.
Escrowpay India
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Escrowpay India is a neutral, online and convenient escrow platform.
Hitachi Payment Services
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Hitachi Payment Services provides financial services and a payments ecosystem for financial institutions and retailers.
TechProcess Solutions
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TechProcess Solutions offers transaction and payment processing services across a spectrum of industries in India.
FINVASIA
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Finvasia is amongst India’s fastest growing Fintech company
SmartPocket
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SmartPocket is a mobile wallet to digitize your plastic cards and makes them smart.
Network People Services Technologies Limited
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NPST is in businesses in providing Software and Mobility solution to banking and finance sector.
Swipesumo Technologies
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Swipesumo Technologies provides solutions for digital payment and mobile payment processing.
Savvy
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An all-in-one multi-currency crypto wallet helping consumers and businesses transact using cryptocurrency, supporting 1000+ currencies.
Triotech
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Triotech is a tech company that offers a range of mobile solutions, including customer value-added, payment solutions, and innovations.
OmegaOn
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OmegaOn is FinTech startup company that aims to build a technology which can let anyone make online payments.
6d Technologies
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6d’s continuous focus on R&D puts us in a unique position to enable services of superior user-experience and enhanced revenue growth
Novopay
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Novopay make banking and payments convenient, simple and safe.
CMS Info Systems
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CMS is uniquely positioned as India’s largest cash management services company.
Zaggle Prepaid Ocean Services
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Zaggle is an award-winning digital payments, cashback and analytics company.
TalkCharge Technologies Pvt Ltd
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TalkCharge is a unique portal facilitating users with Online Recharges, Bill Payments, Digital Wallet, E-GiftCards Voucher.
PayKun
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The easiest way to collect online payments, Anywhere – Anytime Share a payment link on Whatsapp, Facebook, Email, SMS and more.
TresVista Financial Services
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TresVista Financial Services is a provider of offshore financial services support for boutique buy-side and sell-side firms.
Atom Technologies
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Atom Technologies Limited is an end to end payment services provider. Is an omnichannel payment solutions over online and offline channels.
In-Solutions Global
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ISG has nearly 3 decades of experience in the Payment Card Industry.
YIPPSTER
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Yippster is an online payment gateway for entertainment media.
PayKickstart
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Start accepting payments, make more sales, and boost revenue. faster and easier than ever before!
Minance
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Minance is an asset manager who is responsible for running the most successful Aif-category 3 fund in India. Mauritius Hedge Fund Company.
Paul Merchants
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Paul Merchants Ltd is a public limited company with its scrips listed at BSE.
Streak
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Streak operates as a rewarding digital bank for teenagers.
EMVANTAGE Payments
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Emvantage offers an online payment gateway platform compatible with credit card, debit card, and net banking.