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101 Best and Most Innovative China Based Payment & Fintech Firms and Startups

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This article showcases our top picks for the best China based Payment & Fintech companies. These startups and companies are taking a variety of approaches to innovating the Payment & Fintech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top China Payment & Fintech Startups

Data sourced from Crunchbase and SemRush.

Ant Group

Ant Group

Crunchbase Website Twitter Facebook Linkedin

Ant Group strives to enable all consumers and small businesses to have equal access to financial and other services through technology.

LianLian Pay

LianLian Pay

Crunchbase Website Twitter Facebook Linkedin

Lianlian Pay is a cross-border payment solution provider.

LianLian Pay

Lakala

Crunchbase Website Twitter Facebook Linkedin

Lakala is a well-known local financial technology firm that was one of the central banks first third-party payment providers to be licensed.

LianLian Pay

Qudian

Crunchbase Website Twitter Facebook Linkedin

Qudian is an installment payment and investment management platform for micro-lending.

LianLian Pay

Weidai

Crunchbase Website Twitter Facebook Linkedin

Weidai is a China-based P2P lending platform.

LianLian Pay

EasyTransfer

Crunchbase Website Twitter Facebook Linkedin

China’s leading student financial services platform.

LianLian Pay

51 Credit Card Manager

Crunchbase Website Twitter Facebook Linkedin

51 Credit Card Manager develops a credit card management application.

LianLian Pay

Panda Remit

Crunchbase Website Twitter Facebook Linkedin

Panda Remit provides cross-border remittance services to overseas Chinese users.

LianLian Pay

KargoCard

Crunchbase Website Twitter Facebook Linkedin

KargoCard is the leading prepaid gift card distribution and processing platform in China.

LianLian Pay

Huishoubao

Crunchbase Website Twitter Facebook Linkedin

Huishoubao is a Shenzhen-based mobile phone recycling start-up.

LianLian Pay

Black Fish

Crunchbase Website Twitter Facebook Linkedin

Black Fish is a consumer finance platform that offers financial service like consumer loans, installment and wealth management facilities.

LianLian Pay

Alipay

Crunchbase Website Twitter Facebook Linkedin

Alipay offers a mobile and online payments platform that evolves from a digital wallet to a lifestyle enabler.

LianLian Pay

99Bill

Crunchbase Website Twitter Facebook Linkedin

99Bill provides bank and prepaid card processing, account refilling, mass payment, data security, and online marketing services.

LianLian Pay

Moretickets

Crunchbase Website Twitter Facebook Linkedin

Moretickets is an online ticketing company based In Shanghai.

LianLian Pay

Ksher

Crunchbase Website Twitter Facebook Linkedin

Ksher provides you a user-friendly portal to expand your business and attract your target consumers.

LianLian Pay

BitoEX

Crunchbase Website Twitter Facebook Linkedin

We Innovate Revolutionary Financial Services

LianLian Pay

Shangpiaoquan

Crunchbase Website Twitter Facebook Linkedin

Shangpiaoquan provides bill matching and forwarding services for entities, guiding the rapid matching of funds and asset intelligence.

LianLian Pay

VBill

Crunchbase Website Twitter Facebook Linkedin

VBill independent third-party payment service provider in mainland China.

LianLian Pay

19pay

Crunchbase Website Twitter Facebook Linkedin

Beijing Goyang Jie Xun Information Tech provides domestic telecom integration and e-commerce payment services.

LianLian Pay

JF

Crunchbase Website Twitter Facebook Linkedin

JF provides payment, data, and financial services.

LianLian Pay

QuanCheng

Crunchbase Website Twitter Facebook Linkedin

QuanCheng is a SaaS corporate expense management startup, specializing in corporate expense management and vendor management.

LianLian Pay

wPay

Crunchbase Website Twitter Facebook Linkedin

wPay provides in-app aggregate payment solutions for mobile phones.

LianLian Pay

ChinaPNR

Crunchbase Website Twitter Facebook Linkedin

ChinaPNR is a financial payment company focused on payment services such as online, POS, and mobile payment.

LianLian Pay

Xintairuan

Crunchbase Website Twitter Facebook Linkedin

Online salary payment solution provider based in Shanghai.

LianLian Pay

all-pay.cn

Crunchbase Website Twitter Facebook Linkedin

all-pay.cn is a mobile payment and internet marketing solution for merchants.

LianLian Pay

Easy Pay

Crunchbase Website Twitter Facebook Linkedin

Easy Pay is a financial blockchain technology company.

LianLian Pay

Xencio Data Technology

Crunchbase Website Twitter Facebook Linkedin

Data Analytics, Cash Flow Analytics, Accounting Automation, Auditing Automation

LianLian Pay

iPaynow

Crunchbase Website Twitter Facebook Linkedin

iPaynow provides cross-border online payment solution for oversea companies.

LianLian Pay

SF Pay

Crunchbase Website Twitter Facebook Linkedin

SF Pay is a third-party online payment service platform.

LianLian Pay

IPS

Crunchbase Website Twitter Facebook Linkedin

IPS provides payment and financial consulting services.

LianLian Pay

Winner

Crunchbase Website Twitter Facebook Linkedin

Winner is an internet refueling and payment platform.

LianLian Pay

New Hope Finance Co., Ltd.

Crunchbase Website Twitter Facebook Linkedin

New Hope Finance Co., Ltd. is a financial company for agricultural and animal husbandry enterprises.

LianLian Pay

Xinlian Payment

Crunchbase Website Twitter Facebook Linkedin

Xinlian Payment is a Smart transportation service provider.

LianLian Pay

Wangjing Network Technology

Crunchbase Website Twitter Facebook Linkedin

ESports service provider based in Hangzhou.

LianLian Pay

AeMoney.com

Crunchbase Website Twitter Facebook Linkedin

AeMoney.com provides third-party payment platform technology development services for the e-commerce industry.

LianLian Pay

Chanpay.com

Crunchbase Website Twitter Facebook Linkedin

Chanpay.com provides payment and financial services.

LianLian Pay

Sichuan Business Easy Co., Ltd.

Crunchbase Website Twitter Facebook Linkedin

Sichuan Business Easy Co., Ltd. provides gift card design and application for shopping online and offline.

LianLian Pay

ZlinePay

Crunchbase Website Twitter Facebook Linkedin

ZlinePay is a high-tech innovative enterprise focusing on mobile payment and financial technology.

LianLian Pay

Weixuanke

Crunchbase Website Twitter Facebook Linkedin

Weixuanke provides artificial intelligence based payment solutions.

LianLian Pay

GoAllPay

Crunchbase Website Twitter Facebook Linkedin

GoAllPay is an all-in-one payment service platform that focuses on cross-border payment processing and services.

LianLian Pay

Easy Pay Chain (EPC)

Crunchbase Website Twitter Facebook Linkedin

Easy Pay Chain is a cross-border payment platform.

LianLian Pay

Yinjia Financial

Crunchbase Website Twitter Facebook Linkedin

Yinjia Financial is a Third-party payment solution provider.

LianLian Pay

ofpay

Crunchbase Website Twitter Facebook Linkedin

ofpay is an innovative enterprise dedicated to the distribution and service of digital goods.

LianLian Pay

123GO

Crunchbase Website Twitter Facebook Linkedin

123GO is a Chinese checkout-free convenience store operator.

LianLian Pay

LinKids

Crunchbase Website Twitter Facebook Linkedin

LinKids offers online platform for mobile phone payment services.

LianLian Pay

YACOL.com

Crunchbase Website Twitter Facebook Linkedin

YACOL.com develops a prepaid card transaction payment system.

LianLian Pay

Jian24

Crunchbase Website Twitter Facebook Linkedin

Jian24 is a checkout-free convenience store company based in China.

LianLian Pay

EINOLDA

Crunchbase Website Twitter Facebook Linkedin

EINOLDA is a manufacturer of smart cards and card readers.

LianLian Pay

Kaixin Dai

Crunchbase Website Twitter Facebook Linkedin

Kaixin is a peer-to-peer lending platform that provides network investment and financing services for its clients.

LianLian Pay

UnionPay International

Crunchbase Website Twitter Facebook Linkedin

UnionPay International (UPI) is a subsidiary of China UnionPay focused on the growth and support of UnionPay’s global business.

LianLian Pay

KUAI SHOU

Crunchbase Website Twitter Facebook Linkedin

KUAI SHOU provides mobile internet payment and marketing solutions for physical merchants.

LianLian Pay

Dajialai

Crunchbase Website Twitter Facebook Linkedin

A intelligent catering management solution provider.

LianLian Pay

ShenZhen Forwor Technology Co., Ltd

Crunchbase Website Twitter Facebook Linkedin

ShenZhen Forwor Technology Co., Ltd provides self-service settlement management systems for rural credit system banks.

LianLian Pay

PiliPay

Crunchbase Website Twitter Facebook Linkedin

PiliPay is an online payment platform that enables e-retailers and provides payment and international shipment solutions.

LianLian Pay

uuzuche.com

Crunchbase Website Twitter Facebook Linkedin

Uuzuche.com is a web-based, private car sharing platform in China.

LianLian Pay

Xiaoyi

Crunchbase Website Twitter Facebook Linkedin

Xiaoyi is a mobile app that provides laundry payment and laundry mode settings.

LianLian Pay

SingPay

Crunchbase Website Twitter Facebook Linkedin

SingPay is a local Shanghai humanities technology platform

LianLian Pay

Qian Jing Caifu

Crunchbase Website Twitter Facebook Linkedin

Qian Jing Caifu is the provider of Third-party online financial services.

LianLian Pay

Purple Finance

Crunchbase Website Twitter Facebook Linkedin

Purple Finance is positioned in the fun and beautiful blockchain media.

LianLian Pay

Yunzhanghu

Crunchbase Website Twitter Facebook Linkedin

Yunzhanghu provides online income payment solutions and tax declaration services.

LianLian Pay

Lakala Jifengou

Crunchbase Website Twitter Facebook Linkedin

Lakala Jifengou is a purchase payment service management platform.

LianLian Pay

CYNOVO

Crunchbase Website Twitter Facebook Linkedin

CYNOVO is a fintech company focused on security and advanced smart payment solutions.

LianLian Pay

CNEPAY.COM

Crunchbase Website Twitter Facebook Linkedin

CNEPAY.COM is a third-party payment platform company.

LianLian Pay

Haha Pinche

Crunchbase Website Twitter Facebook Linkedin

Haha Pinche is a Chinese carpooling app launched in January 2014

LianLian Pay

Wangyudashi

Crunchbase Website Twitter Facebook Linkedin

Wangyudashi is a specialized platform for internet cafe payment.

LianLian Pay

Bailianyouli

Crunchbase Website Twitter Facebook Linkedin

Bailianyouli offers online payment and financial innovation services.

LianLian Pay

Tong Tong Pay

Crunchbase Website Twitter Facebook Linkedin

Tong Tong Pay is the provider of third party comprehensive payment service.

LianLian Pay

cuitx.cn

Crunchbase Website Twitter Facebook Linkedin

cuitx.cn is an online platform for the collection of property fee, credit card overdue and post-loan amount.

LianLian Pay

Liumi

Crunchbase Website Twitter Facebook Linkedin

Liumi is a digital rewards intelligent distribution platform.

LianLian Pay

PICC PAY

Crunchbase Website Twitter Facebook Linkedin

PICC PAY is a developer of internet financial services.

LianLian Pay

Neoby

Crunchbase Website Twitter Facebook Linkedin

Neoby is a prepaid card issuance and acceptance company.

LianLian Pay

Kuailaicai

Crunchbase Website Twitter Facebook Linkedin

Kuailaicai is a Fintech company.

LianLian Pay

Kuanyi

Crunchbase Website Twitter Facebook Linkedin

Kuanyi provides a cash register system for restaurant operations.

LianLian Pay

BANKEYS

Crunchbase Website Twitter Facebook Linkedin

BANKEYS is a provider of integrated mobile electronic signature solutions.

LianLian Pay

Fullrich

Crunchbase Website Twitter Facebook Linkedin

Fullrich is a financial technology company that provides integrated payment solutions.

LianLian Pay

Yiqianbao

Crunchbase Website Twitter Facebook Linkedin

Yiqianbao is a payment and points consumer company that provides business information solutions and customer loyalty program services.

LianLian Pay

Lexiangfu

Crunchbase Website Twitter Facebook Linkedin

Lexiangfu offers offline payment services for merchants.

LianLian Pay

BoingPay

Crunchbase Website Twitter Facebook Linkedin

BoingPay is the provider of payment technology application development and large data services.

LianLian Pay

WALKTECH

Crunchbase Website Twitter Facebook Linkedin

WALKTECH is an innovative enterprise focusing on the field of IoT terminal security.

LianLian Pay

Starnet Telecom

Crunchbase Website Twitter Facebook Linkedin

Starnet Telecom provides mobile internet digital products and services for transaction, exchange, online and offline payment.

LianLian Pay

Guopi

Crunchbase Website Twitter Facebook Linkedin

Guopi is an online automatic payment platform with coupon verification.

LianLian Pay

Huilongpay.com

Crunchbase Website Twitter Facebook Linkedin

Huilongpay.com offers commercial prepaid card services for enterprises and individuals.

LianLian Pay

Mcking Information Technology

Crunchbase Website Twitter Facebook Linkedin

Mcking Information Technology provides electronic payment solutions.

LianLian Pay

iPayLinks

Crunchbase Website Twitter Facebook Linkedin

iPayLinks is a leading cross-border payment service provider in China, providing one-stop global payment solutions to Chinese enterprises.

LianLian Pay

Joinusrunda

Crunchbase Website Twitter Facebook Linkedin

Joinusrunda is committed to building a service platform integrating convenience, payment, O2O and internet finance for community retailers.

LianLian Pay

JUCHENG

Crunchbase Website Twitter Facebook Linkedin

JUCHENG provides online marketing, sales management, membership management, transaction and payment management services.

LianLian Pay

Bolink Club

Crunchbase Website Twitter Facebook Linkedin

Bolink Club is a Smart parking solution provider based in Shenzhen.

LianLian Pay

longbus.me

Crunchbase Website Twitter Facebook Linkedin

longbus.me is an information service platform for bus reservations and payment.

LianLian Pay

Star Wealth

Crunchbase Website Twitter Facebook Linkedin

Star Wealth is a Fintech company.

LianLian Pay

Global EPay

Crunchbase Website Twitter Facebook Linkedin

Global ePay provides a secure virtual payment solution in China using its proprietary cash-to-virtual clearance technology.

LianLian Pay

China UnionPay

Crunchbase Website Twitter Facebook Linkedin

China UnionPay is a Chinese financial services corporation headquartered in Shanghai, China.

LianLian Pay

24pay

Crunchbase Website Twitter Facebook Linkedin

24pay is a payment and self-service transaction services provider company.

LianLian Pay

Jlishop.com

Crunchbase Website Twitter Facebook Linkedin

Jlishop.com is a cross border payment service provider.

LianLian Pay

EIGPAY

Crunchbase Website Twitter Facebook Linkedin

EIGPAY is a provider of financial technology services.

LianLian Pay

Qufuba.net

Crunchbase Website Twitter Facebook Linkedin

Qufuba.net is a mobile payment systems developer company.

LianLian Pay

Qianlu

Crunchbase Website Twitter Facebook Linkedin

Qianlu is an app that allows you to lie down and make money.

LianLian Pay

SwiftPass Technologies

Crunchbase Website Twitter Facebook Linkedin

SwiftPass is expanding globally with the ambition to become world’s greatest FinTech service company.

LianLian Pay

Fuiou

Crunchbase Website Twitter Facebook Linkedin

Fuiou offers solutions in the fields of POS, online payment, prepaid cards, convenience store payment, money transfer, and account products.

LianLian Pay

Creditcard.com.cn

Crunchbase Website Twitter Facebook Linkedin

Creditcard.com.cn is a credit card and financial service provider.

LianLian Pay

AToken

Crunchbase Website Twitter Facebook Linkedin

The main product ‘AToken’ is the first mobile wallet app which supports multiple coins and fast shift of coins in China.

LianLian Pay

BeePay

Crunchbase Website Twitter Facebook Linkedin

BeePay is a Cross-border payment and remittance service provider

Written by Tenner Smith

Tenner Smith - I have experience in financial intelligence and automated intelligence. In industry I have worked on artificial intelligence and machine learning. Tenner Smith is a reporter at DF media.

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